Hamilton, Bermuda
Retire in Hamilton, Bermuda
Last updated on Feb 19, 2023
Summary: Hamilton, Bermuda is a popular destination for retirees due to its stunning natural beauty, vibrant culture, and low cost of living. The city is home to a number of retirement communities, offering a variety of amenities such as swimming pools, fitness centers, and social activities. The cost of a nice two bedroom home in Hamilton is typically around $400,000 USD, while a nice three bedroom home can cost up to $600,000 USD. The weather in Hamilton is typically warm and sunny, with temperatures ranging from the mid-60s to the mid-80s Fahrenheit.
What is it like to retire in Hamilton?
"Retirees in Hamilton and its surroundings enjoy a relaxed lifestyle with plenty of activities to keep them busy. There is an active expat community, with many retirees from the United States, Canada, and the United Kingdom. There are plenty of cultural attractions to explore, such as the Bermuda National Gallery, the Bermuda Maritime Museum, and the Bermuda Aquarium, Museum and Zoo. There are also plenty of recreational activities to enjoy, such as golf, tennis, sailing, and fishing. For those looking for a night out, there are plenty of bars, restaurants, and clubs to explore," explained one retiree living in Hamilton.
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What advice do overseas retirees have for others considering retiring abroad?
"Retirees in Hamilton advise others considering retiring abroad to research the local culture and customs, as well as the cost of living and healthcare options. They also suggest getting to know the local community and making connections with other expats. Additionally, they recommend having a plan for how to stay connected with family and friends back home. Finally, they suggest taking advantage of the unique opportunities that come with living in a new country, such as exploring the local culture and cuisine," explained a retiree in Hamilton.
"Retiring abroad can be an extremely exciting and rewarding experience. It is important to do research and thoroughly consider different countries, cultures and lifestyles before committing to a location. Speak to people who have already retired abroad and ask them what they like, dislike and recommend. Make sure to consider legal and financial requirements when selecting a country to retire in, such as residency and taxation rules. Having plans in place for medical care and language immersion is important, as well as the cost of living in the new country. Additionally, research to find out what expatriate communities exist so you can create a support network abroad. It is also beneficial to explore potential places to live, how to obtain visas and the best methods of transportation. Most importantly, enjoy the journey and make sure to have fun," explained one retiree living in Hamilton.
What are the most challenging aspects of retiring in Hamilton?
"One of the most challenging aspects of retiring in Hamilton is the high cost of living. The cost of housing, groceries, and other necessities is significantly higher than in many other parts of the world. Additionally, the island is relatively isolated, making it difficult to access medical care and other services. The climate can also be a challenge, as the island is prone to hurricanes and other extreme weather events. Finally, the island is small, so there are limited opportunities for entertainment and leisure activities," remarked one retiree in Hamilton.
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What are the most rewarding aspects of retiring in Hamilton?
"Retiring in Hamilton offers a variety of rewarding experiences. The island is known for its stunning natural beauty, with its white sand beaches, crystal clear waters, and lush tropical vegetation. The climate is mild and pleasant year-round, making it an ideal place to relax and enjoy the outdoors. Hamilton is also a vibrant city, with a variety of cultural attractions, restaurants, and shopping. The cost of living is relatively low, making it an affordable place to retire. Additionally, the island is known for its friendly and welcoming people, making it a great place to make new friends and build a sense of community," said a retiree who moved to Hamilton, Bermuda.
What are healthcare services like in Hamilton?
We asked retirees if they have access to good medical care in Hamilton. They wrote:
"Healthcare services in Hamilton are provided by the King Edward VII Memorial Hospital, which is the only public hospital in the country. The hospital offers a wide range of services, including emergency care, general surgery, obstetrics and gynecology, pediatrics, and mental health services. Private healthcare is also available in Hamilton, with a number of private clinics and hospitals offering specialized services. Additionally, there are a number of pharmacies in the city, providing access to prescription medications," said one retiree in Hamilton.
How do I meet people in Hamilton?
When we asked people living in Hamilton about club and activities where newcomers can meet others, they responded:
"I came to Bermuda with my wife and our two young daughters. I was working a lot although my wife started socializing through the MAMA group in which she made few very good friends," said one retiree in Hamilton.
"Golf is a major way of meeting new people on this island as there an abundance of clubs, but be warned, they are expensive if you plan on making yourself a member of one. Otherwise, there is beach volleyball on Elbow Beach, or various other sports like running clubs etc. If you're not into sport, and are male, or a brave female, just turn up at The Hamilton Princess on Friday evenings in summer and get yourself a drink at Happy Hour prices and join the drunken crowds that populate that place. You'll soon meet new friends, only they may not remember meeting you the next day," commented one retiree living in Hamilton, Bermuda.
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What is life like in Hamilton?
When we asked people living in Hamilton what life is like and how people spend their time, they said:
"Life for expats and digital nomads in Hamilton is a unique experience. The city is a vibrant and bustling hub of activity, with plenty of opportunities for work, leisure, and exploration. The city is known for its stunning beaches, crystal clear waters, and lush tropical vegetation. Expats and digital nomads can enjoy the laid-back atmosphere of the city, as well as the convenience of modern amenities. The cost of living is relatively low, and the city is well-connected to the rest of the world, making it an ideal destination for those looking to work remotely. The locals are friendly and welcoming, and the city is a great place to make new friends and explore the culture," said a person in Hamilton.
"I found family, religion and social events to be a very high priority to most people. Also, in this country where the cost of living is extremely high, finances (money) is also a priority to many people. Many Bermudians work two or three different jobs to make ends meet and to afford a house. I also found public holidays to be very important social and family events, especially Cup Match (2 day at the end of July, start of August). This one is probably more important than Christmas/NYE," remarked one retiree in Hamilton.
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What do I need to know before retiring in Hamilton?
When we asked people what advice they would give someone preparing to move to Hamilton, they said:
"Always keep in mind that you are an expat, a visitor in someone else's country. Take the time to understand how things got the way they are before making any judgement. You will make Bermudian friends as these people are extremely generous and outgoing. They all love talking politics and about social context so it is a great opportunity to learn about the history and culture. There are a tons of social events, especially in summer season. Go out and meet people," commented one retiree living in Hamilton, Bermuda.
"I would say they had to make sure to get a very good package before even considering coming. Everything here is MASSIVELY expensive. Hold out for the best deal you can, as often, what is first offered is negotiable. Bear in mind that if coming here from the UK, health insurance is mandatory as there is no NHS here, and even the most basic health insurance package is costly. Rents are phenomenal, as are the cost of utilities," explained one retiree living in Hamilton.
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What type of recreational activities are there in Hamilton?
"Hamilton is home to a variety of recreational facilities for visitors and locals alike. The Bermuda Aquarium, Museum and Zoo is a popular destination for families, offering a variety of interactive exhibits and activities. The Bermuda National Sports Centre is a multi-purpose facility that includes a running track, football field, and tennis courts. The Bermuda Botanical Gardens is a beautiful outdoor space with a variety of plants and flowers, as well as a pond and walking trails. The Bermuda Underwater Exploration Institute is a great place to explore the island's marine life, with interactive exhibits and a variety of educational programs. For those looking for a more active experience, the Bermuda Triangle Challenge is a popular obstacle course that tests participants' physical and mental strength. Finally, the Bermuda Railway Trail is a scenic walking and biking path that runs along the island's railway line," explained one retiree living in Hamilton.
Where will I buy groceries and do other shopping in Hamilton?
"In Hamilton, expats can find a variety of grocery stores and other shopping options. The largest grocery store is Lindo's Family Foods, which offers a wide selection of international and local products. Other grocery stores include Miles Market, which specializes in organic and natural foods, and the Supermart, which offers a variety of international and local products. For other shopping, expats can visit the Washington Mall, which offers a variety of stores, including clothing, electronics, and home goods. The Bermuda Craft Market is also a great place to find unique, locally-made items," said one retiree in Hamilton.
About the Author
Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC
Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.
