Strasbourg, France

Retire in France

By Joshua Wood, LPC

Last updated on Feb 18, 2025

Summary:

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What is it like to retire in France?

"We have a large expat, multi-national community since this is a popular retirement area," said one retiree in Pezenas.

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What advice do overseas retirees have for others considering retiring abroad?

"A resident 5-year resident, house owner, (live here 6 months in the year), dual passport holder, US and Canadian. I can say that the previous post represents a cynically worded and narrow view of Pézenas. It is a delightful village with a lovely, diverse, peaceful and respectful community which includes Americans, Canadians, Belgians, Dutch, German, British, and many others. It welcomes its diversity and its residents are friendly, generous and supportive," said a retiree who moved to France.

"We have had to accept that despite wanting to assimilate into the French community, this is difficult because of our limited language skills. We go to lessons 2xpw. but it is taking a long time to improve. At 69 & 74 we are unable to learn as quickly or retain information as easily as people much younger. However, there is an expat community which we dip into now and again, and may have to dip into more if we wish to socialise more. Until our French language skills have increased greatly, we will be limited to fairly stilted conversations with our French neighbours and other villagers. But, we will persevere," said one retiree in Aude and Herault Departments.

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What are the most challenging aspects of retiring in France?

"First, the language. Second,the paperwork and rules. Meeting my neighbors was the easiest. I now know more people here than I did in either of my US homes," explained a retiree in Pezenas.

"1. Navigating France’s complex retirement and pension system can be challenging. 2. Learning French if you are not already fluent can be a daunting obstacle. 3. Obtaining residency and becoming familiar with the tax laws and bureaucracy may seem overwhelming. 4. Cost of living in France can be expensive and many retirees may struggle to make ends meet with a limited pension income. 5. Accessing quality health care services after retirement can be an issue, due to the length of waiting times and its associated costs," explained one retiree living in France.

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What are the most rewarding aspects of retiring in France?

"One of the most rewarding aspects of retiring in France is the ability to immerse oneself in a unique and beautiful culture. From its renowned cuisine to its stunning landscapes and vibrant cities, France has a lot to offer those looking to spend their golden years in an enchanting country. Furthermore, the excellent healthcare system and public services make for a worry-free and comfortable lifestyle. Additionally, since French is the official language, retirees can take the opportunity to learn or practice the language, thereby fostering social connections and broadening their perspectives. Finally, the ease of access to other nearby countries, such as Spain and Great Britain, provides retirees with ample possibilities to travel and explore," said a person in France.

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What are healthcare services like in France?

We asked retirees if they have access to good medical care in France. They wrote:

"I am covered by my US insurance but medical-dental care here is so inexpensive that I rarely make the deductable. The care is excellent. Because of the large numbers of European retirees, many people are multi-lingual," said a retiree who moved to Pezenas, France.

"France has an expansive public healthcare system that provides universal coverage to its citizens. Care is largely subsidized by the government, and citizens can access an array of healthcare services through their local public health network. Private practitioners, such as general clinicians and specialists, are also available for additional services that are not normally covered by the public system. Services available range from primary care to preventive care, from diagnostic testing to specialized treatments. Patients have the right to freedom of choice in selecting their healthcare provider," said one retiree in France.

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How do I meet people in France?

When we asked people living in France about club and activities where newcomers can meet others, they responded:

"There is a club for English speaking women which welcomes all nationalities of woman who speak English or want to improve their English. It's called the International Women's Club. They organize coffees, book reviews, activities for children and outings for the women members like visits to other cities," said one retiree in Orleans.

"Expats living in France often join clubs and activities that are specific to their interests. Depending on their location, expats can join French language groups, hiking groups, cultural immersion groups, book clubs, business groups, wine tasting groups, and more. Other ways that expats meet people when living in France include attending community events, finding volunteer opportunities, and connecting with local networks and expat communities," commented one retiree living in France.

"I am still waiting to find this out. I have heard of an English library that may well be of benefit to visit," explained one retiree living in Strasbourg.

"I am a member of BACO, try contacting them. British Association Cote d Opale [email protected]. George Murray is our honourable president," said one retiree in living in France.

"I have been nicely surprised on how big the community of expats is in France. We are lucky to have: meetup.com/cities/fr/lyon/ - smaller groups of expats who organizes meetings close to their interests onlylyon.com - very useful for info and events happening in Lyon internations.org/start, which actively organizes events for expats," explained a retiree in Lyon.

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What is life like in France?

When we asked people living in France what life is like and how people spend their time, they said:

"Since we are retired, our lives do not revolve around a job or company. We socialize with our neighbors and have developed some very close friends among them. Of course, it helps if you speak French. We socialize with families with children although we don't have children ourselves. There isn't any problem with that," said a person in Orleans.

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What do I need to know before retiring in France?

When we asked people what advice they would give someone preparing to move to France, they said:

"Expats looking to retire in France should be aware that the country has a high cost of living and wages may not match those from their home country. Additionally, due to the language barrier, learning French is essential for effective communication. Retirees should also familiarize themselves with the various visa and residency requirements before embarking on the move. It is also helpful to research and know the cultural norms and customs in France as this will help them better integrate into the French lifestyle. Lastly, expats should consider the healthcare options they will have access to in the French system, and obtain coverage to avoid any medical expenses that are not covered," remarked one retiree in France.

"If he has a family it is a good place to live. If he or she is single, I can't advise them since I don't know the single scene here. There is a big university here so they may be able to connect with the students there but I don't know anything about the clubs or other diversions for single people," said a retiree who moved to Orleans, France.

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What type of recreational activities are there in France?

"There are several youth and culture centers (MJCs: Maisons des Jeunes et de la Culture) that offer classes and social opportunities on topics like guitar, dance, English, pottery, martial arts, etc. There is also an Olympic pool, great hiking in nearby La Bresse, and several very nice parks within the city (the city rose garden, the park that houses the castle on top of the hill)," said one retiree in Epinal.

"In France, residents enjoy a variety of recreational facilities, such as public parks, beaches, and outdoor sports facilities. There are also many cultural attractions, such as museums, galleries, and theatres. For those who enjoy the outdoors, there are plenty of hiking and biking trails, as well as camping and fishing spots. For those who prefer indoor activities, there are bowling alleys, arcades, and indoor swimming pools. Additionally, France is home to a number of ski resorts, offering a variety of winter sports activities," remarked one retiree in France.

Where will I buy groceries and do other shopping in France?

"In the downtown area there's a MonoPrix and a Intermarche, and a bit further but still within town is a large E. LeClerq with plenty of selection, There's also a covered marketplace open on Sundays in town, where all the locals prefer to buy fresh cheese, fish, meat, produce, etc. And of course there are plenty of boulangeries for fresh bread and pastries," explained one retiree living in Epinal.

"People living in France typically buy groceries from supermarkets, local markets, and specialty stores. Other shopping can be done at department stores, boutiques, and online retailers," said one retiree in living in France.

About the Author

Joshua Wood Joshua Wood joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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