Moving to Jamaica
Last updated on Jun 20, 2023
Summary: Many expats and digital nomads move to Jamaica for its beautiful beaches, warm climate, and vibrant culture. The most popular cities for expats and digital nomads in Jamaica are Kingston, Montego Bay, and Negril. People looking for a place to live in Jamaica can search online for rental listings, contact real estate agents, or look for postings on local expat forums. Additionally, many expats and digital nomads find housing through word of mouth from other expats and digital nomads already living in Jamaica.
What do I need to know before moving to Jamaica?
When we asked people what advice they would give someone preparing to move to Jamaica, they said:
"Things change often here in Jamaica. It's best you contact a person you know for advice on current living conditions or accommodations. I run a blog at http://www.jamaicamax.com with details on current market condition's in Negril and Jamaica," remarked one expat who made the move to Negril.
How do I find a place to live in Jamaica?
We asked expats how they chose their neighborhood and found a place to live. They answered:
"If you’re looking for a place to live in Jamaica, there are several resources you can use to help in your search. Start by looking online at real estate websites such as Just Landed, JaCAY Properties, Realty Jamaica, or Houses in Jamaica. You can also visit local real estate offices in Jamaica to find out more information on available housing and rental options. Additionally, you can reach out to friends and family who have connections locally in Jamaica who may be able to provide you with information or referrals. Finally, you can also look for postings on classifieds websites like Stush.com or Jamaica Classifieds which often advertise rental properties and real estate listings," explained one expat living in Jamaica.
"We wanted to be close to the Montego Bay airport so we looked at a few parishes on the west half of the island. Falmouth is up and coming so we selected Falmouth. My husband and I are real estate agents in the US, so we just felt comfortable contacting a real estate agent to find our current house," said one expat in Falmouth.
"I chose my community by asking friends and family for references. I wanted to reside near the airport but not in a commercial zone. I chose Retreat Heights which is located outside of the town of Falmouth but close enough to hotels, airport and entertainment," said one expat who made the move to Falmouth.
"I made some friends here in Negril and found a place via referral from a friend. You can contact me at http://www.jamaicamax.com and I can help anyone find rental rooms or homes for sale in Jamaica," explained one expat living in Negril, Jamaica.
What is a typical expat home or apartment like in Jamaica?
"I am living in a 3 bedroom, 4 bathroom furnished townhouse in a gated community. It's brand new and beautiful," explained one expat living in Montego Bay, Jamaica.
"A typical expat home or apartment in Jamaica is usually a luxury apartment or villa with modern furnishings and modern amenities, such as air conditioning and fast internet. Expat living in Jamaica typically enjoys a generous living space, with bright and airy rooms and large balconies with a view of the ocean. Expats may also have access to a private swimming pool and patio area, making it a perfect place to relax and enjoy the sights and sounds of the Jamaican countryside," said one expat in Jamaica.
"I live in a scheme in Falmouth 2bd, 2bath, furnished & washing machine. Love it," said one expat who made the move to Jamaica.
"We live in a single family rental house located in a subdivision, called a scheme, here in Jamaica. We have not met a lot of expats yet, but the one couple that we did meet live in a house that they purchased," explained one expat living in Falmouth, Jamaica.
"3 bdrm - 2 bth cement block in small village - elec most of the time - have to fill water tank on roof for home water - no hot water. no other ex-pats for miles that I knew of," said one in Calabar.
What is the average cost of housing in Jamaica?
If you are thinking about moving to Jamaica, cost of living in probably a key consideration. Expats commented about the cost of housing:
"The cost of housing in Jamaica is generally moderate, with a wide range of prices depending on the size, location and type of property. Costs can range from inexpensive one-bedroom apartments to luxury villas with ocean views. Rent for two-bedroom apartments in Kingston can typically start at around $500USD per month and can reach up to $1500USD in more desirable areas. Outside of Kingston, rent can be much lower, with some rural areas offering apartment rentals for as low as $200USD per month," remarked one expat who made the move to Jamaica.
"I am paying $1200 USD plus utilities here. Expensive for Jamaica however this same house would cost double in Canada," explained one expat living in Montego Bay, Jamaica.
"For American style - outrageous - at least $2000. mo, some per week - like tourist prices, hard to rent long term - local hsg as little as $250.00, may or may not have elec, water, kitchen, bath, etc," said one expat in Calabar.
"My housing costs are significantly lower than in the US. I am paying 30,000 per month for a two bedrooms with two bathrooms. I was just lucky to get such a deal but the average cost for this apartment is 45,000-65,000 per month. My light bill is 7,000 per month but I run my a/c unit each night just to fall asleep. My water bill is between 500 and 800 per month," said one expat who made the move to Falmouth.
"Like any other place it all depends on where you're living. My daughter rents a brand new two bedroom low rise in Kingston for $1100usd...she previously rented a large 2 bedroom in Beverly Hills (Kingston) for $900usd. When she first moved back she rented a townhouse in Montego Bay (gated community) for $1000usd. Nice housing is quite affordable and can be found...connect with a realtor," explained one expat living in Jamaica.
Should I buy or rent a home in Jamaica?
If you have not spent a lot of time in Jamaica, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:
"Deciding whether to buy or rent a home in Jamaica depends on a variety of factors, such as your long-term plans, budget and lifestyle. Before making the decision to buy, it can be helpful to research the local real estate market, the types of properties available and the general cost of living in the country. You should also consider the financial commitment associated with buying a home and whether you are in a position to make such a commitment. If you are looking for a more cost-effective option, renting may be the better choice, as it gives you the opportunity to explore a variety of different areas before committing to buying a home. Ultimately, the decision to buy or rent a home in Jamaica will depend on your individual circumstances," said one expat who made the move to Jamaica.
What should I pack when moving to Jamaica?
We asked people living in Jamaica to list three things they wish they had brought and three they wish they had left behind. They responded:
"When packing for a move to Jamaica, be sure to include items that will help you adjust to the tropical climate. Pack lightweight and versatile clothing such as tank tops, skirts, shorts, and sundresses. Be sure to bring along sun protection such as sunglasses, a wide-brimmed hat, and sunscreen. Lightweight, comfortable footwear is also a must. Along with clothing, it is important to bring other necessities such as any needed medications, toiletries, and necessary personal items. Additionally, you may want to bring a few items that have special sentimental value. Finally, it is important to bring items that help you remain connected like a laptop, smartphone, and charger," said one expat in Jamaica.
"Jamaica is like the states so you don't have to over-pack. As a returning resident bring as much as you can. But, otherwise it is more economical to purchase you items here in Jamaica," remarked one expat who made the move to Falmouth.
"Wish I would have brought:
-Coffee Maker with extra coffee pods (Keurig)
-My art supplies
-Extra mosquito repellent
Wish I would have left at home:
-Several pair of shoes
-Electronic gadgets I don't use
-Jewelry
,"
explained one expat living in Falmouth, Jamaica.

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What cultural faux pas should I try to avoid making in Jamaica?
We asked people in Jamaica if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:
"It is important to be mindful of local customs and respect Jamaican culture and religious traditions when visiting the country. Avoid using offensive language or making any kind of joke that could be seen as a mockery of the local culture or people. It is also important to be mindful of conserversation topics and to be respectful to local people and not to discuss any sensitive subjects such as race, class or politics. Additionally, it is important to dress modestly and to be respectful to religious sites, such as churches and temples. Finally, it is polite to address people by their last names, unless given express permission to do otherwise," said one expat in Jamaica.
Why do people move to Jamaica?
When we asked people why foreigners move to Jamaica, they responded:
"Jamaica offers expats beautiful beaches, a vibrant culture, warm temperatures, and exciting outdoor activities. With its rich musical, culinary, and artistic heritage, Jamaica is known for its welcoming people and relaxed lifestyle. Health care and education is of a good standard, making the country an attractive option for expats who are looking for a place to call home. A strong expat community makes the transition into Jamaica smoother and provides a valuable support network. It's easy to find affordable accommodation in Jamaica, plus it's a great opportunity to meet many locals, who are always happy to help. With its relaxed atmosphere, stunning beaches, exciting nightlife, and friendly locals, it's easy to see why so many expats are drawn to Jamaica," wrote one expat living in Jamaica.

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How are healthcare services Jamaica?
When we asked expats and global nomads about the quality of medical care in Jamaica, they replied:
"Healthcare services in Jamaica are provided by both public and private institutions. The public healthcare system is funded by the government and is available to all Jamaican citizens and permanent residents. The quality of public healthcare varies depending on the region, but generally it is considered to be of a good standard. Foreign residents are able to access the public healthcare system, however, they may be required to pay a fee. Expats in Jamaica can use the public healthcare system, however, they may need to pay for certain services. In addition, many expats opt to purchase private health insurance to cover any additional costs," wrote one expat living in Jamaica.
What are medical services in Jamaica like?
When we asked expats and global nomads about the quality of medical care in Jamaica, they replied:
"Jamaica has a well-developed healthcare system, with both public and private hospitals and clinics providing a range of medical services. The public healthcare system is free for Jamaican citizens, while private healthcare is available for those who can afford it. The country has a number of highly trained doctors and nurses, and a wide range of medical services are available, including general medicine, dentistry, optometry, and mental health services. Jamaica also has a number of specialized medical centers, such as the University Hospital of the West Indies, which provides advanced medical care. In addition, the country has a number of pharmacies and health centers that provide basic medical services," stated one expat who made the move to Jamaica.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International
and Mass Market Marketing. She graduated from Ohio Wesleyan University
with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
Other Questions:
- What should I pack when moving to Jamaica?
- Where should I setup a bank account in Jamaica?
- Will I be able to find a job in Jamaica?
- What is life like as an expat in your area?
- What do expats in Jamaica appreciate most about the local culture?
- What do expats find most challenging?
- Is there a lot of crime in Jamaica?
- Is there a lot of diversity? Are people in Jamaica accepting of differences?
- What are the schools in Jamaica like?
- How are healthcare services in Jamaica?
- What are medical services in Jamaica like?
- Are healthcare and health insurance expensive in Jamaica?
- What are emergency services like in Jamaica?
- Will I need to travel to see a specialist?
- Are common prescription medications available in Jamaica?
- How are local medical facilities in Jamaica?
- As a foreigner living in Jamaica, will I have access to public healthcare? What is it like?
- What have your experiences during the pandemic with the local healthcare system been like?