Real Estate in Bulgaria
Last updated on May 02, 2023
Summary: An expat should search for a home to buy in Bulgaria by researching the local real estate market and contacting a local real estate agent. It is also important to research the local laws and regulations regarding foreign ownership of property. Houses in Bulgaria typically include amenities such as a kitchen, bathroom, living room, and bedrooms. Some may also include a garden, balcony, or terrace. Foreigners are allowed to purchase property in Bulgaria, but there are certain restrictions. For example, foreigners are not allowed to purchase agricultural land or land located in a protected area. Additionally, foreigners must obtain a permit from the Ministry of Regional Development and Public Works before they can purchase a property.
How do I find a place to live in Bulgaria?
We asked expats how they chose their neighborhood and found a place to live. They answered:
"One of the best ways to find a place to live in Bulgaria is to use online resources such as real estate websites. These websites typically list a variety of properties for rent or sale in Bulgaria, including apartments, houses, and villas. Additionally, you can search for properties on social media platforms such as Facebook and Instagram, as many landlords and real estate agents post their listings on these sites. You can also contact local real estate agents in Bulgaria to help you find a suitable property. Finally, you can also look for rental properties in newspapers and magazines, as many landlords advertise their properties in these publications," remarked one member in Bulgaria.
"Wanted a house in town with land at a good price, but hard to come by. Searched many many estate agents, found 2 luckily in the same area, brought one of these, as don't drive its easy to walk into town, no problems in winter, and am on the main train line so can get anywhere in Bulgaria," explained one expat living in Pleven, Bulgaria.

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What is a typical expat home or apartment like in Bulgaria?
"I suggest you rent an apartment before you buy. Bulgarians, for the most part, are very familiar with apartment life, However, my Bulgarian wife lived in an apartment for many years before we got married. We now live in a house with a yard, vegetable garden, dogs and cats. She will not go back to apartment living," said one person in Bulgaria.
"I live in an house, most expats who have moved to this area live in houses and not apartments," remarked one foreigner who made the move to Pleven.
"Expat homes and apartments in Bulgaria tend to be modern and comfortable, with many featuring modern amenities such as air conditioning, high-speed internet, and cable television. Expats often choose to live in larger cities such as Sofia, where they can find a variety of housing options, from luxury apartments to more affordable options. Many expats also choose to live in smaller towns and villages, where they can enjoy a more relaxed lifestyle and take advantage of the beautiful scenery. No matter where they choose to live, expats in Bulgaria can expect to find a safe and welcoming environment," explained one person living in Bulgaria.

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
Click connect to have our partner contact you via e-mail and/or phone.

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
Click connect to have our partner contact you via e-mail and/or phone.
What is the average cost of housing in Bulgaria?
If you are thinking about moving to Bulgaria, cost of living in probably a key consideration. Expats commented about the cost of housing:
"I bought a house (4 bed 2 floors, water well, two barns, outside kitchen, fire room, wet room, mains water, mains electric and severage) near Elhovo for £15,000 in May 2023. it was bought from Kiki sat Bulgaria house. I love Bulgaria, cheap, slow pace of live, no-one there, lovely people - the only down side is the bloody Bureaucracy, it is unbelievably proacted and long winded. overall though it is worth it," said one expat in Bulgaria.
"The cost of housing in Bulgaria is generally quite affordable compared to other European countries. The average cost of renting an apartment in Bulgaria is usually around €200-400 per month, while the average cost of buying a property is around €1,000-2,000 per square meter. Prices vary depending on the location and size of the property," remarked one member in Bulgaria.
"House taxes are way way lower, electric is about the same, most heating that people use is by wood, same as mine that heats up the seven radiators to keep the house warm. Water is cheap, and if you have a well like me watering the garden doesn't cost you anything, but I am lucky that mine is drinkable to which a lot isn't," explained one expat living in Pleven, Bulgaria.
Should I buy or rent a home in Bulgaria?
If you have not spent a lot of time in Bulgaria, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:
"Buying a home in Bulgaria can be a great investment, as the country offers a wide range of properties at competitive prices. However, it is important to consider the cost of living in Bulgaria, as well as the availability of rental properties, before making a decision. Renting a home in Bulgaria can be a great option for those who are not ready to commit to a long-term purchase, as it allows for more flexibility and can be more cost-effective in the short-term. Ultimately, the decision to buy or rent a home in Bulgaria should be based on individual needs and preferences," remarked one foreigner who made the move to Bulgaria.
What do I need to know when buying property in Bulgaria?
When we asked expats what advice they would give a foreigner before buying a property in Bulgaria, they said:
"1. It is important to research the local area and the property market before making any decisions. 2. It is advisable to seek legal advice from a qualified lawyer who is familiar with Bulgarian property law. 3. It is important to ensure that the property is free from any legal issues or encumbrances. 4. It is important to check that the property has all the necessary permits and licenses. 5. It is important to be aware of the taxes and fees associated with buying property in Bulgaria. 6. It is important to be aware of the exchange rate and the cost of living in Bulgaria. 7. It is important to be aware of the local customs and regulations when buying property in Bulgaria. 8. It is important to be aware of the potential risks associated with buying property in Bulgaria," explained one person living in Bulgaria.
Are foreigners allowed to own property in Bulgaria?
When we asked expats what advice they would give a foreigner before buying a property in Bulgaria, they said...
"Yes, foreigners are allowed to own property in Bulgaria. Non-EU citizens must obtain a permit from the Bulgarian Ministry of Regional Development and Public Works in order to purchase property in Bulgaria. EU citizens are allowed to purchase property without a permit. However, they must register their ownership with the local municipality. In addition, foreign citizens are subject to the same taxes and fees as Bulgarian citizens when purchasing property in Bulgaria," said one in Bulgaria.
What appliances are typically included in a rental?
We asked foreigners in Bulgaria what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included:
"In Bulgaria, rental properties typically include a refrigerator, stove, oven, washing machine, and dishwasher. Other common appliances may include a microwave, toaster, and coffee maker. Depending on the property, some landlords may also provide air conditioning, heating, and other amenities," explained one person living in Bulgaria.
Additional Information about Searching for a Home in Bulgaria:
We asked foreigners in Bulgaria what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included...
"Expats can search for homes in Bulgaria by looking online for real estate websites that specialize in Bulgarian properties. They can also search for local real estate agents who can help them find the perfect home. Additionally, expats can look for online forums and blogs that provide information about the Bulgarian housing market. Finally, expats can also ask friends and family who have already moved to Bulgaria for advice and recommendations," said one person in Bulgaria.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International
and Mass Market Marketing. She graduated from Ohio Wesleyan University
with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
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