Punta del Este, Uruguay
Punta del Este, Uruguay
Punta del Este, Uruguay

6 Expats Talk about Health Insurance and Healthcare in Uruguay

By Joshua Wood, LPC

Last updated on Nov 27, 2021

Summary: Expats and global nomads in Uruguay share their experiences with health insurance, healthcare in Uruguay, local hospitals and specialists, quality of medical care and more.

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How are healthcare services Uruguay?

When we asked expats and global nomads about the quality of medical care in Uruguay, they replied:

"When a newcomer asks about medical care, we tell them to go to COMEPA. Along with the facilities being modern and having English speaking doctors, we have only heard of good reviews coming from that hospital. We are not familiar with serious medical conditions or the hospitals and doctors that treat them; however in Montevideo, Uruguays capital, there is a British hospital that is all the talk amongst expats, so I would definitely recommend this hospital along with giving Buenos Aires, Argentina as an option," mentioned another expat living in Paysandu.

"I suggest to newcomers that they sign up with the private healthcare offered by the state at a discounted rate. Under this care you are offered all the conveniences of regular doctors and hospitals. This includes diabetes care, high-blood pressure care, cancer care and treatment etc," said an expat in Paysandu.

"If living here try to join a local insurance plan through one of the hospitals. There are many but if you have existing conditions or a checkered medical history or are overweight they likely will not cover you. In that case join one of the ambulance programs such as Cardio Movil. You pay a monthly fee for ambulance and doctor services and they come to your home. They also have a clinic with most specialists covered. You pay about $25US a month and then to see a doctor costs about $5. You pay more for minor procedures that that do but equal to what my co-pay was in the states mostly and of course you save on the annual insurance and deductibles. Get a good expat Major Medical policy that will cover you for serious issues but if you don't use doctors a lot this works out to be a huge savings. Note that most international Hospitalization plans will cover you anywhere in the world but in the USA. They will of course if you are willing to pay for it but you could go to Argentina or France or England instead if you don't want to be hospitalized in Uruguay," commented one expat living in Punta del Este, Uruguay.

"Check out the various affiliates. Rocha has a state affiliate that is quite reasonable. Medica Uruguaya is reasonable. COMERO has proven most economical & available choice for us. Very clean & professional, no problem getting appointments," added another expat.

"Uruguay has mandatory participation in socialized medical care. I dont participate, I dont have to, i am still here on a tourist visa. The one time i had an emergency with my eye, i went to the urgent care, and they gave me an appt. with the opthamologist and he charged me the equiv. of 45. u.s., since i did not have a membership with that program. I spend my health care money on herbs, acupuncture, health food, etc. But most expats that i know who live here are able to get the prescript meds that they need, and many meds that are prescription in the U.S. are over the counter here. I have heard that the hospitals do not really serve much food, that people have their family members take care of that. I just work really hard to stay OUT of the hospital and OFF meds," remarked another expat in Minas.

"I would likely either go back to the US or at least the capital city for anything serious or surgery..," remarked another expat living in Punta del Este.

"Medical care in Uruguay is fine and easily available very cheaply on the level of out-patient medical clinic services. However, if I ever need attention for a serious medical concern, my plan is to return to my home country, since advanced medical care is certainly not as good here. I'm from San Francisco, in good health, and I travel annually to my home country for medical checkups, blood testing, and other medical follow-up exams. I also buy emergency medical evacuation insurance to cover worse case scenarios. The pandemic has curtailed my ability to travel for my annual exams, which is a significant concern for me," said one expat living in Punta del Este.

GeoBlue International Health Insurance

Moving to Uruguay? For more than 20 years, GeoBlue has helped the globally mobile navigate the complexities of international health insurance, providing members with confidence and peace of mind. Wherever your destination, GeoBlue can keep you and your family covered with the right health insurance. Click here to speak with GeoBlue's Sales Team.

Moving to Uruguay? For more than 20 years, GeoBlue has helped the globally mobile navigate the complexities of international health insurance, providing members with confidence and peace of mind. Wherever your destination, GeoBlue can keep you and your family covered with the right health insurance. Click here to speak with GeoBlue's Sales Team.

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Moving Overseas? Get a health insurance quote from our partner GeoBlue. With access to over 1.7M medical providers in 190 countries around the world, GeoBlue provides members with solutions and industry-leading digital services - ensuring top-quality coverage to people who live, work, study and travel internationally. Click here to speak with GeoBlue's Sales Team.

GeoBlue International Health Insurance

Moving to Uruguay? For more than 20 years, GeoBlue has helped the globally mobile navigate the complexities of international health insurance, providing members with confidence and peace of mind. Wherever your destination, GeoBlue can keep you and your family covered with the right health insurance. Click here to speak with GeoBlue's Sales Team.

Moving to Uruguay? For more than 20 years, GeoBlue has helped the globally mobile navigate the complexities of international health insurance, providing members with confidence and peace of mind. Wherever your destination, GeoBlue can keep you and your family covered with the right health insurance. Click here to speak with GeoBlue's Sales Team.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000. Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Some of Joshua's more popular articles include Pros and Cons of Living in Portugal, 8 Best Places to Live in Croatia and the Living in Mexico Guide. Connect with Joshua on LinkedIn.

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