Castel Sao Jorge in Lisbon, Portugal



How to Rent a Home in Portugal

By Betsy Burlingame

SJB Global
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Summary: Renting a home in Portugal for the first time can be daunting. You probably have so many questions: Do I need a lawyer? Do rentals come with appliances? How do I find good rentals? How do I choose the right neighborhood? The list goes on and on. Here are answers to some of the top questions plus insight from our members living in Portugal.

Navigating the process of renting a home in Portugal for the first time can feel overwhelming. Numerous questions might arise: Should I consult a lawyer? Are appliances typically included in rentals? How can I discover quality rental properties? Which neighborhoods will best suit my needs? These are just the tip of the iceberg. Dive in for answers to these pressing questions and gain insights from our members who've made Portugal their home.

"Moving to Portugal can be an exciting adventure, and finding the right apartment to rent is a crucial step in the process. Portugal has a vibrant rental market with a variety of options, from historic buildings in city centers to modern apartments in suburban areas. This guide will help expats navigate the process of renting an apartment in Portugal, covering essential topics such as finding a property, understanding the rental system, and being aware of required documents and costs.

How do you find a rental property in Portugal?

To find a rental property in Portugal, start by searching online platforms, such as Idealista, Imovirtual, and OLX. These websites offer a wide range of listings and allow you to filter results based on your preferences. Additionally, you can contact real estate agencies (imobiliárias) in your desired area, as they often have access to exclusive listings. Networking through local expat groups and forums can also lead to valuable insights and opportunities.

Does Portugal have an MLS type system?

Portugal does not have a centralized Multiple Listing Service (MLS) system like the one found in the United States. However, many real estate agencies share listings among themselves, and online platforms aggregate a significant number of properties available for rent. This decentralization means you might need to search multiple platforms and agencies to find the perfect apartment.

Do brokers have licenses and how do I know if they are licensed?

Yes, real estate brokers in Portugal are required to have a license to operate. The Institute of Construction and Real Estate (InCI) is responsible for regulating the sector. To verify if a broker is licensed, you can search for their name or license number in the InCI database or ask the broker to provide proof of their license.

Should I buy or rent in Portugal?

Whether to buy or rent depends on your personal circumstances and long-term plans. Renting allows for more flexibility and can be a good option if you're still exploring different areas or unsure about your long-term stay. Buying, on the other hand, can be a sound investment, especially if you plan to stay in Portugal for an extended period. Research both markets to make an informed decision.

Is it difficult to find rentals in Portugal?

The ease of finding rentals in Portugal varies greatly depending on the location and time of year. In popular cities like Lisbon and Porto, demand can be high, and competition for desirable apartments may be intense. In less populated areas, the rental market is generally more relaxed. Start your search early and be prepared to act quickly if you find a suitable property.

What documents are required when renting an apartment in Portugal?

When renting an apartment in Portugal, you typically need to provide the following documents: a valid passport or ID card, a Portuguese fiscal number (NIF), proof of income (such as payslips or a work contract), and sometimes a guarantor or references from previous landlords. Non-EU citizens may also need to provide a valid residence visa or permit.

Do I need a lawyer when renting an apartment in Portugal?

While it's not legally required, hiring a lawyer can provide additional peace of mind, especially if you're not fluent in Portuguese. A lawyer can help review the lease agreement, ensure your rights are protected, and assist with any negotiations. Legal fees vary, but you can expect to pay around €100-200 for a consultation and contract review.

How long is the typical lease for in Portugal?

The typical lease duration in Portugal is one year, with the option to renew. Some landlords may offer shorter or longer lease terms, depending on their preferences and the tenant's needs. Make sure to discuss the lease duration with your landlord before signing any agreements.

Do I have to pay a deposit when renting in Portugal?

Yes, tenants in Portugal are usually required to pay a security deposit equivalent to one to two months' rent. This deposit is returned at the end of the lease, provided the property is in good condition. Make sure to document the property's condition at the start of the lease to avoid any disputes later on.

What other upfront costs are there when renting in Portugal?

In addition to the security deposit, you may need to pay real estate agency fees, which are typically split between the tenant and the landlord. These fees can range from half a month's rent to a full month's rent, depending on the agency. Other upfront costs may include utility connection fees and any necessary furnishings or household items.

Are utilities included in Portugal rentals?

Utilities are not typically included in the rent in Portugal. Tenants are usually responsible for setting up and paying for their own utilities, such as electricity, water, gas, and internet. The cost of utilities can vary depending on the property size and usage but is generally considered affordable compared to other European countries.

Are furnished or unfurnished rentals more popular in Portugal?

Both furnished and unfurnished rentals are popular in Portugal, with the preference often depending on the tenant's needs and the specific market. Furnished apartments typically include basic furniture, kitchen appliances (such as a stove, refrigerator, and sometimes a washing machine), and occasionally additional amenities. Unfurnished apartments may not include any appliances, so it's essential to clarify what is provided before signing a lease," said one expat living in Portugal.

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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

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Expats Talk about What Type of Housing They Live In

"We are in a mid-rise condo building, renting a 2 bedroom apartment. We scoured all of the online sites, and fortunately took the advice of the owner of a holiday rentals site (Portugal Portfolio) to rent through her for 1 month and take that time to look around. This resulted in us finding our current home that we'd have never known about, at a better price, and ideally situated in an area of both local residents and holiday-renters, with every amenity within walking distance. We have no car--we walk to the market, beach, restaurants. We rent a car for excursions further away, as we are visiting every part of Portugal that we can, taking a trip every few weeks," said one expat living in Cascais and Estoril.

"We decided to wait before jumping in and buying and watched the buying behaviours, issues other expats had, studied the market, visited houses extensively. At present we have decided not too buy due to the exchange rate issues," wrote a member in Tomar.

"I live in a single family four bedroom home. To be honest I don't really know of any US expats in my area. The people up north are very friendly, so most of our support circle is Portuguese," commented one expat who made the move to Braga.

Expats Talk about How they Found their Home

"We travelled extensively around Portugal, and although we wanted to live in the far north it was too cold in winter so we travelled further south and loved Tomar with its peaceful atmosphere, good connections, good shopping for my wife, good facilities and excellent access. We lived close by for 3 years," commented an expat living in Tomar.

"We came to Portugal last year for 2 weeks. We explored two areas only: first, the Algarve and next, Lisboa. These selections were based on weather, as we didn't want the colder weather in the North of Portugal. The Algarve is dead in winter, congested in summer, and just stuffed with Brits. The Lisboa area was delightful but we were sold when we took a train from Lisboa to Cascais. This is ideal: generally reliably nice weather, pristine beaches, restaurants all over the narrow streets and squares as well as along the pedestrian esplanade along the ocean. An easy train ride into Lisbon any time you want more culture or diversions, while plenty of museums, shows and parks in the Estoril/Cascais area. IDEAL," said an expat in Cascais and Estoril.

"I first lived in an apartment near the University. You can never go wrong living around a large school. People tend to be more open to help. I eventually bought a proprty and built a four bedroom home in a quiet section of the city. The land was a bit more expensive than other areas but it was well worth it. If your going to build.... please watch your contractor closely and NEVER pay for anything up front, only for work that has been done. You can get yourself into trouble that way," remarked one expat who made the move to Braga.

"One way to find a place to live in Portugal is to search online. You can search for real estate websites, such as idealista.com and imovirtual.com, which often list a variety of different types of rentals ranging from holiday apartments to long-term residence. Additionally, you can search on Facebook groups and Expat forums, as many expats offer advice and help finding accommodation on these platforms. For a more customised option, you may wish to consider using a rental agency or estate agent, as they will be able to find properties to fit your exact requirements. Finally, you can also search for classified ad sites, such as OLX, for places to rent," explained one expat living in Portugal.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.


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