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Marsh Harbour, Bahamas: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Marsh Harbour | Expat Exchange
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Marsh Harbour, Bahamas

By Betsy Burlingame

Last updated on Oct 05, 2024

Summary: Expats, digital nomads and retirees talk about what it is really like living in Marsh Harbour, Bahamas. They offer advice about meeting people, cost of living, finding a home and more.

Atlantis Bahamas
Atlantis Bahamas
Atlantis Bahamas
Atlantis Bahamas

What do I need to know before moving to Marsh Harbour?

When we asked people what advice they would give someone preparing to move to Marsh Harbour, they said:

"Marsh Harbour is the third largest town in the Bahamas and is located on the Abaco Islands. It is known for its beautiful beaches, clear waters, and vibrant coral reefs, making it a popular destination for snorkeling and diving. Before moving to Marsh Harbour, expats should be aware that the cost of living is relatively high, especially when it comes to housing and groceries. This is due to the fact that most goods have to be imported. English is the official language of the Bahamas, so communication should not be a problem for English-speaking expats. However, the local dialect can sometimes be difficult to understand. The currency used in Marsh Harbour, like the rest of the Bahamas, is the Bahamian dollar, which is pegged to the US dollar at a 1:1 ratio. US dollars are also widely accepted throughout the islands. Healthcare facilities in Marsh Harbour are limited, so expats with serious medical conditions may need to travel to Nassau or the United States for treatment. It's recommended to have comprehensive health insurance that covers medical evacuation. The climate in Marsh Harbour is tropical, with warm temperatures year-round. However, the area is prone to hurricanes, particularly between June and November. While Marsh Harbour is generally safe, expats should still take standard precautions to protect themselves and their property. This includes locking doors and windows, not displaying signs of wealth, and avoiding isolated areas at night. Public transportation in Marsh Harbour is limited, so having a car can be beneficial. However, remember that driving is on the left side of the road. Finally, expats moving to Marsh Harbour should respect local customs and traditions. The Bahamian culture is a mix of African, European, and indigenous influences, and is known for its music, festivals, and cuisine," remarked one expat who made the move to Marsh Harbour.

How do I find a place to live in Marsh Harbour?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Marsh Harbour involves several steps. First, you need to determine your budget and what type of accommodation you're looking for. This could range from a small apartment to a large beachfront villa. Next, you should research the different neighborhoods in Marsh Harbour to find one that suits your lifestyle and preferences. Some areas may be closer to the beach, while others may be closer to the town center with shops and restaurants. Once you have an idea of what you're looking for, you can start your search. There are several online real estate websites that list properties for rent or sale in Marsh Harbour, such as Bahamas Realty and HG Christie. These websites allow you to filter by location, property type, price range, and other features. In addition to online listings, you may also want to consider hiring a local real estate agent. They can provide valuable insight into the local market, help you negotiate prices, and guide you through the legal process of renting or buying property in the Bahamas. If you're planning to move to Marsh Harbour from another country, it's also important to understand the local laws and regulations regarding property ownership. For example, non-Bahamians must obtain a permit from the government to purchase more than two acres of land. Finally, before making a decision, it's highly recommended to visit Marsh Harbour in person if possible. This will give you a chance to see the properties, explore the neighborhoods, and get a feel for the community. Remember, finding a place to live is a big decision, so take your time to research and consider all your options," said one expat in Marsh Harbour.

What is a typical expat home or apartment like in Marsh Harbour?

"A typical expat home or apartment in Marsh Harbour, is often a luxurious and spacious property with stunning views of the ocean. These homes are usually designed with a blend of modern and traditional Bahamian architecture, featuring high ceilings, large windows, and open floor plans to allow for natural light and air circulation. The living areas are often spacious, with comfortable furniture and modern amenities such as flat-screen TVs, Wi-Fi, and air conditioning. The kitchens are typically fully equipped with modern appliances, including a refrigerator, stove, oven, and sometimes even a dishwasher. Bedrooms are usually large and airy, with comfortable beds and ample storage space. Bathrooms are often modern and well-maintained, with high-quality fixtures and fittings. Outdoor spaces are a significant feature of these homes, with many having private pools, patios, or balconies that offer breathtaking views of the surrounding landscape. Some properties may also have a private dock for those who own boats. These homes are often located in safe, upscale neighborhoods, close to local amenities such as shops, restaurants, and schools. Many are also within walking distance or a short drive from the beach, making them ideal for those who enjoy water sports or simply relaxing by the sea. Despite the luxurious nature of these homes, they often blend seamlessly into the laid-back, tropical lifestyle of the Bahamas, offering expats a comfortable and enjoyable living experience," wrote one member in Marsh Harbour.

What is the average cost of housing in Marsh Harbour?

If you are thinking about moving to Marsh Harbour, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Marsh Harbour can vary greatly depending on the type and size of the property. For instance, a typical three-bedroom house in a decent neighborhood can cost around $300,000 to $400,000. Luxury homes and beachfront properties can cost significantly more, often exceeding $1 million. On the other hand, smaller condos or apartments can be more affordable, with prices typically ranging from $150,000 to $250,000. However, these prices can fluctuate based on the real estate market and other factors," said one expat in Marsh Harbour.

What should I bring when moving to Marsh Harbour?

People living in Marsh Harbour were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Marsh Harbour, you should pack lightweight clothing due to the tropical climate. This includes shorts, t-shirts, tank tops, and light dresses. You should also pack a few swimsuits for the beach and water activities. Don't forget to pack a hat, sunglasses, and sunscreen to protect yourself from the sun. You should also pack comfortable walking shoes, as well as flip flops or sandals for the beach. If you plan on dining out or attending any formal events, pack a few dressier outfits. In terms of toiletries, pack travel-sized items to start, but remember that you can buy most things once you're there. However, if you have specific brands or products you can't live without, it's a good idea to bring them with you. Don't forget to pack any necessary medications, along with copies of your prescriptions. Bring your important documents, such as your passport, driver's license, and any necessary visas or work permits. It's also a good idea to have copies of these documents. If you plan on working or studying, pack your laptop, chargers, and any other necessary electronics. Remember to bring a power adapter if your devices don't match the local outlets. Lastly, pack some items to make your new place feel like home, such as photos, small decor items, or your favorite books," explained one expat living in Marsh Harbour, Bahamas.

Where should I setup a bank account in Marsh Harbour?

We asked expats in Marsh Harbour what banks they use and there advice about banking. They advised:

"Expats considering retirement in Marsh Harbour, should be aware that the cost of living can be high, with imported goods and groceries being particularly expensive. They should also know that while English is the official language, the local dialect can sometimes be difficult to understand. Healthcare facilities in Marsh Harbour are limited, so expats with chronic health conditions may need to travel to Nassau or the United States for treatment. It's also important to note that hurricane season can be severe in the Bahamas, and Marsh Harbour was significantly damaged by Hurricane Dorian in 2019. Expats should be prepared for a slower pace of life in Marsh Harbour, as the local culture values relaxation and socializing. The local cuisine is seafood-based, with conch and crawfish being popular dishes. While the Bahamas does not levy a personal income tax, expats should be aware of other taxes such as property tax and import duties. They should also know that obtaining residency can be a lengthy process, requiring proof of financial independence and a clean criminal record. Finally, expats should be aware that while Marsh Harbour offers beautiful beaches and a warm climate, it lacks some of the amenities and entertainment options available in larger cities," said one expat who made the move to Marsh Harbour.

What do expats in Marsh Harbour appreciate most about the local culture?

"Expats in Marsh Harbour appreciate the friendly and welcoming nature of the local people. They love the relaxed and laid-back lifestyle that is a stark contrast to the hustle and bustle of city life. The rich cultural heritage, which is often showcased through local festivals, music, and dance, is also highly appreciated. The local cuisine, particularly seafood, is another aspect that expats enjoy. They also value the strong sense of community and the safety and security that the area offers. The beautiful natural environment, including the pristine beaches and clear blue waters, is another aspect that expats in Marsh Harbour cherish," said one expat in Marsh Harbour.

What do expats find most challenging?

"Expats in Marsh Harbour may find the slower pace of life challenging, as the local culture values relaxation and leisure over the hustle and bustle of city life. They may also struggle with the island time concept, where punctuality is not as strictly adhered to as in other cultures. The limited availability of certain goods and services can also be a challenge, as the island does not have the same variety of shopping and dining options as larger cities. Additionally, the local dialect and colloquialisms can be difficult to understand for those not familiar with Bahamian English. Lastly, the high cost of living, particularly for imported goods, can be a significant challenge for expats in Marsh Harbour," wrote a member in Marsh Harbour.

Is there a lot of crime in Marsh Harbour?

We asked people if there is a lot of crime. They answered:

"Like any other place, Marsh Harbour in the Bahamas experiences crime, but the rate can vary. Petty crimes such as theft and burglary are more common, especially targeting tourists. Violent crimes are less frequent but do occur occasionally. It's always recommended for residents and visitors to take standard precautions to ensure their safety. The local authorities are continuously working to maintain law and order and to reduce crime rates. However, it's important to note that crime rates can fluctuate and may not be the same year-round," commented one expat who made the move to Marsh Harbour.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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