Expats Talk about Health Insurance and Healthcare in Luxembourg City, Luxembourg

How are healthcare services Luxembourg City?

When we asked expats and global nomads about the quality of medical care in Luxembourg City, they replied:

"Luxembourg City offers a wide range of healthcare services, including both public and private options. The public healthcare system is funded by the government and provides free or low-cost access to medical care. The public system includes hospitals, clinics, and primary care centers, as well as specialized services such as mental health, geriatric, and pediatric care. Private healthcare services are also available, offering a range of services from general practitioners to specialists. In addition, Luxembourg City has a number of pharmacies, providing both prescription and over-the-counter medications," wrote one expat.

"Purchase supplemental health insurance. You need your CNS card to do it and that usually takes a few weeks to arrive. As soon as it does, you can purchase the insurance which covers things like private rooms, whatever CNS doesn't cover and travel abroad. Go directly to the insurance company (there are many to choose from) and ask for a quote. Going to an independent agent can be much more expensive. I came from the US where we had international insurance until January when we went "local" and went onto Luxembourg's health insurance system (CNS) . I broke a tooth in February and we didn't have our CNS cards yet. But I mailed in all my expenses after the tooth extraction, stiches and post implanted (this was 2200 euro) . They paid zero. I have resubmitted my request after the implant was completed for an additional 1500 euro and still have not received anything from CNS. Also I find it very difficult with CNS because of the language barrier on my end. In the meantime we applied for supplemental insurance and was told I had to wait 8 months for dental coverage. I also travel to the US to see our children. I have a separate policy for that at a cost of 119 euro a year + 43 euros a month if I stay over 3 months. My daughter is employed, but we also had to purchase independent insurance for my college aged son at a cost of $1700/year. The supplemental insurance for my husband and me costs about 225 euro/month. If you don't go to the US for more than 4 weeks, you are set, but if you do, you may want to look into costs of coverage. CNS will only pay what they would pay in Luxembourg for coverage so you really do need something," commented one expat who moved to Luxembourg City.

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What are medical services in Luxembourg City like?

When we asked expats and global nomads about the quality of medical care in Luxembourg City, they replied:

"Luxembourg City offers a wide range of medical services, including general practitioners, specialists, hospitals, and pharmacies. The city is home to several public and private hospitals, including the Centre Hospitalier de Luxembourg, which is the largest hospital in the country. The city also has a number of specialized medical centers, such as the Centre de Santé de Luxembourg, which provides specialized care for cancer, diabetes, and other chronic illnesses. Additionally, Luxembourg City has a number of pharmacies, which provide both prescription and over-the-counter medications," remarked one expat living in Luxembourg City.

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What are emergency services like in Luxembourg City?

When we asked about emergency services, members in Luxembourg City wrote:

"Emergency services in Luxembourg City are provided by the Luxembourg Fire and Rescue Corps (Croix-Rouge luxembourgeoise). In the event of an emergency, the public can call 112 for an ambulance. The Luxembourg Fire and Rescue Corps will then dispatch an ambulance to the scene. The ambulance will be staffed with trained medical personnel who can provide medical assistance and transport the patient to the nearest hospital," said one expat living in Luxembourg City.

"We live in the city so the Hospital on Rt d'Arlon is about 3 blocks from us. We have found care to be very good. They do things differently than in the US, but we have been fortunate not to have needed it for anything severe. I believe they are public? But only one remains open on the weekend, so you need to call or look online to see which city hospital is open for emergencies," mentioned one expat in Luxembourg City.

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Are common prescription medications available in Luxembourg City?

"Yes, all medications are easily available. And are FAR LESS expensive than in the US! My husbands meds are covered at 100% with a cost of .04 cents to print the paper. My meds are also covered at about 85%, but I will submit the difference to my supplemental insurance company," remarked one expat living in Luxembourg City.

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