Panama City, Panama



Guide to Residency in Panama

By Joshua Wood, LPC

 PassportCard Expat Health Insurance
 PassportCard Expat Health Insurance

Summary: Establishing residency in Panama can be challenging. Here are some helpful tips for expats, retirees, and nomads.

Obtaining a residency visa in Panama is not always easy, but our Guide to Residency in Panama gives newcomers an overview of the steps involved and advice from others who have already navigated the process.

Obtaining Residency Status in Panama

  • Understand the Types of Residency Programs
    • Panama offers several residency programs, including:
    • Pensionado Program (Retiree Program)
    • Friendly Nations Visa
    • Professional Visa
    • Investor Visa
    • Reforestation Visa
    • Visit the Servicio Nacional de Migración website for more information: http://www.migracion.gob.pa/
  • Hire a Lawyer
    • Engage a local lawyer who specializes in immigration law to guide you through the process.
    • Lawyers can help you understand the requirements, gather necessary documents, and submit your application.
  • Register with the Panamanian Consulate
    • Register with the Panamanian consulate or embassy in your home country.
    • This will help you gather necessary documents and authenticate them.
  • Gather Required Documents
    • Valid passport (with at least six months validity)
    • Police clearance certificate
    • Health certificate ( issued within the last 90 days)
    • Proof of financial solvency (bank statements, letters of employment, etc.)
    • Additional documents depending on the residency program (e.g., pension letters, investment certificates)
  • Apply for a Tax Number (RUC)
    • Visit the Dirección General de Ingresos (DGI) website for information: https://dgi.mef.gob.pa/
    • Fill out the application form and submit it to the DGI office.
    • Provide a copy of your passport and a secondary ID.
  • Submit Your Residency Application
    • Submit your application at the Servicio Nacional de Migración office.
    • Bring all required documents, including copies and originals.
    • Pay the application fee.
  • Wait for Approval
    • Processing times vary depending on the type of visa and the volume of applications.
    • Your lawyer can help track your application status.
  • Register with the Tribunal Electoral
    • Once your residency is approved, register with the Tribunal Electoral to obtain your cédula (Panamanian ID card).
    • Visit the Tribunal Electoral website for more information: https://www.tribunal-electoral.gob.pa/
    • Provide your approved residency documents and pay the registration fee.
  • Maintain Your Residency Status
    • Renew your residency card as required by the specific program.
    • Follow the rules and regulations of your residency program to avoid penalties or cancellation.

By following these steps and staying informed about the requirements and processes, you can successfully obtain residency status in Panama.

What tips do expats have about residency and visas in Panama?

"The visa and residency requirements in Panama vary depending on the type of visa or residency you wish to obtain. Some common requirements include a valid passport, a police clearance certificate, financial documents demonstrating economic solvency, and completing application forms. It is advisable to consult with us for personalized advice depending on your case," wrote Moises Alvarado N. from Panama Legal Business (PANLEB).

Moisés Alvarado Navarro is an experienced legal advisor in Panama and has assisted numerous foreigners in establishing themselves in Panama.

Click connect to have our partner, Moises, contact you via e-mail and/or phone.

Moisés Alvarado Navarro is an experienced legal advisor in Panama and has assisted numerous foreigners in establishing themselves in Panama.

Click connect to have our partner, Moises, contact you via e-mail and/or phone.

"The process of applying for a visa in Panama depends on the type of visa and the duration of stay. To apply for a tourist visa, you must provide a valid passport, a completed application form, a processing fee, and adequate evidence of financial means to cover the costs of your stay. A work visa requires an employment offer from a Panamanian company with an approved government business license, a valid passport and a completed application form, processing fees, and adequate financial means to cover the proposed length of stay. The process of applying for residency in Panama includes submitting an application for residency, providing supporting documents such as a valid passport, proof of financial means to cover living expenses, evidence of health insurance, a police certificate from the country of residence, and a valid work permit, depending on the type of residency being applied for. The applicant may also be required to wait for a period of 6 months to a year before a decision is made, and may even need to attend an interview in Panama. Once granted, the residency will remain valid for two years and can be renewed as long as certain requirements are fulfilled," mentioned one expat living in Panama.

"To just come to Panama for 3 months, no visa is required if you are coming from USA or Canada. You can actually stay for 6 months, but if you want to drive while here, you can only drive for 3 months. You need to leave the country for 72 hours to renew your time for driving. Pensionado visas are popular for retirees and allow you to stay longer. It is quite a bit of paperwork, and costs around $1500 if you use an attorney (recommended). You must prove income of at least $1000/month for this visa type)," said an expat in Panama.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.


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Caballero Méndez & Candanedo
Caballero Méndez & Candanedo

Our firm is especially recognized for its Immigration and Visa services, helping clients relocate smoothly, obtain residency, and comply with Panama’s legal requirements. We make the migration process clear, efficient, and stress-free, so you can focus on what truly matters: starting your new life or business project with confidence.
Learn More

Caballero Méndez & CandanedoCaballero Méndez & Candanedo

Our firm is especially recognized for its Immigration and Visa services, helping clients relocate smoothly, obtain residency, and comply with Panama’s legal requirements. We make the migration process clear, efficient, and stress-free, so you can focus on what truly matters: starting your new life or business project with confidence.
Learn More

 PassportCard Expat Health Insurance
 PassportCard Expat Health Insurance

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