was in PI eary 70s, now retired disabled vet vietnam, only know manila, no thanks, looking at cebu, bagio, or angles city, iam also a member of the VFW, american legion, and masonic lodge, and DAV. single looking for a simple life. not into the bar or night life much, what is best way to recive money from state side bank? can i live comfortly on 1200 per month?