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Marina Bay, Singapore

Singapore

By Betsy Burlingame

Last updated on May 10, 2025

Summary: The approximate population of Singapore, Singapore is 5.6 million people. People often describe Singapore as a vibrant, modern city with a diverse culture and a strong economy. Expats love living in Singapore for its excellent infrastructure, efficient public transportation, and its safe and clean environment. The weather in Singapore is typically hot and humid, with temperatures ranging from 75-90 degrees Fahrenheit (24-32 degrees Celsius). The average cost of living in Singapore for an expat is around $3,000-$4,000 USD per month. The cost of a one bedroom apartment is around $2,000-$3,000 USD per month, and a two bedroom apartment is around $3,000-$4,000 USD per month.

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What do I need to know about living in Singapore?

When we asked people what advice they would give someone preparing to move to Singapore, they said:

"Try to negotiate a good expat package here - including generous housing, medical and school fees. These items are all exensive and can make the difference between making the posting worthwhile financially. Once you're here, try to live below your means. It's easy to live the high life and there's lots to spend your money on. Many expats leave with nothing to show for the time they spent here," said one expat who made the move to Singapore.

"Before retiring in Singapore, expats should be aware of the cost of living, which is generally higher than in many other countries. It is important to research the different types of visas available and the associated requirements, as well as the taxation system. Additionally, expats should familiarize themselves with the healthcare system and the availability of medical insurance. It is also important to consider the cultural differences between Singapore and the expat's home country, and to research the different neighborhoods and areas to find the best fit for their lifestyle. Finally, expats should be aware of the language barrier, as English is the main language spoken in Singapore, but other languages are also spoken," explained one expat living in Singapore, Singapore.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What do I need to know before moving to Singapore?

When we asked people what advice they would give someone preparing to move to Singapore, they said:

"Before moving to Singapore, expats should be aware of the cost of living, which is generally higher than in many other countries. Additionally, Singapore is a multi-cultural society, so it is important to be respectful of the different cultures and religions that are present. Expats should also be aware of the laws and regulations in Singapore, such as the need to obtain a work permit if they plan to work in the country. Furthermore, expats should research the different neighborhoods in Singapore to find the best fit for their lifestyle. Finally, expats should familiarize themselves with the public transportation system, which is efficient and reliable," said one expat who made the move to Singapore.

"Choose a place that's reasonably close to both your work and your kids' school. Depending on whether you drive a car or take the MRT, adjust accordingly. Either way, the objective is to keep travel time to a minimum, especially for the kids. Second, try to find a place that's not too noisy or too hot. Facing away from both the sun and traffic is ideal. Find a reliable agent, preferably through a reference, because a good agent can save you lots of time and plenty of frustration," explained one expat living in Singapore, Singapore.

How do I find a place to live in Singapore?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"When looking for a place to live in Singapore, it is important to consider your budget, location, and lifestyle. Start by researching different neighborhoods and areas to find one that best suits your needs. You can also use online resources such as property portals and rental websites to search for available properties. Additionally, you can contact real estate agents to help you find a suitable place to live. Once you have narrowed down your search, you can visit the properties in person to get a better feel for the area and make sure it meets your needs," said one expat in Singapore.

"I selected my house on its proximity by the sea. I called a property agent; he turned out to be a great help in getting me the unit I'd set my eyes on," said one expat who made the move to Singapore.

What is a typical expat home or apartment like in Singapore?

"I stay in a condo. Yes, most expats prefer a condo, although some live in landed properties. It should be said that nowadays more and more expats stay in HDB flats too," said one expat in Singapore.

"Expat homes and apartments in Singapore tend to be modern and luxurious, with high-end appliances and furnishings. Many expats choose to live in high-rise buildings with stunning views of the city skyline. Expat apartments often come with amenities such as swimming pools, gyms, and other recreational facilities. Expats also have access to a wide range of international restaurants, shopping malls, and entertainment venues. Singapore is known for its excellent public transportation system, making it easy for expats to get around the city," said one expat who made the move to Singapore.

What is the average cost of housing in Singapore?

If you are thinking about moving to Singapore, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Singapore is generally quite high, with the average cost of a home in the city-state being significantly higher than in many other countries. Renting a property in Singapore can also be expensive, with the average cost of a one-bedroom apartment in the city-state being among the highest in the world," explained one expat living in Singapore, Singapore.

"Housing costs tend to be higher here than in Holland. Average cost of housing in Singapore is hard to say, but generally you won't find anything decent below S$1500,-," said one expat in Singapore.

How do I meet people in Singapore?

When we asked people living in Singapore about club and activities where newcomers can meet others, they responded:

"Expats in Singapore often join clubs and activities such as sports teams, language classes, and cultural events. Expats can also meet people through networking events, online forums, and social media groups. Additionally, many expats find it helpful to join local churches, volunteer organizations, and professional associations. These activities provide a great way to meet people and make connections in the local community," wrote a member in Singapore.

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William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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What should I bring when moving to Singapore?

People living in Singapore were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Singapore, it is important to pack items that will make your transition to the new city easier. Clothing suitable for the tropical climate is essential, such as light, breathable fabrics and comfortable sandals. Sunscreen and insect repellent are also important to have on hand. It is also a good idea to bring any necessary documents, such as a passport, visa, and any other paperwork related to your move. Additionally, it is wise to bring any necessary electronics, such as a laptop, phone, and charger. Finally, it is important to bring any items that will make your new home feel like home, such as photos, books, and other personal items," remarked one expat who made the move to Singapore.

"1. Licorice
2. Nutricia Chocolate milk
3. Flake bars A. Denim jeans
B. Long-sleeved shirts
C. Shoes," explained one expat living in Singapore, Singapore.

Where should I setup a bank account in Singapore?

We asked expats in Singapore what banks they use and there advice about banking. They advised:

"Before retiring in Singapore, expats should be aware of the cost of living, which is generally higher than in many other countries. It is important to research the different types of visas available and the associated requirements, as well as the taxation system. Additionally, expats should familiarize themselves with the healthcare system and the availability of medical insurance. It is also important to consider the cultural differences between Singapore and the expat's home country, and to research the different neighborhoods and areas to find the best fit for their lifestyle. Finally, expats should be aware of the language barrier, as English is the main language spoken in Singapore, but other languages are also spoken," said one expat who made the move to Singapore.

Will I be able to find a job in Singapore?

When we asked people about industries and career opportunities in Singapore, they reponded:

"Banking, shipping, scientific research, education. Most expats transferred here by their companies," remarked one expat who made the move to Singapore.

"Foreigners often have jobs in Singapore in a variety of industries, such as hospitality, finance, technology, and education. They may work as hotel staff, financial analysts, software engineers, and English teachers. Other popular jobs for foreigners include marketing, sales, and customer service roles. Additionally, many foreigners find work in the medical and healthcare fields, such as nurses, doctors, and medical technicians," explained one expat living in Singapore, Singapore.

What is life like in Singapore?

When we asked people living in Singapore what life is like and how people spend their time, they said:

"Lots of socialising amongst expat families. Most expat families have limited contact with the locals, mainly due to local children not being allowed to attend international schools. Around 80% or locals live in government housing too, as opposed to the private condominiums or houses that most expats live in. Lots of sporting opportunities for kids an adults - soccer, gymnastics, ice skating, horse riding, rugby, swimming," said one expat who made the move to Singapore.

"Life for expats and digital nomads in Singapore is generally quite pleasant. The city is known for its modern infrastructure, efficient public transportation, and excellent healthcare system. Singapore is also a great place to live for those who enjoy the outdoors, as it is home to many parks and nature reserves. The city is also a hub for international business, making it an attractive destination for those looking to work remotely. Additionally, Singapore is a culturally diverse city, with a variety of cuisines, languages, and religions. Expats and digital nomads in Singapore can enjoy a high quality of life, with plenty of opportunities to explore and experience the city," explained one expat living in Singapore, Singapore.

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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What do expats in Singapore appreciate most about the local culture?

"Expats in Singapore appreciate the city's vibrant and diverse culture, which is a mix of Chinese, Malay, Indian, and other influences. They also appreciate the city's modern infrastructure, which makes it easy to get around and enjoy the many attractions. Additionally, expats enjoy the city's excellent food scene, which offers a variety of cuisines from around the world. Finally, expats appreciate the city's friendly and welcoming people, who are always willing to help out newcomers," wrote one member in Singapore.

"Pushed me outside myself. I feel more comfortable in other countries than in America," remarked one expat who made the move to Singapore.

"I loved the people, the lifestyle, the safety and the food. Most everything was healthy and wholesome--not much food with preservatives or boxed food. They had many fresh vegetables and fruits which I loved and a variety of food including Chinese and Indian, which I liked," explained one expat living in Singapore, Singapore.

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What do expats find most challenging?

"Expats in Singapore often find the local culture to be quite different from what they are used to. Many find the pace of life to be quite fast and the cost of living to be quite high. Additionally, the language barrier can be a challenge for some expats, as English is not the primary language spoken in Singapore. Furthermore, the local culture is quite conservative, and expats may find it difficult to adjust to the strict rules and regulations that are in place. Finally, the humidity and heat can be a challenge for some expats, as Singapore is a tropical country," wrote a member in Singapore.

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Is there a lot of crime in Singapore?

We asked people if there is a lot of crime. They answered:

"Singapore is generally considered to be a safe country with low levels of crime. However, there are still some criminal activities that occur, such as theft, vandalism, and drug-related offences. The Singaporean government has implemented a number of measures to reduce crime, such as increasing police presence in public areas and introducing tougher penalties for certain offences," remarked one expat living in Singapore, Singapore.

Is there a lot of diversity? Are people in Singapore accepting of differences?

"Singapore is a highly diverse country, with a population made up of people from a variety of ethnic backgrounds, including Chinese, Malay, Indian, and Eurasian. Singaporeans are generally accepting of differences and celebrate the diversity of their culture. The government has also taken steps to promote racial and religious harmony, such as through the Racial and Religious Harmony Act, which seeks to protect the rights of all citizens regardless of their race or religion," explained one expat living in Singapore, Singapore.

"Very diverse population. Some underlying racial predjudice between the ethnic groups, but it is not overt. Expats generally welcomed by the local population," said one expat in Singapore.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What are the schools in Singapore like?

"Singapore is home to some of the best international and bilingual schools in the world. One of the most renowned international schools is the Singapore American School (SAS), which offers a comprehensive American-style education to students from pre-K to grade 12. SAS is known for its rigorous academic standards, diverse student body, and commitment to developing global citizens. Another top international school is the United World College of South East Asia (UWCSEA), which offers an international curriculum to students from pre-K to grade 12. UWCSEA is renowned for its commitment to developing global citizens through its emphasis on service learning, outdoor education, and experiential learning. For those looking for a bilingual education, the Canadian International School (CIS) is a great option. CIS offers a bilingual education in English and Mandarin, with a focus on developing global citizens through its emphasis on the arts, sciences, and technology," commented one expat when asked about in Singapore.

"Speak with some of the other expacts in your community. We had the choice of enrolling our child in the Canadian International school, but decided that we would choose OFS based on the feedback received from other parents. We were not disappointed and feel strongly that we chose wisely," remarked one expat living in Singapore with children attending Overseas Family School.

"Parents describe this school as the best kept secret in Singapore. Many families do not take it in on their school rounds as they think it is German (the name implies this of course). In fact, the english speaking half is bigger I believe. It is an IB World School, good, happy teachers, parental board of governors - visit and see . My two children love it," said one expat in Singapore with children at The German European School Singapore.

"That it may be a harder program than they came out of in the US, and to encourage their child to take time to make friends. It doesn't happen overnight. But the teachers are great and helpful and go overboard to help," remarked one parent with kids at International Community School in Singapore.

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What are the pros and cons of living in Singapore?

Expats, digital nomads and retirees living in Singapore responded:

"Expats and digital nomads generally like living in Singapore due to its excellent infrastructure, efficient public transportation system, and high-speed internet connectivity. They also appreciate the city's cleanliness, safety, and low crime rate. Singapore's diverse and multicultural environment makes it easy for expats to adapt and make friends, while the wide variety of delicious and affordable food options is another attractive feature. The city's strategic location in Southeast Asia makes it an ideal base for traveling to nearby countries, and the Changi Airport is known for its efficiency and numerous international connections. Additionally, Singapore offers high-quality healthcare facilities and a strong education system, making it suitable for families. However, there are some aspects of living in Singapore that expats and digital nomads may dislike. The high cost of living, particularly in terms of housing and car ownership, can be a significant challenge for many. The city's tropical climate, with its heat and humidity, may also be uncomfortable for those not used to such conditions. Singapore's strict rules and regulations, such as fines for littering and restrictions on certain activities, can be seen as a downside for some expats who may feel that these rules limit their personal freedom. Lastly, the competitive work culture and long working hours may be a source of stress for some individuals," mentioned one expat inSingapore.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What type of social life can someone expect in Singapore?

When we asked expats and global nomads about their social experiences in Singapore, they replied:

"Expats, retirees, and digital nomads living in Singapore typically enjoy a vibrant and diverse social life. They often connect with fellow expats and locals through various social clubs, networking events, and interest groups. Many engage in cultural activities, such as attending festivals, exploring local cuisine, and visiting museums and galleries. Outdoor enthusiasts can take advantage of Singapore's numerous parks, beaches, and nature reserves for recreational activities. Additionally, the city's thriving nightlife scene offers a wide range of bars, clubs, and live music venues for those looking to unwind and socialize. Overall, Singapore provides ample opportunities for expats, retirees, and digital nomads to build a fulfilling social life while experiencing the unique blend of cultures and traditions that the city has to offer," remarked one expat living in Singapore.

"The social scene in Singapore is diverse, vibrant, and cosmopolitan, reflecting the city-state's multicultural population. Singaporeans are generally friendly, polite, and welcoming to newcomers. The city offers a wide range of social activities, including dining at hawker centers, shopping at malls, and attending cultural events and festivals. Nightlife in Singapore is lively, with numerous bars, clubs, and live music venues catering to different tastes and preferences. The arts and culture scene is also thriving, with museums, galleries, and theaters showcasing local and international talent. Sports and outdoor activities are popular among locals and expats alike, with many parks, beaches, and recreational facilities available for public use. Singaporeans are also known for their love of food, and social gatherings often revolve around sharing meals and trying out new cuisines. Overall, the social scene in Singapore offers something for everyone, making it an exciting and dynamic place to live and visit," remarked one expat in Singapore.

What advice to expats in Singapore have about housing?

"Expats in Singapore should research the different areas of the city to find the best fit for their lifestyle. It is important to consider the proximity to public transportation, amenities, and the cost of living in the area. It is also important to consider the size of the property and the availability of parking. It is also recommended to use a reputable real estate agent to help with the process. Additionally, expats should be aware of the various types of housing available, such as condominiums, apartments, and landed properties. Finally, expats should be aware of the various regulations and taxes associated with renting or buying a property in Singapore," remarked one expat living in Singapore.

What are medical services in Singapore like?

When we asked expats and global nomads about the quality of medical care in Singapore, they replied:

"Medical services in Singapore are known for their high quality and efficiency. The healthcare system in the country is a mix of public and private providers, offering a wide range of services to cater to the diverse needs of the population. Public hospitals and clinics are well-equipped and staffed by highly trained professionals, while private hospitals and clinics offer more personalized care and shorter waiting times. The government plays a significant role in regulating and subsidizing healthcare costs, ensuring that medical services remain affordable for citizens and permanent residents. Additionally, Singapore has a robust medical tourism industry, attracting patients from around the world seeking specialized treatments and procedures. Overall, medical services in Singapore are considered to be among the best in the world, with a strong emphasis on innovation, quality, and accessibility," commented one expat living in Singapore, Singapore.

Are healthcare and health insurance expensive in Singapore?

"Healthcare and health insurance in Singapore can be considered relatively expensive, especially for those without government subsidies or employer-sponsored insurance. The cost of healthcare services in Singapore is generally high due to the advanced medical facilities, well-trained professionals, and high-quality care provided. However, the government offers various schemes and subsidies to help citizens manage their healthcare expenses, such as the MediShield Life and Medisave programs. These programs help to offset some of the costs, making healthcare more affordable for Singaporeans. For expatriates and those without access to government subsidies, private health insurance can be costly, but it provides comprehensive coverage and access to private healthcare facilities. Overall, the cost of healthcare and health insurance in Singapore can be expensive, but the quality of care and government support make it more manageable for many residents," said an expat in Singapore.

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

Is the cost of living in Singapore high?

We asked people about the cost of living in Singapore, they wrote:

"The cost of living in Singapore is generally considered to be high. Rent for a nice 1 bedroom apartment in Singapore can range from around $2,000 to $3,000 USD per month, while a nice 2 bedroom apartment can range from around $3,000 to $4,500 USD per month. Eating dinner at a moderately priced restaurant in Singapore can cost around $20 USD per person," said one expat living in Singapore.

What are the visa & residency requirements in Singapore?

"In order to visit Singapore, visitors must obtain a visa prior to their arrival. The process of applying for a visa involves submitting an application form, passport-sized photographs, and a valid passport. Depending on the purpose of the visit, additional documents may be required. In order to obtain residency in Singapore, applicants must submit an application form, passport-sized photographs, and a valid passport. They must also provide proof of employment, proof of financial stability, and proof of educational qualifications. Depending on the type of residency, additional documents may be required. Once the application is approved, the applicant will be issued a residence permit," mentioned an expat living in Singapore.

Why do people move to Singapore?

When we asked people why foreigners move to Singapore, they responded:

"Singapore is an attractive destination for expats due to its excellent quality of life, low crime rate, and vibrant culture. The city-state is known for its efficient public transportation system, world-class healthcare, and excellent educational opportunities. Additionally, Singapore is a major financial hub in Asia, offering a wide range of job opportunities for expats. The country is also renowned for its low taxes, making it an attractive place to live and work. Finally, Singapore is a melting pot of cultures, with a diverse population that is welcoming to expats from all over the world," wrote one expat living in Singapore.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

Marina Bay, Singapore
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