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Retire in Harbour Island, Bahamas | Expat Exchange
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Retire in Harbour Island, Bahamas

By Betsy Burlingame

Last updated on Mar 17, 2025

Summary: Retirees share their experiences living in Harbour Island, Bahamas. What are the challenges and rewards of retiring in Harbour Island?

Atlantis Bahamas
Atlantis Bahamas
Atlantis Bahamas
Atlantis Bahamas

What is it like to retire in Harbour Island?

"Life for a retiree in Harbour Island is typically relaxed and filled with natural beauty. The island is known for its pink sand beaches, clear turquoise waters, and lush tropical landscapes, providing a serene environment for those seeking a peaceful retirement. There is a small but active expat community on the island, consisting mainly of retirees from the United States, Canada, and Europe. This community often organizes social events and gatherings, providing a sense of camaraderie and support for those living away from their home countries. Cultural attractions on Harbour Island and its surroundings include the historic Dunmore Town with its pastel-colored colonial cottages, the Lone Tree, and the island's numerous churches. The Bahamas' rich history and culture can also be explored through local music, dance, and festivals. Recreational activities are abundant, with opportunities for boating, fishing, snorkeling, and diving. The island's natural beauty also makes it a great place for walking, bird watching, and photography. Golfing is available on nearby Eleuthera Island. Nightlife on Harbour Island is low-key but enjoyable. There are several bars and restaurants offering local and international cuisine, often accompanied by live music. Some establishments, like the famous Gusty's and Daddy D's, are popular spots for dancing and socializing. However, the island is more known for its tranquil evenings under the stars rather than a bustling nightlife scene. Overall, Harbour Island offers a laid-back, friendly, and beautiful environment for retirees. It's a place where one can enjoy a slower pace of life, immerse in nature, and engage with a warm and welcoming community," remarked one retiree in Harbour Island.

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William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What advice do overseas retirees have for others considering retiring abroad?

"Retirees in Harbour Island, advise others considering retiring abroad to research the cost of living and healthcare options in their chosen destination. They also recommend visiting the location multiple times before making a decision, to get a feel for the local culture and lifestyle. It's essential to understand the residency and visa requirements, as well as any tax implications of retiring abroad. Learning the local language can be beneficial, even if English is widely spoken, as it helps to build connections with the local community. Finally, retirees suggest joining expat groups and forums to gain insights from others who have already made the move, and to help ease the transition to a new country," said one retiree in living in Harbour Island, Bahamas.

What are the most challenging aspects of retiring in Harbour Island?

"One of the most challenging aspects of retiring in Harbour Island is the high cost of living. Everything from groceries to utilities is more expensive due to the island's remote location and reliance on imported goods. Another challenge is the limited access to healthcare. While there are some medical facilities on the island, they may not be equipped to handle more serious health issues. In such cases, retirees may need to travel to Nassau or even to the United States for treatment, which can be both costly and stressful. The island's isolation can also be a challenge. While some people may enjoy the peace and quiet, others may find it difficult to adjust to the slower pace of life and lack of amenities. Additionally, the island is prone to hurricanes and other severe weather events, which can cause significant damage and disruption. Lastly, while the Bahamas does not tax personal income, retirees may still be subject to taxes in their home country, which can complicate financial planning," explained one retiree living in Harbour Island.

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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What are the most rewarding aspects of retiring in Harbour Island?

"1. Retiring in Harbour Island, offers a serene and peaceful environment, away from the hustle and bustle of city life. 2. The island's stunning natural beauty, with its pink sand beaches and crystal-clear waters, provides a picturesque setting for retirement. 3. The warm, tropical climate is ideal for those who enjoy outdoor activities and want to escape colder weather. 4. The Bahamian culture is rich and vibrant, offering retirees the chance to immerse themselves in a new and exciting lifestyle. 5. The island's close-knit community provides a sense of belonging and security, making it an ideal place for retirees. 6. The cost of living is relatively low compared to many other popular retirement destinations, making it a financially viable option. 7. The island offers a range of leisure activities, from fishing and boating to golfing and bird watching, ensuring there's always something to do. 8. The healthcare facilities in the Bahamas are modern and well-equipped, providing peace of mind for retirees. 9. The relaxed pace of life on Harbour Island allows retirees to truly unwind and enjoy their golden years. 10. The island's proximity to the United States makes it easy for family and friends to visit, ensuring retirees don't feel isolated," said a person in Harbour Island.

What are healthcare services like in Harbour Island?

We asked retirees if they have access to good medical care in Harbour Island. They wrote:

"Healthcare services in Harbour Island are relatively limited due to its small size and remote location. The island has a local clinic that provides basic medical services, including emergency care, general practice, and minor surgeries. For more serious conditions or specialized treatments, patients often have to travel to Nassau, the capital of the Bahamas, or even to the United States. The island's healthcare facilities are generally well-maintained and staffed by dedicated professionals, but they may lack the resources and equipment found in larger hospitals. Despite these challenges, the Bahamian government is committed to improving healthcare services in Harbour Island and other remote areas," said a person in Harbour Island.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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William Russell

Get a quote for international health insurance from our partner, William Russell.
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William RussellWilliam Russell

Get a quote for international health insurance from our partner, William Russell.
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Atlantis Bahamas

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