Healthcare and Health Insurance in Panama

Summary: The quality of medical care in Panama is generally considered to be good, with many doctors and medical professionals having been trained in the United States. Emergency services are generally reliable and can be accessed by calling 911. Ambulances can be called by dialing 103.

How are healthcare services Panama?

When we asked expats and global nomads about the quality of medical care in Panama, they replied:

"Care will not be as good unless you live in the city. Insurance will not cover pre existing," said one expat living in Bocas del Toro.

"Being from the U.S. it's hard to say medical care is better, but the difference is it's 1/10th the cost to get the same type of medical care. Don't be afraid that you're going to get 3rd world medical care in a foreign country. Also, just as in the U.S., don't be afraid to ask questions or to give your opinion of what you think needs to be your course of treatment," mentioned one expat in La Chorrera.

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What are medical services in Panama like?

When we asked expats and global nomads about the quality of medical care in Panama, they replied:

"Medical services in Panama are of a high standard and can be found in both public and private sectors. The public health system is provided by the Ministry of Health and covers general ambulatory services, specialized services, and hospitalizations in both public and private institutions. Private hospitals, clinics and medical centers in Panama typically offer excellent healthcare and a wide range of specialized medical services, featuring the latest medical technologies and modern equipment. Many of the private medical hospitals and clinics also work in close association with some of the most renowned universities and medical schools," commented one expat living in Panama.

"The Clinic in Horconsitos is open only part time. Additional Clinic is available M-F in San Lorenzo. Otherwise a trip to Davis is required, 1:15 minutes away from home," wrote one expat.

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Are healthcare and health insurance expensive in Panama?

"Health insurance is not accepted by providers of care. Have Tricare which is military insurance world wide and is part of the Hopkins network so we thought the private hospital that says they are part of Hopkins would accept it. We were sadly mistaken and had the worst experience of our life. If you compare US costs and Panama cost, yes, it is less expensive. But, it is still expensive if you have to pay for surgery before any care is rendered. ," said one expat.

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What are emergency services like in Panama?

When we asked about emergency services, members in Panama wrote:

"In Panama, emergency services are prompt and effective. Ambulance services are available to anyone who requires urgent medical assistance. To call for an ambulance, the number to dial is 911. All calls are free of charge and are answered in Spanish or English. Response times are usually rapid and the paramedics are highly trained to provide professional medical care," said one expat living in Panama.

"Emergency services in my area on Bocas del Toro are pretty well non existent. There is a new hospital. However is does not have much equipment. Great for small things. Cuts to be stitched. Infections, this hospital is public. If I had a choice I would go to Punta Pacifica in Panamá City," mentioned one expat in Bocas del Toro.

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Will I need to travel to see a specialist?

"I was in a public hospital overnight for an open wound on the back of my arm caused by a car accident. The care, and the food, in the public hospital was subpar to standard treatment in the U.S., but as soon as I left the free public hospital and went to a private Dr. at his office, which is open 7 days a week 365 days a yea. Once at the office the Dr. came outside to the car I was riding in and looked at my elbow and said, it need some stitches here, here and here and I can fix it right up. I told him that's exactly what I'd said to the ambulance drivers the day before. So, I went inside and about 45 minutes later I was sewn back together and good to go," remarked one expat in La Chorrera.

"You must go to Panama City an hour away and you must have Cash! No one will take insurance and treat you. Credit cards are not accepted nor are checks. All care even surgery must be paid for before any care is given. They will refuse care and put you on the street regardless of your condition. ," remarked one expat living in Coronado.

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Are common prescription medications available in Panama?

"Yes, common prescription medications are available in Panama. Most pharmacies carry a variety of name brand and generic medications. Prices for prescription medications in Panama may be lower than prices in the United States. It is possible to purchase medications over the counter, although some medications require a prescription. Depending on the specific medication, it may be necessary to require a prescription slip (receta) from a local physician," said one expat living in Panama.

"Many common prescriptions are available over the counter just by talking to the pharmacist," mentioned one expat in La Chorrera.

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Do you have anything more to add about local medical facilities in Panama?

"Medical facilities in Panama are generally well equipped with modern technology, highly trained staff, and modernized infrastructure. The quality of medical care is excellent and there are many highly skilled specialists working in both public and private hospitals throughout the country. The Panamanian government also supports preventative health care and treatment, so many health issues can be identified and managed before they become more serious. Furthermore, there is a general consensus that Panama offers a high standard of healthcare with quick access to medical care and patient-centered approach to care," wrote an expat living in Panama.

"Public and private hospitals. I was hospitalized and my insurance coveted it. It is very cheap. The care is better in Colombia. s.A," said an expat in Panama.

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As a foreigner living in Panama, will I have access to public healthcare? What is it like?

"Yes, foreigners living in Panama are eligible for public healthcare and the quality of care is generally good. Public healthcare services are widely available throughout Panama and the government has recently started to invest heavily in upgrading healthcare services for those living in rural locations. The public healthcare system includes both health centers and hospitals and there is an extensive network of well-trained doctors and clinicians that provide medical services. Emergency medical attention is available throughout Panama and health insurance coverage options are available to all citizens. For those living in Panama, access to quality healthcare is an important factor in overall quality of life," said one expat.

"Today, June 16, 2021, went to Parque Miguel Cervantes de Saarveda in David, Panama for a free COVID-19 Rapid Antigen test. I go the results on paper within 20-25 minutes without any difficulty. It helps to speak Spanish there. Be sure to check the print-out they provide to make sure all of your information is accurate and that it is stamped with their agency and Negativa," remarked one expat in David.

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What have your experiences during the pandemic with the local healthcare system been like?

We asked expats in Panama if they have access to public healthcare in Panama. And, if they do have access, what is it like. They wrote...

"I thought the response in Panama was good though too drastic. Closing beaches I felt was a mistake and pools at condos should have been limited not closed. Five months with no outdoor exercise was hell to live through. Also though many closures, very little enforcement," mentioned one expat in Nueva Gorgona.

"So far have not needed any assistance. We have signed up for the vaccinations, that seems to be organized," commented one expat who moved to Boca Chica, Panama.

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What advice do you have for expats having a baby in Panama?

We asked expat moms who gave birth in Panama about their experiences and advice they have for other moms to be. They said:

"It is important to research your hospital and doctor options as this could have an impact on the birth experience. Make sure you ask for recommendations from other expats and locals who have had a birth in Panama to get an unbiased view. Register at your chosen hospital in good time and ascertain which documents you need to bring to your appointments. Obtain good travel and health insurance to cover any costs or unexpected medical care needs should you need it. Speak to your midwife or doctor in advance to ask about the options for pain relief during labor and the implications for both you and your baby. Lastly, don't forget to take some moment for yourself and enjoy the experience of becoming a parent," said one person in Panama.

"The care you will receive here is unlike the US. THe doctors are very hands on - not afraid to touch you. They have very good bedside manner and are not in a hurry. The Ob yo start with will be with you until the baby is born," remarked one expat in Santiago.

Are healthcare services good in Panama?

"Healthcare services in Panama are generally accessible and of a good quality. There are both private and public hospitals, as well as smaller clinics, offering a range of treatments and medical services. Doctors in Panama are well qualified and the government is implementing mandatory insurance for all citizens that provides access to free medical services. Pharmaceuticals are also widely available, with both generic and branded drugs available at reasonable prices. Many retirees choose to move to Panama due to its high quality and affordable healthcare services," explained one expat.

"We do have access but we have not had to use health care as of yet. However I do have friends that have battled cancer here and and the cost was incredibly inexpensive," said one person in Playa El Uverito.

15 Expats Talk about Health Insurance and Healthcare in Panama

How are healthcare services Panama?

What are medical services in Panama like?

Are healthcare and health insurance expensive in Panama?

What are emergency services like in Panama?

Will I need to travel to see a specialist?

Are common prescription medications available in Panama?

Do you have anything more to add about local medical facilities in Panama?

As a foreigner living in Panama, will I have access to public healthcare? What is it like?

What have your experiences during the pandemic with the local healthcare system been like?

What advice do you have for expats having a baby in Panama?

Are healthcare services good in Panama?

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