Cost of Living in Montanita, Ecuador
Last updated on Mar 08, 2025
Summary: What is the cost of living in Montanita, Ecuador? Hear what expats, digital nomads and retirees living in Montanita have to say about the cost of housing, health insurance and general living costs.
Is the cost of living in Montanita high?
We asked people how much they someone comfortably live on in Montanita, they wrote:
"The cost of living in Montanita is relatively low compared to many Western countries. Rent for a one-bedroom apartment in the city center can be quite affordable. Outside the city center, the rent can be even cheaper. The cost of utilities such as electricity, heating, cooling, water, and garbage is also quite low. Internet is reasonably priced, although the speed and reliability may not be as high as in more developed countries. Groceries are inexpensive, with local markets offering fresh produce, meat, and seafood at very affordable prices. Eating out is also quite cheap, with a meal at an inexpensive restaurant costing very little. Public transportation is widely available and very affordable in Montanita. Taxis are also quite cheap. However, owning and maintaining a car can be more expensive due to the cost of gasoline and car maintenance. Healthcare is also quite affordable in Montanita, with both public and private healthcare options available at a fraction of the cost compared to Western countries. Overall, the cost of living in Montanita is quite low, making it an attractive destination for expats and retirees," explained one expat living in Montanita.

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With Offices in BOTH Ecuador and the US, Ecuador Visas with Attorney Sara Chaca is the No. 1 Visa Law Firm for Your Move! Specializing in Ecuador Residency Visas plus converting from Temporary to Permanent Residency, Containers, Real Estate Closings, Wills and Estate Planning, Driver Licenses, Opening Businesses & Citizenship!
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Will I save money living in Montanita?
"Yes, you will likely save money living in Montanita compared to the United States. The cost of living in Ecuador is generally lower than in the U.S. This includes expenses such as rent, groceries, dining out, and transportation. Healthcare is also significantly cheaper in Ecuador. However, the exact amount of savings would depend on your lifestyle and spending habits. It's also important to note that while the cost of living is lower, so are the average wages. Therefore, if you plan to work in Ecuador, your income might be lower than what you would earn in the U.S," said one person in Montanita.
What is the average cost of housing in Montanita?
If you are thinking about moving to Montanita, cost of living in probably a key consideration. Expats commented about the cost of housing:
"The average cost of housing in Montanita can vary greatly depending on the type and location of the property. For a one-bedroom apartment in the city center, the monthly rent can be quite affordable, while a three-bedroom apartment in the same area can cost a bit more. If you're looking to buy property, a small house or condo in Montanita can be relatively inexpensive, but prices can rise significantly for larger homes or properties with ocean views. However, compared to many other popular tourist destinations, Montanita is generally considered to be quite affordable," remarked one expat in Montanita.

With Offices in BOTH Ecuador and the US, Ecuador Visas with Attorney Sara Chaca is the No. 1 Visa Law Firm for Your Move! Specializing in Ecuador Residency Visas plus converting from Temporary to Permanent Residency, Containers, Real Estate Closings, Wills and Estate Planning, Driver Licenses, Opening Businesses & Citizenship!
Click connect to have our partner contact you via e-mail and/or phone.

With Offices in BOTH Ecuador and the US, Ecuador Visas with Attorney Sara Chaca is the No. 1 Visa Law Firm for Your Move! Specializing in Ecuador Residency Visas plus converting from Temporary to Permanent Residency, Containers, Real Estate Closings, Wills and Estate Planning, Driver Licenses, Opening Businesses & Citizenship!
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About the Author
Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC
Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.
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- As a foreigner living in Montanita, will I have access to public healthcare? What is it like?
- What have your experiences during the pandemic with the local healthcare system been like?