15 Expats Talk about Health Insurance and Healthcare in Portugal

"Speak to locals (especially other expats for have been around for at least a few years) to recommend health care providers, especially specialists," wrote one expat.

"Finding a specialist takes trail and error. But that is true even in my home country," commented one expat who moved to Lisbon.

"Portugal has a comprehensive public healthcare system that provides free or low-cost medical services to its citizens. The country also has a number of private hospitals and clinics that offer a wide range of medical services. Portugal has a well-developed network of primary care physicians, specialists, and hospitals that provide quality medical care. The country also has a number of specialized medical centers that offer specialized treatments and services. Portugal also has a number of medical research centers that are dedicated to advancing medical knowledge and treatments," said one expat.

"The cost of public medical care in Portugal is affordable once you're on the National Health System. I have not yet used the private services, so I can't compare their costs, but everyone I know who uses them (especially Americans) says the cost is relatively low. In Portugal there are small co-pays, which are cheaper than in the States (when I lived there), but I've never had to pay a co-pay in Canada (and I've lived in 5 provinces)," commented one expat who moved to Porto.

"We are required to have a private policy that meets the Schengen Community requirements (go to their website). The highest quality of coverage won't cost more than 3,000 euros a person/year (2017) and most retirees are paying only 2,000 euros annually. This includes dental and eye care, surgeries, private hospital room, unlimited doctor visits and tests," said one expat.

"I don't know because we just moved here. Nearest hospital is Faro which is about 40 km," mentioned one expat in Algarve.

"Emergency services in Portugal are generally reliable and efficient. In the event of an emergency, the best way to call for an ambulance is to dial 112, the national emergency number. This number is free of charge and can be dialed from any phone, including mobile phones. The operator will then connect you to the appropriate emergency service, such as an ambulance, fire brigade, or police," commented one expat who moved to Portugal.

"ClinicaCUF is a company of health care providers, with clinics in each major town between Lisbon and Cascais, and beyond....one is never more than a couple of kilometers from a clinic if living in a major city. Hospital care at the Cascais Hospital is world-class. Both ClinicaCUF and Cascais Hospital accept private and state-insured patients. ," remarked one expat living in Cascais.

"I'm closest to a day hospital, but I've never had to use emergency services (yet). So far, I've used only the local health clinic, which is in the public system. The private network is mostly the hospitals like CUF or Lusíadas," commented one person.

"Specialists in every field are no more than 30 mins away. Serious health issues are handled at our private hospital, 10 mins away. Care is quickly provided and done well. Tests are given immediately and results available the next day," said one expat.

"Portugal's largest cities, such as Lisbon, Porto, Coimbra, Braga and Faro, are generally considered to have the highest concentration of medical specialists in the country. Other cities with notable concentrations of specialists include Figueira Da Foz, Guarda, Evora, Maia and Trancoso. Additionally, Algarve is an area well known for its top-level medical care and its range of highly skilled specialists. Generally speaking, Portugal's major cities are considered to have the highest concentration of medical specialists in the country," remarked one expat in Portugal.

"Pharmacies are numerous in each major city and at least one exists in the smaller towns. Using a list from our US physicians of regularly taken medications, the pharmacies here continue to dispense this medication. Costs are at least one half less than in the US, and with some scrips can be about a tenth of the cost in the US. Pharmacists will also listen to customer health complaints and offer medication that would have required a doctor visit in the US, such as some allergy medications, cold, muscle pain, stomach ailments, headaches," said an expat in Cascais.

"You can usually get them over the counter, some are very expensive but if you get the right prescription with number of EHIC on it it will cost 1/4 of the total amount (in my case-Xarelto)," commented one expat living in Algarve, Portugal.

"Portugal boasts excellent medical facilities and care. With a universal health system funded by the government, Portuguese citizens have access to quality healthcare services and clinical treatments. Medical staff are well-trained to provide specialized expertise and care, while the widespread availability of laboratories, diagnostic centers, and medications make Portugal a modern hub of medical advances. Additionally, the country has a number of renowned research entities dedicated to the advancement of healthcare technology," remarked one expat living in Portugal.

"Yes, as a foreigner living in Portugal, you will have access to public healthcare. Portugal has a universal healthcare system, which means that all citizens and legal residents are entitled to free healthcare. The quality of care is generally good, with a wide range of services available, including primary care, specialist care, hospital care, and mental health services. The Portuguese healthcare system is also well-funded, so you can expect to receive quality care," remarked one expat living in Portugal.

"The pandemic has had a significant impact on the Portuguese healthcare system. The government has implemented a number of measures to ensure the safety of patients and healthcare workers, including the introduction of telemedicine services, the expansion of hospital capacity, and the implementation of strict safety protocols. Despite these measures, the healthcare system has been overwhelmed by the influx of patients, leading to long wait times and delays in care. Additionally, the pandemic has caused a shortage of medical supplies, such as masks and gloves, which has further strained the system. Despite these challenges, the Portuguese healthcare system has been able to provide quality care to those in need," mentioned one expat in Portugal.

"No problem even during COVID-19 getting monthly injection of special medication at private hospital (CUF)," commented one expat who moved to Lisbon, Portugal.