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Cost of Living in Cheltenham, UK | Expat Exchange
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Cost of Living in Cheltenham, England

By Joshua Wood, LPC

Last updated on May 05, 2025

Summary: What is the cost of living in Cheltenham, UK? Hear what expats, digital nomads and retirees living in Cheltenham have to say about the cost of housing, health insurance and general living costs.

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Is the cost of living in Cheltenham high?

We asked people how much they someone comfortably live on in Cheltenham, they wrote:

"The cost of living in Cheltenham, is considered to be relatively high compared to other towns in the region. Housing prices and rent tend to be more expensive, especially in the town center and popular neighborhoods. However, there are more affordable options in the outskirts and surrounding areas. Transportation costs are moderate, with public transport options like buses and trains available, as well as taxis and private car usage. Owning a car can be expensive due to fuel prices, insurance, and parking fees. Grocery prices are comparable to the national average, with a variety of supermarkets and local shops offering a range of prices. Eating out at restaurants and cafes can be pricey, but there are budget-friendly options available as well. Utilities, such as electricity, gas, and water, are generally in line with the UK average, while internet and mobile phone plans can vary depending on the provider and package chosen. Leisure activities, such as cinema tickets, gym memberships, and sports clubs, can also add to the overall cost of living, but there are often discounts and promotions available to help reduce expenses. Overall, the cost of living in Cheltenham is higher than in some other areas of the UK, but it offers a high quality of life, with excellent schools, healthcare facilities, and a vibrant cultural scene," remarked one expat in Cheltenham.

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Will I save money living in Cheltenham?

"It is difficult to determine whether you will save money living in Cheltenham compared to the United States without specific information about your current location and lifestyle. The cost of living can vary greatly between different cities and regions within both countries. Factors such as housing, transportation, groceries, and healthcare costs will all play a role in determining your overall expenses. Additionally, exchange rates and personal spending habits will also impact your financial situation. It is recommended to research and compare the cost of living in Cheltenham to your current location to get a better understanding of potential savings or expenses," said one person in Cheltenham.

What is the average cost of housing in Cheltenham?

If you are thinking about moving to Cheltenham, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Cheltenham, can vary depending on the type and location of the property. As of 2021, the average price for a home in Cheltenham is approximately £350,000. However, this figure can fluctuate, and it's essential to research current market trends and property prices in the specific area you're interested in," wrote a person living in Cheltenham.

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This is a personal property finding service. I team up with a buyer and help you find the perfect property for your needs. I am your man on the ground and expert in the market. Whatever is important to you will be my mission to bring you what you want without all the stress whilst guiding and protecting you in the process.

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This is a personal property finding service. I team up with a buyer and help you find the perfect property for your needs. I am your man on the ground and expert in the market. Whatever is important to you will be my mission to bring you what you want without all the stress whilst guiding and protecting you in the process.

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About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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