Moving to Jamaica
Last updated on May 03, 2025
Summary: Many expats and digital nomads move to Jamaica for its beautiful beaches, warm climate, and vibrant culture. The most popular cities for expats and digital nomads in Jamaica are Kingston, Montego Bay, and Negril. People looking for a place to live in Jamaica can search online for rental listings, contact real estate agents, or look for postings on local expat forums. Additionally, many expats and digital nomads find housing through word of mouth from other expats and digital nomads already living in Jamaica.
What do I need to know before moving to Jamaica?
When we asked people what advice they would give someone preparing to move to Jamaica, they said:
"One of the things I struggle with is lack of transportation. We have a car, but if my husband is away I feel trapped. It's not easy to jump on a bus or grab a taxi," said one expat in Montego Bay.
"Ask around to find a good deal. Don't trust anyone because everyone is looking for a cut from the deal. Learn to take life slowly because the amenities you might be accustom to will not be at your fingertips. You have to wait for phone, internet and cable service. Your wait might be up to 3 months," said one expat who made the move to Falmouth.
"It is important for expats to research the areas of Jamaica before settling in to make sure that it is in line with their lifestyle. Expats should also take into consideration Jamaica’s tropical climate as weather conditions can be unpredictable. Expats moving to Jamaica should bring or purchase any medical and home supplies that they may need before settling in as some supplies may be difficult or expensive to buy in Jamaica. Jamaica is an English-speaking country but the Jamaican Patois may still take some getting used to. Expats should also be aware that traveling outside of the major cities can be difficult due to a lack of infrastructure in rural areas. Finally, it is recommended that expats obtain a valid work permit before securing employment in Jamaica," explained one expat living in Jamaica.
"If you’re looking in MoBay you should check out Freeport, Spring Garden, Spring Farm, half Moon villas, Rose Hall, those would be the places to look if you are looking to purchase a home. They are all upscale gated communities," said one in Montego Bay.
"I suggest you visit and rent some homes from airbnb or vrbo in different areas of Jamaica to give you a taste of the areas. The island is not so big that you couldn't see all the major spots in like 2 weeks or less. If you've visited before you probably have some ideas of what you like, which could narrow down your search. Talk to expats about their experiences as well. I'm not an expat (I was born in Jamaica) so my experience of Jamaica is going to be different," explained one expat who made the move to Jamaica.
How do I find a place to live in Jamaica?
We asked expats how they chose their neighborhood and found a place to live. They answered:
"If you’re looking for a place to live in Jamaica, there are several resources you can use to help in your search. Start by looking online at real estate websites such as Just Landed, JaCAY Properties, Realty Jamaica, or Houses in Jamaica. You can also visit local real estate offices in Jamaica to find out more information on available housing and rental options. Additionally, you can reach out to friends and family who have connections locally in Jamaica who may be able to provide you with information or referrals. Finally, you can also look for postings on classifieds websites like Stush.com or Jamaica Classifieds which often advertise rental properties and real estate listings," remarked one expat in Jamaica.

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What is a typical expat home or apartment like in Jamaica?
"I am renting an apartment in a house to try out the community before making a commitment to live here permanently. Now that I am here I don't think this will be my final stop," explained one expat living in Falmouth, Jamaica.
"I am living in a 3 bedroom, 4 bathroom furnished townhouse in a gated community. It's brand new and beautiful," said one expat in Montego Bay.
"3 bdrm - 2 bth cement block in small village - elec most of the time - have to fill water tank on roof for home water - no hot water. no other ex-pats for miles that I knew of," said one expat who made the move to Calabar.
"I live in a scheme in Falmouth 2bd, 2bath, furnished & washing machine. Love it," explained one expat living in Jamaica.
What is the average cost of housing in Jamaica?
If you are thinking about moving to Jamaica, cost of living in probably a key consideration. Expats commented about the cost of housing:
"I am paying $1200 USD plus utilities here. Expensive for Jamaica however this same house would cost double in Canada," replied a member in Montego Bay.
"My housing costs are significantly lower than in the US. I am paying 30,000 per month for a two bedrooms with two bathrooms. I was just lucky to get such a deal but the average cost for this apartment is 45,000-65,000 per month. My light bill is 7,000 per month but I run my a/c unit each night just to fall asleep. My water bill is between 500 and 800 per month," commented one expat who made the move to Falmouth.
"The cost of housing in Jamaica is generally moderate, with a wide range of prices depending on the size, location and type of property. Costs can range from inexpensive one-bedroom apartments to luxury villas with ocean views. Rent for two-bedroom apartments in Kingston can typically start at around $500USD per month and can reach up to $1500USD in more desirable areas. Outside of Kingston, rent can be much lower, with some rural areas offering apartment rentals for as low as $200USD per month," remarked one expat in Jamaica.
"I'm renting in Falmouth a gated community. 800 monthly, pay my own utilities was lucky it came furnished. The people stay to themselves. I've had very few conversations with other occupants. A car is extra helpful! But I’d never drive in JA. This will be my second year renting. Not sure about the buying & building for myself. Too old for that & have absolutely no patience for the process.. sending good vibes! I love Jamaica," said one expat in Jamaica.
"For American style - outrageous - at least $2000. mo, some per week - like tourist prices, hard to rent long term - local hsg as little as $250.00, may or may not have elec, water, kitchen, bath, etc," remarked one expat who made the move to Calabar.
Should I buy or rent a home in Jamaica?
If you have not spent a lot of time in Jamaica, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:
"Deciding whether to buy or rent a home in Jamaica depends on a variety of factors, such as your long-term plans, budget and lifestyle. Before making the decision to buy, it can be helpful to research the local real estate market, the types of properties available and the general cost of living in the country. You should also consider the financial commitment associated with buying a home and whether you are in a position to make such a commitment. If you are looking for a more cost-effective option, renting may be the better choice, as it gives you the opportunity to explore a variety of different areas before committing to buying a home. Ultimately, the decision to buy or rent a home in Jamaica will depend on your individual circumstances," explained one expat living in Jamaica.
What should I pack when moving to Jamaica?
We asked people living in Jamaica to list three things they wish they had brought and three they wish they had left behind. They responded:
"Jamaica is like the states so you don't have to over-pack. As a returning resident bring as much as you can. But, otherwise it is more economical to purchase you items here in Jamaica," remarked one expat in Falmouth, Jamaica.
"money, money and more money - things that got lost in the Abyss - books, photos, video tapes - with no a/c mildew destroys," said one expat in Calabar.
"1. I wish I had gone to Dollarama and stocked up on spices and kitchen stuff. It pains me to spend $8-$10 on items I know I could get for free. 2. I brought a TV, but wish I had shipped both. Electronics are crazy expensive here. 3. Sheets, bedding, towels. I packed light so I didn't bring too much of anything. I had already read from others not to bring too much clothing and I'm glad I didn't," remarked one expat who made the move to Montego Bay.
"When packing for a move to Jamaica, be sure to include items that will help you adjust to the tropical climate. Pack lightweight and versatile clothing such as tank tops, skirts, shorts, and sundresses. Be sure to bring along sun protection such as sunglasses, a wide-brimmed hat, and sunscreen. Lightweight, comfortable footwear is also a must. Along with clothing, it is important to bring other necessities such as any needed medications, toiletries, and necessary personal items. Additionally, you may want to bring a few items that have special sentimental value. Finally, it is important to bring items that help you remain connected like a laptop, smartphone, and charger," explained one expat living in Jamaica.
"Definitely ship your goods over - furniture etc in JA is very, very expensive and to be honest there isn't a great deal of choice. It is possible to find some great hand-carved furniture but generally I found it too heavy, ornate, and not quite to my taste. I thought that I could sell my goods in the UK and use the proceeds to replace them in JA, but the resale value just wasn't sufficient to cover the costs of buying new. Do shop around for reliable, and low cost shippers though," said one expat in Kingston.
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What cultural faux pas should I try to avoid making in Jamaica?
We asked people in Jamaica if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:
"It is important to be mindful of local customs and respect Jamaican culture and religious traditions when visiting the country. Avoid using offensive language or making any kind of joke that could be seen as a mockery of the local culture or people. It is also important to be mindful of conserversation topics and to be respectful to local people and not to discuss any sensitive subjects such as race, class or politics. Additionally, it is important to dress modestly and to be respectful to religious sites, such as churches and temples. Finally, it is polite to address people by their last names, unless given express permission to do otherwise," replied a member in Jamaica.
Why do people move to Jamaica?
When we asked people why foreigners move to Jamaica, they responded:
"Jamaica offers expats beautiful beaches, a vibrant culture, warm temperatures, and exciting outdoor activities. With its rich musical, culinary, and artistic heritage, Jamaica is known for its welcoming people and relaxed lifestyle. Health care and education is of a good standard, making the country an attractive option for expats who are looking for a place to call home. A strong expat community makes the transition into Jamaica smoother and provides a valuable support network. It's easy to find affordable accommodation in Jamaica, plus it's a great opportunity to meet many locals, who are always happy to help. With its relaxed atmosphere, stunning beaches, exciting nightlife, and friendly locals, it's easy to see why so many expats are drawn to Jamaica," replied one expat when asked about moving to Jamaica.
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How are healthcare services Jamaica?
When we asked expats and global nomads about the quality of medical care in Jamaica, they replied:
"Healthcare services in Jamaica are provided by both public and private institutions. The public healthcare system is funded by the government and is available to all Jamaican citizens and permanent residents. The quality of public healthcare varies depending on the region, but generally it is considered to be of a good standard. Foreign residents are able to access the public healthcare system, however, they may be required to pay a fee. Expats in Jamaica can use the public healthcare system, however, they may need to pay for certain services. In addition, many expats opt to purchase private health insurance to cover any additional costs," offered one expat living in Jamaica.
What are medical services in Jamaica like?
When we asked expats and global nomads about the quality of medical care in Jamaica, they replied:
"Jamaica has a well-developed healthcare system, with both public and private hospitals and clinics providing a range of medical services. The public healthcare system is free for Jamaican citizens, while private healthcare is available for those who can afford it. The country has a number of highly trained doctors and nurses, and a wide range of medical services are available, including general medicine, dentistry, optometry, and mental health services. Jamaica also has a number of specialized medical centers, such as the University Hospital of the West Indies, which provides advanced medical care. In addition, the country has a number of pharmacies and health centers that provide basic medical services," commented one expat living in Jamaica.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International
and Mass Market Marketing. She graduated from Ohio Wesleyan University
with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
Additional Information:
- Jamaica Guide
- Healthcare & Health Insurance in Jamaica
- Members Talk about Healthcare & Health Insurance in Jamaica
- Best Places to Live in Jamaica
- Guide to Real Estate in Jamaica
- Pros & Cons of Living in Jamaica
- Cost of Living in Jamaica
- Do I need Health Insurance When Moving to Jamaica?
- Having a Baby in Jamaica
- Health Insurance in Jamaica
- Best Places to Visit in Jamaica for Christmas Cheer
- 2026 Guide to Living in Jamaica
- Pros and Cons of Living in Jamaica 2026
- 2026 Guide to Moving to Jamaica

