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Cost of Living in Ottawa

Understanding the the cost of living in Ottawa helps a newcomer what to expect when it comes to apartment or house hunting, grocery shopping, transportation, dining out, utilities and more.
|-Cost of Living in Ottawa

Apartment Rentals The average rent for a one-bedroom apartment in Ottawa is around $1,200 per month. Two-bedroom apartments typically cost around $1,400 per month. Prices can vary depending on the neighbourhood and the amenities offered.
Apartment Purchases The average price of a one-bedroom apartment in Ottawa is around $250,000. Two-bedroom apartments typically cost around $300,000. Prices can vary depending on the neighbourhood and the amenities offered.
Transportation Public transportation in Ottawa is provided by OC Transpo. A single fare is $3.50, and a monthly pass is $116.50. There are also discounted fares for seniors, students, and children.
Groceries The average cost of groceries in Ottawa is around $200 per week for a family of four. Prices can vary depending on the type of food purchased and the store where it is purchased.
Restaurants The average cost of a meal at a restaurant in Ottawa is around $15 per person. Prices can vary depending on the type of restaurant and the type of food ordered.
Utilities The average cost of utilities in Ottawa is around $150 per month. This includes electricity, water, and natural gas. Prices can vary depending on the type of utility and the amount used.
Private School Tuition The average cost of private school tuition in Ottawa is around $10,000 per year for preschool, $12,000 per year for elementary school, $14,000 per year for middle school, and $16,000 per year for high school. Prices can vary depending on the school and the type of program offered.

Monthly Budget for Retirees in Ottawa

“The cost of living in Ottawa is generally considered to be quite reasonable. Groceries, transportation, and utilities are all relatively affordable, while housing costs can vary depending on the neighbourhood. Eating out can be expensive, but there are plenty of affordable restaurants and cafes to choose from. Overall, Ottawa is a great place to live with a reasonable cost of living,” said one expat living in Ottawa.

Can I live in Ottawa on $1,500 a month?

“I’ve been living in Ottawa for a few years now, and I can tell you that it’s possible to live on $1,500 a month, but you’ll have to make some sacrifices. First, you’ll need to find an affordable place to live. Some of the more affordable neighborhoods in Ottawa include Vanier, Heron Gate, and Carlington. These areas have lower rent prices, but they might not be as safe or as well-maintained as some of the more expensive neighborhoods. I would avoid looking for housing in areas like Westboro, Glebe, or New Edinburgh, as these tend to be more expensive.Next, you’ll need to be mindful of your transportation costs. If you can, try to live close to your workplace or use public transportation. Ottawa has a decent bus system, and a monthly pass costs around $120. If you have a car, you’ll need to factor in the cost of gas, insurance, and maintenance, which can add up quickly.When it comes to groceries, you can save money by shopping at discount stores like No Frills or Food Basics. You might not have access to the same variety of products as you would at more expensive stores, but you can still find most of the essentials. Eating out can be quite expensive in Ottawa, so try to cook at home as much as possible.For entertainment, there are plenty of free or low-cost activities in the city. You can visit museums on their free admission days, go for walks or bike rides along the many trails, or attend free events and festivals throughout the year. You might have to cut back on things like going to the movies or attending concerts, but there’s still plenty to do on a budget.In terms of utilities and internet, you’ll need to be mindful of your usage to keep costs down. Some apartments include utilities in the rent, which can help you save money. For internet, there are some affordable options like TekSavvy or Start.ca, but you might have to sacrifice speed or data limits.Overall, living on $1,500 a month in Ottawa is doable, but you’ll need to be disciplined with your spending and be willing to make some sacrifices. It might not be the most comfortable lifestyle, but it’s possible to make it work if you’re committed to living within your means,” commented an expat living in Ottawa.

Can I live in Ottawa on $3,500 a month?

“I’ve been living in Ottawa for a few years now, and I can tell you that it’s definitely possible to live comfortably on $3,000 a month, but you’ll have to make some sacrifices. First, you’ll need to find an affordable place to live. Some of the more expensive neighborhoods like Westboro, Glebe, and New Edinburgh might be out of your budget, so I’d recommend looking into more affordable areas like Vanier, Heron Park, or even some parts of Nepean.When it comes to transportation, owning a car can be quite expensive, so you might want to consider using public transit or biking instead. Ottawa has a pretty good transit system, and a monthly pass costs around $120. If you’re willing to bike, the city has a lot of bike lanes and paths, which can save you even more money.For groceries, you’ll want to shop at more affordable stores like Walmart, Food Basics, or FreshCo, and avoid more expensive places like Whole Foods or Metro. Cooking at home instead of eating out will also help you save money. There are also some great farmers’ markets in the city where you can find fresh, local produce at reasonable prices.When it comes to entertainment, there are plenty of free or low-cost activities in Ottawa. You can visit museums on free admission days, check out local parks and trails, or attend free events and festivals throughout the year. If you’re into sports, there are also many recreational leagues and clubs you can join for a reasonable fee.Overall, living on $3,000 a month in Ottawa is doable, but you’ll need to be mindful of your spending and make some sacrifices. By choosing an affordable neighborhood, using public transit or biking, shopping smart for groceries, and taking advantage of free or low-cost activities, you can live comfortably and enjoy all that Ottawa has to offer,” said one expat living in Ottawa.

Can I live in Ottawa on $5,000 a month?

“I’ve been living in Ottawa for a few years now, and I can tell you that it’s definitely possible to live comfortably on $5,000 a month, even if you’re used to modern amenities. Of course, you might have to make a few sacrifices, but nothing too drastic. For example, you might not be able to afford a luxury apartment in the most expensive neighborhoods, but there are plenty of affordable options in other areas.When it comes to finding a place to live, I’d recommend looking into neighborhoods like Westboro, Hintonburg, or Old Ottawa South. These areas are more affordable than some of the pricier neighborhoods like Rockcliffe Park or the Glebe, but they still offer a great quality of life. You can find nice apartments or houses for rent within your budget, and there are plenty of shops, restaurants, and parks nearby.As for other expenses, you’ll find that groceries, utilities, and transportation costs are pretty reasonable in Ottawa. If you’re willing to cook at home more often and take public transit instead of driving everywhere, you can save a good amount of money each month. Plus, there are plenty of free or low-cost activities and events happening around the city, so you won’t have to spend a fortune on entertainment.Overall, I think you’ll find that living in Ottawa on $5,000 a month is definitely doable, and you won’t have to make too many sacrifices to enjoy a comfortable lifestyle. Just be mindful of your spending, and be open to exploring different neighborhoods and activities to find the best fit for your budget,” commented an expat living in Ottawa.

Joshua WoodJoshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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