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Cost of Living in India

William Russell Health Insurance
William Russell Health Insurance
William Russell Health Insurance
William Russell Health Insurance

By Betsy Burlingame

Last updated on Dec 22, 2022

Summary: What is the cost of living in India? Expats, digital nomads and retirees living in India talk about the general living costs, the cost of housing and health insurance.

Is the cost of living in India high?

We asked people how much they someone comfortably live on in India, they wrote:

"The cost of living in India varies depending on the region, but generally it is considered to be quite affordable. Certain major cities, such as Mumbai and New Delhi, have higher costs of living than other areas of the country. Generally, the cost of housing, food, and transportation are lower than in other countries," added another person living in India.

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William Russell Health InsuranceExpat Health Insurance in India

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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Will I save money living in India?

"Living in India can be cost effective due to its relatively low cost of living. Many of the basic amenities such as housing, utilities, and food cost significantly less than in other countries. With careful budgeting, it is possible to save money by living in India," remarked another in India.

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What is the average cost of housing in India?

If you are thinking about moving to India, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in India varies significantly depending on the location and type of accommodation. In general, rural areas tend to have lower costs than urban areas. For example, a one bedroom apartment in a city like Delhi or Mumbai may cost up to $50,000, while the same type of accommodation in a smaller city or rural area may cost just $10,000 or less," explained one expat living in India.

"Lower than home. My area is around 1 lac; we pay less than most expats in Powai, and much more than most Indians. Our electrical bill is much lower than expats, but have my Indian friends falling over in shock," said another expat in Mumbai.

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William Russell Health Insurance

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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William Russell Health Insurance

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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