Cost of Living in New Zealand
Last updated on Aug 24, 2025
Summary:
Is the cost of living in New Zealand high?
We asked people how much they someone comfortably live on in New Zealand, they wrote:
"The cost of living in New Zealand varies depending on the city and lifestyle. Generally, the cost of living in New Zealand is higher than in many other countries, with the average cost of living in Auckland being the highest. Rent, groceries, and transportation are all more expensive than in other countries. However, the cost of living in New Zealand is offset by the high quality of life, with excellent healthcare, education, and infrastructure," said one person in New Zealand.
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SJB GlobalSJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
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Will I save money living in New Zealand?
"Living in New Zealand can be more affordable than living in the United States in some areas. The cost of living in New Zealand is generally lower than in the United States, with lower prices for groceries, housing, and transportation. Additionally, New Zealand has a lower income tax rate than the United States, which can help to reduce overall living costs," remarked one expat in New Zealand.
What is the average cost of housing in New Zealand?
If you are thinking about moving to New Zealand, cost of living in probably a key consideration. Expats commented about the cost of housing:
"We lived in China before New Zealand, so housing and automobiles are much cheaper, but meat and vegetables are much more expensive," explained one expat living in Dunedin, Otago - South Island NZ.

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
Click connect to have our partner contact you via e-mail and/or phone.

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
Click connect to have our partner contact you via e-mail and/or phone.
What are typical rental prices for expats in New Zealand?
"The rental price for a nice 1 bedroom apartment in New Zealand can vary depending on the location, but generally ranges from around $1,000 to $2,000 per month. For a nice 2 bedroom apartment, the rental price can range from around $1,500 to $3,000 per month," commented one expat who moved to New Zealand.
What appliances are typically included in a rental?
We asked foreigners in New Zealand what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included:
"In New Zealand, rental properties typically include a refrigerator, oven, stove, and washing machine. Other common appliances that may be included are a dishwasher, microwave, and dryer. Depending on the property, additional appliances such as a vacuum cleaner, toaster, and kettle may also be provided," remarked one expat living in New Zealand.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International
and Mass Market Marketing. She graduated from Ohio Wesleyan University
with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
Other Questions:
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- What is a typical expat home or apartment like in New Zealand?
- What is the average cost of housing in New Zealand?
- Should I buy or rent a home in New Zealand?
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- What cultural faux pas should I try to avoid making in New Zealand?
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- How are healthcare services in New Zealand?
- What are medical services in New Zealand like?
- What are typical rents in New Zealand?
- What appliances are typically included in a rental?

