Do I need Health Insurance When Moving to Romania?

When planning to move to Romania as an expat or digital nomad, it's crucial to understand the health insurance requirements for obtaining residency. Romania requires foreigners staying longer than 90 days to have health insurance coverage that is valid for the entire duration of their stay. The insurance policy must cover medical and repatriation expenses up to a minimum of EUR 30,000. It's also important to ensure that the insurance is valid within the Schengen Area if you plan to travel to other countries within the region.

Does Expat Health Insurance Meet the Requirements?

Yes, expat health insurance plans typically meet the requirements for obtaining residency in Romania. These plans are designed to provide global coverage, including medical emergencies, hospitalization, and repatriation. However, it's essential to check the policy details to ensure it covers the minimum amount required (EUR 30,000) and is valid in the Schengen Area. Additionally, make sure that the insurance provider is recognized and accepted by the Romanian authorities.

Which Local Health Insurers Offer This Type of Insurance?

Several local health insurers in Romania offer insurance plans tailored to expats and digital nomads. Some of the prominent local insurers include Allianz-?iriac, Groupama, and Omniasig. These companies provide a range of health insurance plans that can meet the requirements for obtaining residency. It's advisable to contact these insurers directly or work with an insurance broker to find the most suitable plan for your needs. Local insurance plans may offer more competitive pricing and access to a broader network of healthcare providers within Romania.

Advice from Expats in Romania About Health Insurance

Expats in Romania often advise newcomers to carefully consider their health insurance options before arriving in the country. It's recommended to choose an insurance plan that offers comprehensive coverage, including medical emergencies, hospitalization, and outpatient services. Additionally, ensure that the insurance plan covers pre-existing conditions, if applicable, and provides access to English-speaking healthcare providers. Some expats also suggest considering international health insurance plans that offer global coverage, as these plans can provide more flexibility and broader coverage for those who travel frequently.