Retire in France
Last updated on Feb 18, 2025
Summary:
What is it like to retire in France?
"There are lots of cultural activities in our region as we are close to both Carcassonne and Narbonne, not too far from the coast with beautiful vineyards for miles around. Lots of easy walks and the Canal du Midi to walk along. Idylic on a fine spring or summer day, and not that bad in winter either if well wrapped up against the cold. It does get cold her in the South of France in the winter which many people do not count on. We did our research and knew we could have temperatures of -15C at times between November and March. However, it is usually a fairly dry if cold winter," explained one retiree living in Aude and Herault Departments.
"We have a large expat, multi-national community since this is a popular retirement area," said one retiree in living in Pezenas, France.
"Retirement in France and its surrounds offers retirees an array of cultural experiences, much to explore and vibrant cities and towns to call home. In France, expatriate retirees enjoy rural and traditional life, with many small towns and villages offering gorgeous vintage streets and iconic architecture. In the major cities, retirees can enjoy an active and often glamorous lifestyle with parks, museums, theatres and more. For those who choose a more rural life, there are plenty of activities such as fishing, farming, bike riding and hiking. No matter the location, retirees living in France will be able to find various social activities such as lectures and cooking classes. There are also plenty of festive nightlife options too, with musical performances, street festivals and other cultural events taking place frequently," explained a retiree in France.
"You will be alone as French do not accept foreigners. They make no time for them. The friends French make are made when they are in grade school. That's ok if you like quiet and time to think and read. There are also no medical generalist in Essonne Department to take on new patients. We rely on SOS Doctors. Govt is aware of the problem, but nothing is done about it," explained one retiree living in France.
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What advice do overseas retirees have for others considering retiring abroad?
"We have had to accept that despite wanting to assimilate into the French community, this is difficult because of our limited language skills. We go to lessons 2xpw. but it is taking a long time to improve. At 69 & 74 we are unable to learn as quickly or retain information as easily as people much younger. However, there is an expat community which we dip into now and again, and may have to dip into more if we wish to socialise more. Until our French language skills have increased greatly, we will be limited to fairly stilted conversations with our French neighbours and other villagers. But, we will persevere," commented one retiree living in Aude and Herault Departments, France.
What are the most challenging aspects of retiring in France?
"First, the language. Second,the paperwork and rules. Meeting my neighbors was the easiest. I now know more people here than I did in either of my US homes," said a retiree who moved to Pezenas, France.
"1. Navigating France’s complex retirement and pension system can be challenging. 2. Learning French if you are not already fluent can be a daunting obstacle. 3. Obtaining residency and becoming familiar with the tax laws and bureaucracy may seem overwhelming. 4. Cost of living in France can be expensive and many retirees may struggle to make ends meet with a limited pension income. 5. Accessing quality health care services after retirement can be an issue, due to the length of waiting times and its associated costs," said one retiree in France.
What are the most rewarding aspects of retiring in France?
"One of the most rewarding aspects of retiring in France is the ability to immerse oneself in a unique and beautiful culture. From its renowned cuisine to its stunning landscapes and vibrant cities, France has a lot to offer those looking to spend their golden years in an enchanting country. Furthermore, the excellent healthcare system and public services make for a worry-free and comfortable lifestyle. Additionally, since French is the official language, retirees can take the opportunity to learn or practice the language, thereby fostering social connections and broadening their perspectives. Finally, the ease of access to other nearby countries, such as Spain and Great Britain, provides retirees with ample possibilities to travel and explore," explained a retiree in France.
What are healthcare services like in France?
We asked retirees if they have access to good medical care in France. They wrote:
"France has an expansive public healthcare system that provides universal coverage to its citizens. Care is largely subsidized by the government, and citizens can access an array of healthcare services through their local public health network. Private practitioners, such as general clinicians and specialists, are also available for additional services that are not normally covered by the public system. Services available range from primary care to preventive care, from diagnostic testing to specialized treatments. Patients have the right to freedom of choice in selecting their healthcare provider," said one retiree in living in France.
"Our GP is absolutely wonderful. the best doctor we have ever had and we had some good ones back in the UK. The specialists we have had to see in the last 3 yrs have also all be excellent and the notion of a waiting list is virtually unheard of. If you need physiotherapy, then an appointment is usually avavailable within a couple of days, rather than weeks," explained a retiree in Aude and Herault Departments.
"I am covered by my US insurance but medical-dental care here is so inexpensive that I rarely make the deductable. The care is excellent. Because of the large numbers of European retirees, many people are multi-lingual," explained one retiree living in Pezenas.
How do I meet people in France?
When we asked people living in France about club and activities where newcomers can meet others, they responded:
"I have been nicely surprised on how big the community of expats is in France. We are lucky to have: meetup.com/cities/fr/lyon/ - smaller groups of expats who organizes meetings close to their interests onlylyon.com - very useful for info and events happening in Lyon internations.org/start, which actively organizes events for expats," said a retiree who moved to Lyon, France.
"I am still waiting to find this out. I have heard of an English library that may well be of benefit to visit," said one retiree in Strasbourg.
"I am a member of BACO, try contacting them. British Association Cote d Opale [email protected]. George Murray is our honourable president," commented one retiree living in France.
"Expats living in France often join clubs and activities that are specific to their interests. Depending on their location, expats can join French language groups, hiking groups, cultural immersion groups, book clubs, business groups, wine tasting groups, and more. Other ways that expats meet people when living in France include attending community events, finding volunteer opportunities, and connecting with local networks and expat communities," explained one retiree living in France.
What is life like in France?
When we asked people living in France what life is like and how people spend their time, they said:
"J'adore Lyon! It's an amazing place! Not only because of the history and landscape, but I especially love it because of the people. They are very authentic French! They love their city, they love their food, they enjoy life and they appreciate good quality of life. What I noticed is that they are very family oriented, they spend time together and do many activities, they care about the city and they appreciate it. They are very welcoming and helpful....and they will help you learn French as English is not popular here as in Paris ;-)," commented one retiree living in Lyon, France.
"LUNCH! French take their time over lunch so if you go shopping between 12:00 & 2:30, expect the shop to be shut or under staffed," explained one retiree living in Strasbourg.
"Since we are retired, our lives do not revolve around a job or company. We socialize with our neighbors and have developed some very close friends among them. Of course, it helps if you speak French. We socialize with families with children although we don't have children ourselves. There isn't any problem with that," said one retiree in living in Orleans, France.
"Living as an expat or digital nomad in France can be a wonderful and exciting experience. The country offers a variety of cultures, cities and landscapes, with something for everyone. Expats in France will benefit from the rich history, culture, architecture and cuisine. In addition, many expats enjoy the convenient transport and communications infrastructure, which makes staying connected to family and home easy. Digital nomads can also benefit from affordable high-speed internet access, allowing for convenient and productive remote work opportunities. With rental and living costs generally lower than that of other European countries, France can be a great place to call home for expats and digital nomads alike," explained a retiree in France.

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What do I need to know before retiring in France?
When we asked people what advice they would give someone preparing to move to France, they said:
"If he has a family it is a good place to live. If he or she is single, I can't advise them since I don't know the single scene here. There is a big university here so they may be able to connect with the students there but I don't know anything about the clubs or other diversions for single people," said one retiree in Orleans.
"Nice town but speaking French is a big advantage as the most spoken languages are French (suprise, suprise) and German. Very few people speak much English that I have found so far," commented one retiree living in Strasbourg, France.
"Expats looking to retire in France should be aware that the country has a high cost of living and wages may not match those from their home country. Additionally, due to the language barrier, learning French is essential for effective communication. Retirees should also familiarize themselves with the various visa and residency requirements before embarking on the move. It is also helpful to research and know the cultural norms and customs in France as this will help them better integrate into the French lifestyle. Lastly, expats should consider the healthcare options they will have access to in the French system, and obtain coverage to avoid any medical expenses that are not covered," explained one retiree living in France.
"I just returned from Biarritz as I met my fiance there from Ukraine. We loved it. The scale and charm of the city is what we like and of course the beaches and the ocean. We took a day trip to San Sebastian and it's enough for us to get that "Spanish" experience we might need on occasion. The aquarium is amazing, the food is awesome and the French people are very delightful, even if you are American)). Have no idea what it costs to rent a place, so need to research further. I would suspect if you live in nearby Bidart ( a bit south of Biarritz) it might cost less. Everything is walkable and the airport is fairly nearby. Grocery stores everywhere in town and the prices are great. Euros buys you more so don't worry about the exchange rate for dollars as it stands now. If we get Biden out of office, the dollar will get stronger again," said one retiree in living in Biarritz, France.
What type of recreational activities are there in France?
"There are several youth and culture centers (MJCs: Maisons des Jeunes et de la Culture) that offer classes and social opportunities on topics like guitar, dance, English, pottery, martial arts, etc. There is also an Olympic pool, great hiking in nearby La Bresse, and several very nice parks within the city (the city rose garden, the park that houses the castle on top of the hill)," said one retiree in living in Epinal, France.
"In France, residents enjoy a variety of recreational facilities, such as public parks, beaches, and outdoor sports facilities. There are also many cultural attractions, such as museums, galleries, and theatres. For those who enjoy the outdoors, there are plenty of hiking and biking trails, as well as camping and fishing spots. For those who prefer indoor activities, there are bowling alleys, arcades, and indoor swimming pools. Additionally, France is home to a number of ski resorts, offering a variety of winter sports activities," wrote one person in France.
Where will I buy groceries and do other shopping in France?
"In the downtown area there's a MonoPrix and a Intermarche, and a bit further but still within town is a large E. LeClerq with plenty of selection, There's also a covered marketplace open on Sundays in town, where all the locals prefer to buy fresh cheese, fish, meat, produce, etc. And of course there are plenty of boulangeries for fresh bread and pastries," said one retiree in living in Epinal, France.
"People living in France typically buy groceries from supermarkets, local markets, and specialty stores. Other shopping can be done at department stores, boutiques, and online retailers," wrote one person in France.
About the Author
Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC
Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.
Additional Information:
- France Guide
- Healthcare & Health Insurance in France
- Members Talk about Healthcare & Health Insurance in France
- Best Places to Live in France
- Real Estate in France
- Guide to Real Estate in France
- Pros & Cons of Living in France
- Cost of Living in France
- Health Insurance in France
- Best Places to Visit in France for Christmas Cheer
- Christmas in France
- Dengue Virus in France
- Pros and Cons of Living in France 2026
- 2026 Guide to Moving to France


