Cost of Living in Philippines
Last updated on May 13, 2023
Summary: The cost of living in the Philippines is generally considered to be quite affordable. A nice one bedroom apartment in the Philippines can cost anywhere from $400 to $800 per month, while a nice two bedroom apartment can cost from $600 to $1,200 per month. The cost of dinner at a moderately priced restaurant in the Philippines is usually around $10 to $15 per person.
Is the cost of living in Philippines high?
We asked people how much they someone comfortably live on in Philippines, they wrote:
"That's a difficult question. It all depends on the retiree's needs and his ability to live within his means. I believe that one can make it work at almost any income level if they are willing to make the appropriate sacrifices," remarked one in Angeles City.
"The cost of living in the Philippines can vary depending on the city and lifestyle of each individual, but in general prices are considered to be generally low. Groceries and everyday items can be found at very reasonable prices compared to other countries in the region. Many foreigners find that they can easily afford basic necessities, such as housing, transportation, and food, while still having money left over to explore the many attractions and recreational activities that the Philippines has to offer," explained one expat.
"For Air conditioning, internet, phone, cable TV, water, tax, transportation, pharmacy, food and hardware, and all extras cost me $1200 Canadian dollars a month," said one person in Prudential Village, Daliao, Davao City.

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Will I save money living in Philippines?
"Living in the Philippines compared to the United States can potentially be very cost effective, as basic day-to-day expenses such as housing, food, transportation and clothing tend to be significantly lower in the Philippines. Additionally, entertainment, leisure activities and recreational sports are generally cheaper in the Philippines as well and provide a greater variety of choices due to the growing population and culture. In general, the cost of living in the Philippines tends to be much lower than in the United States," explained one expat.
"With the local currency weakening over the past year, it has exceeded my plans. I have good spending power here, but try to economize when possible," said one person in Cebu City.
What is the average cost of housing in Philippines?
If you are thinking about moving to Philippines, cost of living in probably a key consideration. Expats commented about the cost of housing:
"I live in Cagayan De Oro City, Gusa. I have a 4 bedroom 2.5 bath house that I can park 4 SUV's in the driveway. It is a gated and armed guarded complex. I pay 300 usd plus electricity and water. I buy cooking gas every 3 months," remarked one in Philippines.

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
Click connect to have our partner contact you via e-mail and/or phone.

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
Click connect to have our partner contact you via e-mail and/or phone.
What are typical rental prices for expats in Philippines?
"The price of a nice 1 bedroom apartment in Philippines can vary greatly depending on location, size, and amenities. On average, rental prices for a 1 bedroom apartment range from about $250 to up to $800 per month. A nice 2 bedroom apartment can cost anywhere from $400 to up to $1800 per month, depending on the same criteria," remarked one expat in Philippines.
What appliances are typically included in a rental?
We asked foreigners in Philippines what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included:
"Rental properties in the Philippines often come with basic kitchen appliances, such as a refrigerator and a stove. Additionally, washing machines, microwave ovens, and water heaters may be included in some rental properties. Generally, air-conditioners and other electrical appliances are not provided in the rental properties and are the responsibility of the tenant," remarked one expat in Philippines.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International
and Mass Market Marketing. She graduated from Ohio Wesleyan University
with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
Additional Information:
- Philippines Guide
- Healthcare & Health Insurance in Philippines
- Members Talk about Healthcare & Health Insurance in Philippines
- Best Places to Live in Philippines
- Guide to Real Estate in Philippines
- Pros & Cons of Living in Philippines
- Cost of Living in Philippines
- 10 Best Places for Families to Live in Philippines
- Getting a Driver's License in Philippines
- Thailand vs. The Philippines
- 15 Best Places to Live in Philippines
- 2025 Guide to Living in Philippines
- Pros and Cons of Living in Philippines 2025
- 2025 Guide to Moving to Philippines