10 Things to Know Before Moving to Croatia
Summary: If you're planning a move to Croatia, here are 10 things expats living there wish they had known before moving to Croatia.
Welcome to the sun-drenched shores and historic cities of Croatia, a country that has become a hotspot for expats seeking a Mediterranean lifestyle with a Slavic twist. Moving to a new country is always a significant change, and Croatia is no exception. With its unique blend of stunning landscapes, rich history, and a growing expat community, it's essential to prepare yourself for the transition. Here are 10 things you should know before packing your bags and calling Croatia your new home.
1. Embrace the Croatian Language
While many Croatians speak English, particularly in tourist areas, learning Croatian will greatly enhance your experience. It's a sign of respect and will open doors to deeper cultural immersion and understanding. Start with basic phrases and consider taking language classes once you arrive. You'll find that locals appreciate your efforts, and it will make everyday tasks like shopping and visiting the doctor much easier.
2. Understand the Cost of Living
Croatia offers a relatively affordable cost of living compared to many Western European countries. However, prices can vary significantly between tourist hotspots and less popular areas. For example, living in Dubrovnik might strain your budget, while a city like Rijeka is more wallet-friendly. Be sure to research the cost of housing, food, transportation, and healthcare in the specific area you're considering to ensure it aligns with your financial expectations.
3. Get Familiar with the Burek
Food is a window into Croatian culture, and the burek is a must-try. This savory pastry, filled with cheese, meat, or spinach, is a staple in Croatian cuisine. It's not just a delicious snack; it's a conversation starter and a way to connect with locals. Share your love for burek with a neighbor, and you might just get invited to a family dinner for more authentic dishes.
4. Navigate the Bureaucracy
Securing residency can be a bureaucratic challenge, with various forms and frequent visits to government offices. Patience is key. Start by applying for a temporary residence permit, and be prepared for a process that can take several months. Keep copies of all your documents, and don't hesitate to seek help from local expat groups who have gone through the same process.
5. Embrace the Outdoor Lifestyle
Croatia's natural beauty is one of its biggest draws. From the pristine Adriatic Sea to the lush forests of its national parks, there's an outdoor activity for everyone. Take up sailing, join a local hiking group, or simply enjoy the numerous beaches. The outdoor lifestyle is integral to Croatian living, and it's a fantastic way to stay healthy and meet new friends.
6. Prepare for a Slower Pace of Life
Life in Croatia moves at a more leisurely pace than in many other countries. This can be a welcome change, but it also requires an adjustment in expectations. Shops may close for a midday break, and services might take longer than you're used to. Embrace this slower rhythm and use it as an opportunity to unwind and savor the moment.
7. Explore the Rich Cultural Tapestry
Croatia's history is etched into its architecture, festivals, and traditions. Take the time to explore the Roman ruins in Split, the medieval walls of Dubrovnik, and the baroque buildings of Zagreb. Participate in local festivals like Rijeka Carnival or Sinjska Alka to truly appreciate the country's cultural heritage.
8. Healthcare System Insights
The Croatian healthcare system offers a mix of public and private options. As an expat, you'll need to register with the Croatian Health Insurance Fund (HZZO) to access public healthcare. Many expats also opt for private insurance to cover additional services and reduce wait times. Research your options and consider your healthcare needs before making a decision.
9. Connect with the Expat Community
While integrating into Croatian society is important, connecting with fellow expats can provide a sense of familiarity and shared experiences. Look for expat groups on social media or attend international events in your area. These connections can be invaluable for advice, friendship, and networking opportunities.
10. Be Ready for Seasonal Changes
Croatia experiences a diverse climate, with hot summers and cold winters, especially inland. Coastal areas enjoy milder winters but can be overwhelmed by tourists during the summer. Prepare for the seasonal changes by adapting your wardrobe and home. Additionally, consider how the tourist season might affect your lifestyle, with quieter winters and bustling summers.
Moving to Croatia offers an exciting opportunity to experience a country rich in culture, natural beauty, and history. By understanding the language, cost of living, and local customs, you'll be well on your way to a successful new chapter in this Adriatic gem. Welcome to your Croatian adventure!
About the Author
Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC
Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.
Additional Information:
- Croatia Guide
- Healthcare & Health Insurance in Croatia
- Members Talk about Healthcare & Health Insurance in Croatia
- Best Places to Live in Croatia
- Real Estate in Croatia
- Guide to Real Estate in Croatia
- Pros & Cons of Living in Croatia
- Cost of Living in Croatia
- 10 Best Places to Live on the Coast in Croatia
- Essential Guide to the Health System in Croatia
- Guide to Residency in Croatia
- Croatia's Digital Nomad Visa
- 2025 Guide to Living in Croatia
- Pros and Cons of Living in Croatia 2025