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15 Expats Talk about Health Insurance and Healthcare in Philippines

By Betsy Burlingame

Last updated on Nov 18, 2023

Summary: The quality of medical care in the Philippines is generally considered to be lower than that of the United States. Emergency services are available, but they may not be as reliable or as well-equipped as those in the US. To call for an ambulance, you can dial 911 or contact the local emergency services.

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How are healthcare services Philippines?

When we asked expats and global nomads about the quality of medical care in Philippines, they replied:

"Depending where you live or want to live, there are great hospitals. Such as the ACE hospital system which is jayhco certified. Not sure if the spelling. They are up to date and modern hospital. You can actually invest in this hospital system like in the United States and get great service. ," remarked one expat living in Philippines.

"If you can afford it, get health insurance, but the rates are higher the older you are, and if your over 60 they go through the roof, that's if they will insure you. Be aware that many doctors here, who will charge you in excess of the regular charge as a "skin tax" as we are perceived to be able to afford it. Also hospitals will add on extra's not necessary, ie, they always insist on a drip, but it only contains saline solution. Extras like artificial limbs are difficult to have maintained here, its only in Manila or Cebu where there are facilities to have these repaired or replaced, but the quality and expertise is poorer, usually using 2nd hand appliances from abroad. In Manila there is a private house where European standards are maintained, but it is the most expensive you will encounter," said one expat living in Philippines.

"It's very important to have cash ready, or to be on one of the many local medical insurances available. Without money, you are doomed," mentioned one expat in Angeles City.

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What are medical services in Philippines like?

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About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

Cloud 9 Pier in Siargo, Philippines

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Fun, easy and effective language courses designed by language experts. Learn 41 languages from your native language. Anytime, anywhere, on any device.
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