Cost of Living in India

GeoBlue International Health Insurance

By Betsy Burlingame

Last updated on Nov 27, 2021

Summary: What is the cost of living in India? Expats, digital nomads and retirees living in India talk about the general living costs, the cost of housing and health insurance.

Housing Costs in India

"Lower than home. My area is around 1 lac; we pay less than most expats in Powai, and much more than most Indians. Our electrical bill is much lower than expats, but have my Indian friends falling over in shock," said another expat in Mumbai.

"Higher. In my country, for something comparable, maybe we would pay apron 1000 - 1500 eur," added another person living in New Delhi.

"Property rental here is expensive, we pay nearly $2,000 a month for our 3 bed, 3 bath apartment. Undoubtedly, expats pay more than locals and rental amounts are increasing quite quickly due to an influx of expats. Agents tell us that suitable properties are increasingly hard to find," explained one expat living in Pune.

"Lower here. We live rent-free as we volunteer our hours to the school. We came from California, where the housing cost is lower (at least now). Most people here cannot afford to buy a home, so they rent for about $100 USD per month. A typical home will cost you about $10,000 to build, but do beware of cultural issues that you have not experienced before if you move here," said another in Khunti.

"I have not been in the US in nearly 2 years so I do not know is housing is more expensive. But, I do know housing cost here are on the rise. Most expats I know pay at least $1,000 per month for rent. But our flat is a bit smaller (there is only 3 of us) but still is 4 bedrooms and we pay a little more than $500. The best part is we are in a great location. I take the smaller flat vs. the big bungalow for the location any day," explained one expat who made the move to Ahmedabad, India.

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About the Author

Betsy Burlingame Betsy Burlingame is the Founder of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Some of Betsy's more popular articles include 12 Best Places to Live in Italy, 12 Things to Know Before Moving to The Dominican Republic and the Living in Panama Guide. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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