Expat Exchange
Nassau, Bahamas
Nassau, Bahamas
Nassau, Bahamas

Expats Talk about Health Insurance and Healthcare in Nassau, Bahamas

By Betsy Burlingame

Last updated on Sep 05, 2022

Summary: Expats and global nomads in Nassau, Bahamas share their experiences with health insurance, healthcare in Bahamas, local hospitals and specialists, quality of medical care and more.

Allianz Care International Health Insurance
Allianz Care International Health Insurance
Allianz Care International Health Insurance
Allianz Care International Health Insurance

How are healthcare services Nassau?

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When we asked expats and global nomads about the quality of medical care in Nassau, they replied:

"As compared to Canada the availability and quality of some health care services is lacking but still adequate. The speed of which they will see you at the clinics and private hospitals is much faster then it is in Canada and for what is missing a quick trip to Florida will provide you with all you need that can not be found in New Providence," commented one expat living in Nassau, Bahamas.

"The majority of people who can afford insurance use the local private hospital as a reference to have any real work done in the US. Probably the most advanced procedure you can have here with accuracy is MRI/CAT scans. From there, you are diagnosed and sent to US for treatment," remarked another expat in Nassau.

"For any major healthcare needs I would travel back home or to Florida and not risk a major surgery here," remarked another expat living in Nassau.

"I have lived in more countries than I haven't, always with a main base in The Bahamas. I elected to have my children here. Overwhelmingly I have received a better level of care here across all of my medical needs, than I have in UK Ireland USA and other countries. The majority of doctors here hit well above their weight on the international stage in terms of training. Do your homework for sure and ask around for word of mouth recommendations. Issues here might sometimes be availability of resources, capacity and equipment resources as compared with larger urban centres, and also insurance costs and scope, and resultant medical and prescription billing. There are certain pharmacies that are more willing to reach out into international suppliers for exact prescription requirements, where local alternatives do not satisfy a need, it's usually a matter of asking around," said one expat living in Nassau.

"My home country offers Public Health that is very inclusive. Access to Healthcare services there take a very long time. In my adopted country, the public Healthcare Coverage is insufficient, and Private coverage is expensive. However, services are very accessible. The quality of healthcare is adequate for basic healthcare as well as for some specialties. However, many residents will travel for healthcare to the USA for more experienced specialists if they have international healthcare coverage. This is starting to change somewhat with some medical facilities commanding a higher quality and level of service, education, and experience," mentioned another expat in Nassau.

William Russell Health Insurance

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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William Russell Health Insurance

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGET A QUOTE

Are healthcare and health insurance expensive in Nassau?

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"I have found that the health insurance costs is more related to your health history then where you choose to live. Exclusions in new policies are common if you have a history of certain health problems. I have expat insurance as well as international health care insurance and have found them to be adequate in paying for both emergency situations as well as routine costs. The one problem has always been that I must pay for many services on my own first and then have it reimbursed by the health care provider, this can be hard on the cash flow if you don't have the money put aside for an emergency situation," said one expat living in Nassau.

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

What are emergency services like in Nassau?

Live in Nassau? Answer this Question

When we asked about emergency services, members in Nassau wrote:

"We live on the west end of the Island which is close to the Lyford Cay Hospital (Private) and the Doctor's Clinic (Private). Both the public hospital and the Doctor's Hospital are in the downtown area and not that far of a drive. I have used all three of the private clinics and hospitals without any problems and have found the care and service to be more then adequate. I have not used the public hospital. All of them are serviced by an ambulance service as well," said one expat living in Nassau.

William Russell Health Insurance

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGET A QUOTE

William Russell Health Insurance

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGET A QUOTE

Will I need to travel to see a specialist?

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"I have no need to leave the island for health services yet. However most people take the short trip to Florida for any services they can not receive on island," mentioned another expat living in Nassau.

Are common prescription medications available in Nassau?

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"Most prescriptions are readily available. I have found for those not commonly at the pharmacies that they will order them for you without a problem. I have a reoccurring prescription that they order from England and I have been getting it every month at my local pharmacy without any problem. The cost is generally a little higher then it would be in the USA but my prescription coming from England is actually cheaper then what I paid for it in Canada. Prescriptions are needed for all prescribed medicines but are easily obtained at any of the clinics," remarked another expat living in Nassau.

What have your experiences during the pandemic with the local healthcare system been like?

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"I had an MRI done on my back and hip. And an ultrasound on my testicles. No issues at all. Felt the standard of care was met on all fronts," remarked another expat living in Nassau.

"Fortunately I have not had need to seek healthcare during the pandemic but the public hospital is regularly overrun and lacking beds for those who are sick. The private clinics can help more but you would still be required to stay home and would not have access to a ventilator should you need it. For non emergency and non COVID-19 related issues the private healthcare is still adequate. If I or someone in my family were to get COVID-19 I would likely stay home while seeking help from a private physician," said one expat living in Nassau.

"Did not need services but the hospital beds were full at the height of the pandemic," mentioned another expat in Nassau.

"I would have answered very confident in the healthcare system, relative to Covid - I am in terms of capability, the issue would be capacity if there were a major outbreak. It is positive that we now have a solid roll out of Covid-19 vaccinations, but we have yet to get alternate choices for those for whom the single option might present health risks that they might not have to face if being vaccinated in another country," commented one expat who moved to Nassau, Bahamas.

"All visits to healthcare facilities during the pandemic have been socially distant, with proper cleaning and care taken to maintain safe environments for patients and staff," remarked one expat living in Nassau.

Are healthcare services good in Nassau?

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We asked people if they have access to good medical care in Nassau. They wrote:

"We have both a general hospital and private hospitals as well as private clinics. The healthcare is adequate. For major health issues many people choose to fly to Florida as well. The cost is comparable but the choice of healthcare is perceived to be greater," explained one expat.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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Help others in Bahamas by answering questions about the challenges and adventures of living in Bahamas.

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