Montego Bay, Jamaica
Montego Bay, Jamaica
Last updated on Mar 10, 2023
Summary: People often describe Montego Bay, Jamaica as a vibrant and beautiful city with a laid-back atmosphere. Expats love the warm and friendly locals, the stunning beaches, and the abundance of activities and attractions. The weather in Montego Bay is typically warm and sunny, with temperatures ranging from the mid-70s to the mid-80s Fahrenheit. The average cost of living for an expat is around $1,500 to $2,000 USD per month. The cost of a one bedroom apartment is typically around $500 to $700 USD per month, while a two bedroom apartment can range from $700 to $1,000 USD per month. The approximate population of Montego Bay is around 150,000 people.
What do I need to know about living in Montego Bay?
When we asked people what advice they would give someone preparing to move to Montego Bay, they said:
"Before retiring in Montego Bay, expats should research the cost of living and the availability of healthcare services. It is also important to familiarize oneself with the local culture and customs, as well as the language. Additionally, expats should consider the climate and the type of housing available. Finally, it is important to research the safety and security of the area, as well as the availability of recreational activities," commented one expat who made the move to Montego Bay.
"Your first stop needs to be the PICA website. This is the immigration website and it will list the options available to you for residency. There’s more to it than just packing your bags and deciding you’re going to move to Jamaica… I do suggest however, that you come for three months, maybe extend it to six months, and actually live here. By that I mean, you’re gonna live like a local; not a tourist. There are two totally different things. You need to figure out how you’re going to find your lifestyle here… As you’re not gonna be able to work, unless your company has an office here and sponsors you for a work permit. Or, do you have enough money to start your own business. As for housing, buy or rent the best place you can afford… In a gated community. A high end gated community Ex: Freeport, Spring Garden, Spring Farm, Rose Hall, you don’t want to live in a typical Jamaican gated community that was built by developers.," remarked one expat living in Montego Bay, Jamaica.
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What do I need to know before moving to Montego Bay?
When we asked people what advice they would give someone preparing to move to Montego Bay, they said:
"If you’re looking in MoBay you should check out Freeport, Spring Garden, Spring Farm, half Moon villas, Rose Hall, those would be the places to look if you are looking to purchase a home. They are all upscale gated communities," wrote a member in Montego Bay.
"One of the things I struggle with is lack of transportation. We have a car, but if my husband is away I feel trapped. It's not easy to jump on a bus or grab a taxi," commented one expat who made the move to Montego Bay.
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How do I find a place to live in Montego Bay?
We asked expats how they chose their neighborhood and found a place to live. They answered:
"One option for finding a place to live in Montego Bay is to search online for rental listings. Websites such as Airbnb, HomeAway, and VRBO offer a variety of rental properties in the area. Additionally, there are many local real estate agents who specialize in helping people find a place to live in Montego Bay. It is also possible to find a place to live by asking around in the local community. Many people in Montego Bay are willing to rent out their homes or apartments to visitors," commented one expat who made the move to Montego Bay.
What is a typical expat home or apartment like in Montego Bay?
"Expat homes and apartments in Montego Bay typically feature bright and airy interiors with large windows and balconies that offer stunning views of the Caribbean Sea. The apartments are usually spacious and well-equipped with modern amenities such as air conditioning, cable TV, and high-speed internet. Many expats also enjoy the convenience of having a private pool or access to a shared pool in their complex. Additionally, many expat homes and apartments are located in gated communities with 24-hour security, providing a safe and secure environment for expats to live in," remarked one expat who made the move to Montego Bay.
"I am living in a 3 bedroom, 4 bathroom furnished townhouse in a gated community. It's brand new and beautiful," explained one expat living in Montego Bay, Jamaica.
What is the average cost of housing in Montego Bay?
If you are thinking about moving to Montego Bay, cost of living in probably a key consideration. Expats commented about the cost of housing:
"The cost of housing in Montego Bay varies depending on the type of housing and the location. Generally, the cost of renting an apartment or house in Montego Bay is relatively affordable compared to other cities in the Caribbean. Prices range from around $500 USD per month for a basic one-bedroom apartment to upwards of $2,000 USD per month for a luxury villa," said one expat who made the move to Montego Bay.
"I am paying $1200 USD plus utilities here. Expensive for Jamaica however this same house would cost double in Canada," explained one expat living in Montego Bay, Jamaica.
How do I meet people in Montego Bay?
When we asked people living in Montego Bay about club and activities where newcomers can meet others, they responded:
"Expats in Montego Bay often join clubs and activities such as golf, tennis, sailing, and scuba diving. Expats can also join local book clubs, art classes, and language classes. Additionally, expats can meet people by attending local events such as festivals, concerts, and farmers markets. Expats can also meet people by attending church services, joining a gym, or volunteering with a local charity," said one expat who made the move to Montego Bay.
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What should I bring when moving to Montego Bay?
People living in Montego Bay were asked what three things they wish they had brought and three they wish they had left behind. They wrote:
"When moving to Montego Bay, it is important to pack items that will help you adjust to the tropical climate. Pack lightweight, breathable clothing such as shorts, t-shirts, and sundresses. Bring a hat and sunglasses to protect yourself from the sun. Bring comfortable shoes for walking and exploring the city. Don't forget to pack a swimsuit and beach towel for days spent at the beach. Bring a light jacket or sweater for cooler evenings. Additionally, it is important to bring any necessary medications and toiletries," wrote a member in Montego Bay.
"1. I wish I had gone to Dollarama and stocked up on spices and kitchen stuff. It pains me to spend $8-$10 on items I know I could get for free. 2. I brought a TV, but wish I had shipped both. Electronics are crazy expensive here. 3. Sheets, bedding, towels. I packed light so I didn't bring too much of anything. I had already read from others not to bring too much clothing and I'm glad I didn't," commented one expat who made the move to Montego Bay.
Where should I setup a bank account in Montego Bay?
We asked expats in Montego Bay what banks they use and there advice about banking. They advised:
"Before retiring in Montego Bay, expats should research the cost of living and the availability of healthcare services. It is also important to familiarize oneself with the local culture and customs, as well as the language. Additionally, expats should consider the climate and the type of housing available. Finally, it is important to research the safety and security of the area, as well as the availability of recreational activities," remarked one expat who made the move to Montego Bay.
Will I be able to find a job in Montego Bay?
When we asked people about industries and career opportunities in Montego Bay, they reponded:
"Foreigners often find employment in Montego Bay in the hospitality industry, such as working in hotels, restaurants, and resorts. Other popular jobs for foreigners include teaching English, working in the tourism industry, and providing services in the medical and legal fields. Additionally, many foreigners find work in the construction and agricultural industries," wrote one member in Montego Bay.
What is life like in Montego Bay?
When we asked people living in Montego Bay what life is like and how people spend their time, they said:
"Life for expats and digital nomads in Montego Bay is generally quite pleasant. The city is known for its beautiful beaches, vibrant culture, and friendly locals. The cost of living is relatively low, making it an attractive destination for those looking to stretch their budget. The city also offers a wide range of activities, from snorkeling and diving to hiking and exploring the nearby rainforest. The city is also home to a thriving nightlife, with plenty of bars, clubs, and restaurants to explore. With its laid-back atmosphere and stunning scenery, Montego Bay is an ideal destination for expats and digital nomads looking for a unique and exciting experience," said one expat in Montego Bay.
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What do expats in Montego Bay appreciate most about the local culture?
"Expats in Montego Bay appreciate the laid-back atmosphere and the friendly locals. They also enjoy the vibrant music and art scene, as well as the delicious local cuisine. The stunning beaches and lush tropical landscape are also a major draw for expats. Additionally, the city's rich history and culture provide a unique experience that many expats find appealing," explained one expat living in Montego Bay, Jamaica.
What do expats find most challenging?
"Expats in Montego Bay often find the local culture to be quite different from what they are used to. The language barrier can be a challenge, as English is not the primary language spoken in Jamaica. Additionally, the local customs and traditions can be difficult to understand and navigate. Expats may also find the pace of life to be slower than what they are used to, as well as the lack of reliable public transportation. Finally, the cost of living in Montego Bay can be higher than in other parts of Jamaica, making it difficult for expats to adjust to the local economy," remarked one expat who made the move to Montego Bay.
Is there a lot of crime in Montego Bay?
We asked people if there is a lot of crime. They answered:
"Montego Bay has experienced a rise in crime in recent years. Tourists have been warned to exercise caution when visiting the area, as there have been reports of robberies, muggings, and other violent crimes. The Jamaican government has taken steps to address the issue, such as increasing police presence in the area and implementing a curfew for minors. Despite these efforts, it is still important for visitors to remain vigilant and aware of their surroundings," wrote one member in Montego Bay.
Is there a lot of diversity? Are people in Montego Bay accepting of differences?
"Montego Bay is a diverse city with a variety of cultures and backgrounds. People from all over the world come to Montego Bay to experience its unique culture and attractions. The people of Montego Bay are generally accepting of differences and embrace diversity. There is a strong sense of community and acceptance among the locals, and visitors are welcomed with open arms," said one expat in Montego Bay.
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What are the schools in Montego Bay like?
"Montego Bay is home to a number of excellent international and bilingual schools. The Montego Bay International School (MBIS) is a private, co-educational school offering an international curriculum for students from pre-kindergarten to grade 12. MBIS is accredited by the Council of International Schools and the Caribbean Association of Independent Schools, and offers a rigorous academic program with a focus on developing global citizens. The school also offers a wide range of extracurricular activities, including sports, music, and art. The Montego Bay Community College (MBCC) is a bilingual school offering a dual-language program in English and Spanish. The school provides a comprehensive curriculum that includes language arts, mathematics, science, social studies, and physical education. MBCC also offers a variety of extracurricular activities, such as sports, music, and art. The Montego Bay High School for Girls is a private, all-girls school offering a comprehensive curriculum for students from pre-kindergarten to grade 12. The school is accredited by the Jamaica Council of Private Schools and offers a wide range of extracurricular activities, including sports, music, and art. The Montego Bay United School is a private, co-educational school offering a comprehensive curriculum for students from pre-kindergarten to grade 12. The school is accredited by the Jamaica Council of Private Schools and offers a wide range of extracurricular activities, including sports, music, and art," commented one expat when asked about in Montego Bay.
What are the pros and cons of living in Montego Bay?
Expats, digital nomads and retirees living in Montego Bay responded:
"Expats and digital nomads living in Montego Bay enjoy the warm climate, beautiful beaches, and vibrant culture. They also appreciate the low cost of living and the friendly locals. On the other hand, some expats and digital nomads may find the lack of reliable public transportation and infrastructure to be a challenge. Additionally, the high crime rate in certain areas of the city can be a deterrent for some," said one expat living in Montego Bay.
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What type of social life can someone expect in Montego Bay?
When we asked expats and global nomads about their social experiences in Montego Bay, they replied:
"Expats, retirees and digital nomads living in Montego Bay typically have an active social life. There are many opportunities to meet people and make friends, such as attending local events, joining clubs and organizations, and taking part in outdoor activities. The city is also home to a vibrant nightlife, with plenty of bars, clubs, and restaurants to explore. Additionally, the city is a popular tourist destination, so there are always plenty of visitors to meet and interact with," remarked one expat living in Montego Bay.
"Montego Bay is a vibrant city with a lively social scene. There are plenty of bars, clubs, and restaurants to explore, as well as a variety of cultural events and activities to take part in. The city is known for its lively nightlife, with many bars and clubs offering live music and entertainment. During the day, visitors can explore the city's many beaches, take part in water sports, or visit the local markets. Montego Bay is also home to a number of festivals throughout the year, such as Reggae Sumfest and the Jamaica Jazz and Blues Festival. With its vibrant atmosphere and friendly locals, Montego Bay is a great place to socialize and have a good time," wrote one expat living in Montego Bay.
What advice to expats in Montego Bay have about housing?
"Expats in Montego Bay recommend researching the area thoroughly before committing to a rental property. It is important to visit the property in person and to ask questions about the neighborhood and the security of the area. Additionally, it is important to ensure that the rental agreement is clear and that all necessary documents are in order. Expats also suggest finding a reliable local contact who can help with any issues that may arise. Finally, expats recommend budgeting for additional costs such as utilities, maintenance, and insurance," wrote one expat living in Montego Bay.
What are medical services in Montego Bay like?
When we asked expats and global nomads about the quality of medical care in Montego Bay, they replied:
"Montego Bay offers a wide range of medical services, including primary care, emergency care, and specialty care. The city is home to several hospitals, including Cornwall Regional Hospital, St. James Infirmary, and Montego Bay Hospital. These hospitals provide a variety of services, such as general surgery, obstetrics and gynecology, pediatrics, and orthopedics. Additionally, Montego Bay has several private clinics and medical centers that offer specialized care, such as cardiology, neurology, and oncology. The city also has a number of pharmacies and medical supply stores, providing access to medications and medical equipment," mentioned an expat living in Montego Bay.
Are healthcare and health insurance expensive in Montego Bay?
"Healthcare and health insurance in Montego Bay can be expensive. The cost of medical care is often higher than in other parts of the country, and health insurance premiums can be costly. Additionally, many medical facilities in Montego Bay are not equipped with the latest technology, which can lead to higher costs for treatments and procedures. As a result, many people in Montego Bay opt to purchase health insurance to help cover the cost of medical care," commented one expat who moved to Montego Bay.
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The insurance that travels with you. Now Health International's insurance plans offer you access to world-class healthcare facilities and treatment wherever and whenever you need it. With digital services, 24x7 customer support in different languages, and award-winning service, Now Health International will look after you no matter where you choose to go. Get a Quote from Now Health International.
Is the cost of living in Montego Bay high?
We asked people about the cost of living in Montego Bay, they wrote:
"The cost of living in Montego Bay is generally considered to be moderate. A nice 1 bedroom apartment in Montego Bay can cost around $500 USD per month, while a nice 2 bedroom apartment can cost around $700 USD per month. Eating dinner at a moderately priced restaurant in Montego Bay can cost around $15 USD per person," said one expat.
"I have now been here (Montego Bay) for 2 years. Attempting to compare Cost of Living between the U.S. and Jamaica is difficult as it depends on where you are in the U.S. and your style of living. Housing: Housing rental prices here are all over the place, depends on the location, amenities and honestly the owner. We currently have a 2 bedroom - 2 batch in a 6 unit building in Westgate Hills with security gate, parking, 2 balconies... and not a shoe-box!, decent kitchen and honestly is a step above some of the places I lived in south Florida at twice the cost! Our rent is $60K (~$480 USD) per month. We're moving in January to a 3 bedroom & 3 bath home in St. Ann with a cost of $110K (~$850 USD) per month. The same home in south Florida would be around ~$2000 USD per month. Gated communities especially those that cater to expats will cost more! If you don't need to be in Kingston or Mobay you'll pay less in most of the rest of the island. Food: Food prices are all over the place. You'll pay a little more for U.S. products (shipping & duty) however the local products are generally cheaper. Our monthly grocery bill for my wife & I runs ~$50K - $60K per month or about $350 - $400 USD. I should point out that we eat pretty well as I enjoy cooking and we always but a couple bottles of wine (which isn't cheap here). Example: Iberia Extra Virgin Olive Oil Walmart: $4 USD and Progressive: $650 ($5.25 USD) Dining Out: We go out a lot for dinner & entertainment and roughly $200 - $300 USD per month Electric: $12K - $16K ($90 - $130 USD) depending on time of year. We do have air conditioning which is used primarily May to November. Also have a washing machine and all my electronics. Water: $3000 per month ($24 USD) Cable: $5000 per month ($40 USD) We only have Internet and not cable TV. We've "Cut-the-cord". Car Payment: $25K ($200 USD) per month Car Insurance: $8K ($65 USD) per month So in summary our monthly living expenses are roughly $1800 USD per month (for 2 - based on the new housing cost next month & NOT including dining out). When I lived in south Florida my monthly expenses (I was single) was well over $3000 USD per month. Medical, dental & vision is less expensive here (for even top level service) Cars & Gas is more expensive Electronics, Appliances, Furniture are generally more Clothing about the same however you'll have a difficult time finding higher end clothing. We import a lot of stuff that we CAN'T find here such as health & beauty, electronics and clothing," commented one expat living in Montego Bay, Jamaica.
What are the visa & residency requirements in Montego Bay?
"In order to visit Montego Bay, visitors must obtain a visa prior to their arrival. The process of applying for a visa involves submitting an application form, providing a valid passport, and paying the applicable visa fee. Depending on the purpose of the visit, additional documents may be required. In order to obtain residency in Montego Bay, Jamaica, applicants must submit an application form, provide a valid passport, and pay the applicable fee. Additionally, applicants must provide proof of financial stability, a police record, and a medical certificate. Once the application is approved, the applicant will be issued a residency permit," remarked one expat living in Montego Bay.
Why do people move to Montego Bay?
When we asked people why foreigners move to Montego Bay, they responded:
"Montego Bay is a popular destination for expats due to its stunning natural beauty, vibrant culture, and welcoming locals. The city offers a relaxed atmosphere, with plenty of opportunities for outdoor activities such as swimming, snorkeling, and hiking. The city also boasts a wide variety of restaurants, bars, and nightlife, making it a great place to socialize and meet new people. Additionally, Montego Bay is home to a number of international schools, making it an ideal place for expats to raise their families. With its stunning beaches, warm climate, and friendly locals, Montego Bay is an attractive destination for expats looking for a new home," commented one expat who moved to Montego Bay.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International
and Mass Market Marketing. She graduated from Ohio Wesleyan University
with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
Other Questions:
- What do I need to know before moving to Montego Bay?
- What is a typical expat home or apartment like in Montego Bay?
- What is the average cost of housing in Montego Bay?
- How do I meet people in Montego Bay?
- What do I need to know before retiring in Montego Bay?
- What should I pack when moving to Montego Bay?
- Where should I setup a bank account in Montego Bay?
- Will I be able to find a job in Montego Bay?
- What is life like as an expat in your area?
- What do people like (and dislike) about Montego Bay?
- What type of social life can someone expect in Montego Bay?
- What is the social scene like in Montego Bay?
- What advice to expats in Montego Bay have about housing?
- What are medical services in Montego Bay like?
- Are healthcare and health insurance expensive in Montego Bay?
- Is the cost of living in Montego Bay high?
- What are the visa & residency requirements in Montego Bay?
- Why do people move to Montego Bay?
