Living in Philippines
Last updated on Jan 15, 2025
Summary: The population of Philippines is approximately 108 million people. The largest cities in Philippines are Manila, Quezon City, Davao City, Cebu City, and Zamboanga City. Expats love living in Philippines for its friendly people, beautiful beaches, and tropical climate. Life in Philippines is often described as laid-back and relaxed. Popular foods in Philippines include adobo, sinigang, kare-kare, and lechon. The cons of living in Philippines include the high cost of living, traffic congestion, and air pollution. The average cost of living for an expat is around $1,000 to $2,000 per month. This includes rent, utilities, food, and transportation.
What do I need to know about living in Philippines?
When we asked people what advice they would give someone preparing to move to Philippines, they said:
"Electricity still the major issue - install a solar panel. Communication and internet is improving - StarLink is already available. Road Network is improving - new roads open and cemented," commented one expat who made the move to El Nido.
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The TEFL Institute of IrelandThe TEFL Institute of Ireland operates under European standards of education, which are renowned and respected worldwide. Once you complete the course, you will receive a globally recognised certificate, which is a passport to teaching English worldwide and online. Teach English Online In Less Than 3 Weeks - Ditch the 9-5 job and start living life on your terms by teaching English online. Whether you want to travel the world or crave the flexibility of working from home, teaching online gives you the freedom you need.
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How do I meet people in Philippines?
When we asked people living in Philippines about club and activities where newcomers can meet others, they responded:
"To get involved right away, join the very active American Women's Club. It's also for men here who have to leave their wives at home in the U.S," explained one expat living in Manila, Philippines.
"Expats in the Philippines often join clubs and activities that cater to their specific interests or hobbies, such as photography, sailing, cooking, and language learning. Expats may also join local sports teams, visit local concerts and events, or volunteer at nearby organizations. Additionally, expats may explore online forums and social media networks to connect with like-minded people. Through these networks, expats may discover meet-up groups and expat clubs, which provide opportunities for socializing, networking, and learning more about their new city and culture," said one expat in Philippines.

The TEFL Institute of Ireland operates under European standards of education, which are renowned and respected worldwide. Once you complete the course, you will receive a globally recognised certificate, which is a passport to teaching English worldwide and online. Teach English Online In Less Than 3 Weeks - Ditch the 9-5 job and start living life on your terms by teaching English online. Whether you want to travel the world or crave the flexibility of working from home, teaching online gives you the freedom you need.

The TEFL Institute of Ireland operates under European standards of education, which are renowned and respected worldwide. Once you complete the course, you will receive a globally recognised certificate, which is a passport to teaching English worldwide and online. Teach English Online In Less Than 3 Weeks - Ditch the 9-5 job and start living life on your terms by teaching English online. Whether you want to travel the world or crave the flexibility of working from home, teaching online gives you the freedom you need.
What is life like in Philippines?
When we asked people living in Philippines what life is like and how people spend their time, they said:
"I live outside of Butuan in the province area on Mindanao, it's very nice and quiet. My asawa and I are taking short trips around Asia. We just got back from Indonesia a few months ago and will be going to South Korea. Our electric bill runs around 4,000 php to 4,500 php (80-90 USD) a month, internet - 1,700 php (about 34.00 USD) a month. Would love to hear from others on how they are doing. I'm 73 and ready to take on the world Lol," wrote a member in Philippines.
Is there a lot of crime in Philippines?
We asked people if there is a lot of crime. They answered:
"Live in a highend subdivision that INFORCES its rules and regulations. There is a reason EVER single house has an 8 ft wall and barbed wire around the top.," commented one expat who made the move to Davao.
"I checked statistics and the crime rate in the Philippines is slightly lower than the US. Just like in the US, crime is higher in the big cities than in the country. And just like anywhere, there are safe places and there are dangerous places. If you walk around a bad section of town at 2 am wearing expensive jewelry and with a bulging wallet in your pocket, well, you're asking for trouble. I saw a list of safest places in the Philippines and #1 was Devau. Cebu was also high on the list, I think number 3. parts of Manila were rated very safe and parts very dangerous. Most dangerous are parts of western Mindinao, where Muslim terrorists operate. Every mall and bank has armed guards, so they are very safe. I have an apartment in a gated community with a wall and guards. Many upscale apartment buildings and condos also have good security. I have never been a victim of any sort of crime here, except maybe some small time scams like being overcharged for a service. I have never witnessed a crime here. I've heard other exists talk about whether they "feel safe". but feel based on what? I'm sure lots of people in dangerous places feel safe until n the moment they're attacked, and I've often heard people in the US talk about how they " felt threatened" when some big man walked near them even though they had no idea if he was a criminal or a priest," remarked one expat living in Cebu, Philippines.
"The Philippines has been reported to experience a significant amount of crime. Crime includes activities such as robbery, murder, drug trafficking, corruption, and kidnapping. The authorities are making efforts to address the crime problem through law enforcement and public awareness campaigns," wrote one member in Philippines.
Is there a lot of diversity? Are people in Philippines accepting of differences?
"Religous, primarily Catholic. Church and religion are an integral part of life. They don't separate religion from work life," explained one expat living in Manila, Philippines.
"The Philippines is a country with a diverse population and culture. There is a substantial mixture of ethnic groups, religions, and languages in the country. People in the Philippines are usually very accepting of cultural, religious, and national differences. The Philippines also has a vibrant LGBT community that is accepted and embraced by the rest of society. In general, the people of the Philippines are tolerant and welcoming of different backgrounds and beliefs," said one expat in Philippines.
The TEFL Institute of IrelandLearn More
The TEFL Institute of Ireland operates under European standards of education, which are renowned and respected worldwide. Once you complete the course, you will receive a globally recognised certificate, which is a passport to teaching English worldwide and online. Teach English Online In Less Than 3 Weeks - Ditch the 9-5 job and start living life on your terms by teaching English online. Whether you want to travel the world or crave the flexibility of working from home, teaching online gives you the freedom you need.
The TEFL Institute of IrelandThe TEFL Institute of Ireland operates under European standards of education, which are renowned and respected worldwide. Once you complete the course, you will receive a globally recognised certificate, which is a passport to teaching English worldwide and online. Teach English Online In Less Than 3 Weeks - Ditch the 9-5 job and start living life on your terms by teaching English online. Whether you want to travel the world or crave the flexibility of working from home, teaching online gives you the freedom you need.
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What are the schools in Philippines like?
"Check out their Facebook (Noblesse International School) or website, contact them, and if possible set up a meeting with the School Director and Principals. Education is the priority at this school. You will not regret it," remarked one expat living in Angeles City, Pampanga Province with children attending Noblesse International School.
"If you want an international education for your child, this is a good choice. The school is European and it offers your child the opportunity to learn other languages as well. My child gets German as a second language and will also learn French by Grade 4," said one expat in Paranaque City with children at German European School Manila.
"The International School Manila is one of the best international schools in the Philippines. It is located in Taguig City, Metro Manila and offers a complete American-style curriculum to students from Kindergarten all the way through Grade 12. It also provides an international program for students who require additional resources for academic success. The British School Manila is another international school worth noting. Located in Taguig City, it offers an international curriculum from Early Years all the way up to Grade 13, providing an excellent foundation for university-level study. It also teaches English as an Additional Language and English as a Medium of Instruction, making it great for those looking to become proficient in English. The Chinese International School Manila is a great choice when it comes to bilingual schools in the Philippines. Located in Taguig City, the school provides a combination of both Chinese-English bilingual instruction for students from Kindergarten all the way through to Grade 12. It also offers an International Baccalaureate Program to ensure students receive a well-rounded, world-class education. The De La Salle Santiago Zobel School is another excellent bilingual school in the Philippines. Located in Muntinlupa City, it offers both Filipino and English collegiate classes and subjects. The school provides an excellent of academic excellence, as well as a focus on instilling core values of honesty, respect, and patriotism," remarked one parent with kids at in .
"Since January of 2012, the school has had a metamorphosis, evolving into a first-class international school.....If you want to challenge your child academically, giving them the opportunity of a well-rounded education, you need to visit Noblesse International School...," explained one expat living in Angeles, Philippines.
"It's a great little school that has the personal touch. If you want individualized education this school is for you. If you are looking for a big school with every possible facility and amenity then this is not for you," said one parent with children at Mahatma Gandhi International School in Manila.
Is the cost of living in Philippines high?
We asked people how much they someone comfortably live on in Philippines, they wrote:
"The cost of living in the Philippines can vary depending on the city and lifestyle of each individual, but in general prices are considered to be generally low. Groceries and everyday items can be found at very reasonable prices compared to other countries in the region. Many foreigners find that they can easily afford basic necessities, such as housing, transportation, and food, while still having money left over to explore the many attractions and recreational activities that the Philippines has to offer," wrote a member in Philippines.
"For Air conditioning, internet, phone, cable TV, water, tax, transportation, pharmacy, food and hardware, and all extras cost me $1200 Canadian dollars a month," commented one expat who made the move to Prudential Village, Daliao, Davao City.
"That's a difficult question. It all depends on the retiree's needs and his ability to live within his means. I believe that one can make it work at almost any income level if they are willing to make the appropriate sacrifices," remarked one expat living in Angeles City, Philippines.
"The cost of living in Philippines is generally considered affordable compared to many other countries. However, the cost of housing, transportation and restaurant meals may be higher in big cities like Manila, Cebu and Davao City compared to the rest of the country. The rental price for a nice 1 bedroom apartment in Philippines is approximately $250-$350 USD per month, while the rental price for a nice 2 bedroom apartment is approximately $400-$600 USD per month. The cost of dining out at a moderately priced restaurant in Philippines is around $15 USD per person," commented one expat living in Philippines.
What type of recreational facilities are in Philippines?
When we asked people living in Philippines about recreational activities, they mentioned:
"Swimming can be done in the public pool of a sports stadium rather close to where I am living. Golfing in a nearby golf course by members of the golf club. Hiking in a public park nearby," commented one expat living in Manila, Philippines.
What is the weather like in Philippines?
"It's almost always hot, but it does cool down in the evenings. Typhoons blow in on occasion, but there are always public warnings to keep the public informed of the dangers," said one expat.
"The weather in the Philippines is typically hot and humid, with temperatures ranging from the mid-70s to the mid-90s Fahrenheit. The country experiences a wet season from May to October, with heavy rains and occasional typhoons. The dry season runs from November to April, with cooler temperatures and less rain," commented one expat living in Philippines.
"There are two main seasons. The rainy and the dry season. The rainy season is characterized by frequent typhoons (July - December) The dry season is very hot and humid (January - June)," remarked one expat living in Manila.
Are there good restaurants in Philippines?
"All hotels have nice restaurants and local canteens offer inexpensive dishes. Korea Town has a wide choice of Korean, Japanese, Italian, Filipino restaurants and offer the best service in town," commented one expat who moved to Angeles City.
"One of the most popular restaurants in the Philippines is the Gerry's Grill. Located in various cities across the country, Gerry's Grill is known for its Filipino-style seafood dishes, such as grilled squid, shrimp, and fish. The restaurant also serves a variety of other dishes, including pork, beef, and chicken. The atmosphere is casual and relaxed, making it a great place to enjoy a meal with friends and family. Another popular restaurant in the Philippines is the Max's Restaurant. Founded in 1945, Max's is a Filipino-style fried chicken restaurant that has become a national favorite. The restaurant serves a variety of dishes, including fried chicken, pork, beef, and seafood. The atmosphere is casual and inviting, making it a great place to enjoy a meal with friends and family. Finally, the Jollibee restaurant chain is a popular choice for Filipino diners. Founded in 1975, Jollibee is a fast-food restaurant that serves a variety of dishes, including burgers, fried chicken, and spaghetti. The atmosphere is casual and fun, making it a great place to enjoy a meal with friends and family," said one expat.
Where will I buy groceries and do other shopping in Philippines?
"Shopping can be done in malls or markets. They are located in practically all cities in Metropolitan Manila," said an expat in Manila.
" Shopping for almost anything is plentiful, in excellent malls. Malls here can compete globally with both the Mall of America and the Dubai Mall. One HUGE caution. Pricing here is just as expensive as those malls. You can certainly shop cheaper in the smaller stores and in the provinces off the mainland, such as Ozamis and La Nao Del Norte where I am visiting, but the options are much less, though fresh veggies are in abundance. Next caution, many provinces do not accept credit cards, even for hotel stays. No such problem in Manila (for the most part). Lastly, the green peas here are not tasty, no lima beans in sight, and recently due to a corruption scam at highest levels no onions were available for a month," remarked one expat in Philippines.
"People living in the Philippines typically buy groceries and do other shopping at local markets, supermarkets, convenience stores, and department stores. Many people also shop online for groceries and other items. Additionally, there are many street vendors and small shops that offer a variety of goods," wrote one expat living in Philippines.
"There are large supermarkets dotted all around the city and there are numerous markets with fresh produce. Shopping malls, with all the latest gear, as well as nice affordable gear are found in most areas," commented one expat who moved to Angeles City.
What are the visa & residency requirements in Philippines?
"Visiting the Philippines generally requires a visa for travel. Depending on the type of visa and the duration of the stay, requirements may vary. To apply for a visa, travelers visiting other countries in the region, such as Singapore or Malaysia, may apply for a 'Visa On Arrival' through the Bureau of Immigration in the Philippines. Those who need to stay a longer period may apply for a Tourist Visa at a Philippine Consular Office near their residence. The application usually requires a valid passport, two photos, a filled-out Visa application form, and any applicable fees. For those wishing to reside in the Philippines, obtaining a visa requires more extensive requirements. To be eligible for a residency visa, the applicant must be sponsored by a resident of the Philippines, a branch or subdivision of a Philippine company, or an embassy. The applicant must also apply for a Resident Immigrant Visa at a Philippine Embassy with the necessary documents such as a valid passport, medical exam, letter of request from the sponsor, birth and marriage certificates, and police clearance. The visa application also requires a paid processing fee," mentioned one expat inPhilippines.
"Most passports are given a three month visa on arrival and one can arrange longer stays through the many visa agents found in most hotels," commented one expat who moved to Angeles City, Philippines.
Are healthcare and health insurance expensive in Philippines?
"I have not had to use my insurance here because the cost of care has been so inexpensive. I had to get an MRI which cost me less than 200 USD," said one expat.

The TEFL Institute of Ireland operates under European standards of education, which are renowned and respected worldwide. Once you complete the course, you will receive a globally recognised certificate, which is a passport to teaching English worldwide and online. Teach English Online In Less Than 3 Weeks - Ditch the 9-5 job and start living life on your terms by teaching English online. Whether you want to travel the world or crave the flexibility of working from home, teaching online gives you the freedom you need.

The TEFL Institute of Ireland operates under European standards of education, which are renowned and respected worldwide. Once you complete the course, you will receive a globally recognised certificate, which is a passport to teaching English worldwide and online. Teach English Online In Less Than 3 Weeks - Ditch the 9-5 job and start living life on your terms by teaching English online. Whether you want to travel the world or crave the flexibility of working from home, teaching online gives you the freedom you need.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International
and Mass Market Marketing. She graduated from Ohio Wesleyan University
with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
Additional Information:
- Philippines Guide
- Healthcare & Health Insurance in Philippines
- Members Talk about Healthcare & Health Insurance in Philippines
- Best Places to Live in Philippines
- Guide to Real Estate in Philippines
- Pros & Cons of Living in Philippines
- Cost of Living in Philippines
- Health Insurance in Philippines
- Best Places to Visit in Philippines for Christmas Cheer
- Christmas in Philippines
- Dengue Virus in Philippines
- 2026 Guide to Living in Philippines
- Pros and Cons of Living in Philippines 2026
- 2026 Guide to Moving to Philippines


