Moving to Nicaragua

Summary: Expats and digital nomads move to Nicaragua for its low cost of living, warm climate, and friendly people. Nicaragua is also known for its beautiful beaches, lush jungles, and volcanoes. People can find a place to live in Nicaragua by searching online for rental properties, or by asking around in the local expat community. The most popular cities for expats and digital nomads in Nicaragua are Granada, San Juan del Sur, and Managua.

What do I need to know before moving to Nicaragua?

When we asked people what advice they would give someone preparing to move to Nicaragua, they said:

"Spend as much time prior to moving as possible in different months of the year to experience the seasonal changes. Also, try to stay as near as your choice property if not in/on it to experience everything that will be around you. Roosters crowing, dogs barking, pigs grunting, early street cleaners or whatever can make a real difference, good and bad," said one expat in San Juan del Sur.

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How do I find a place to live in Nicaragua?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"One way to find a place to live in Nicaragua is by researching online. There are several websites dedicated to helping people find accommodation in Nicaragua, such as Encuentra24, Encuentra Viviendas and CercaCasa. These websites allow you to search for properties in different cities and regions in Nicaragua. Additionally, you can use websites like Airbnb where you can find apartments, houses, and villas for rent in Nicaragua. If you prefer to look for an accommodation in person, the best way to do so is to ask around in the city or towns you are interested in; many people rent or let out rooms or apartments through word-of-mouth. Facebook groups can also be a great way to find a place to live; many Nicaraguans join such groups in order to list properties for sale or rent," explained one expat living in Nicaragua.

"I worked with a realty company that I had found while at a conference. I went on the web to narrow down some choices and then spent a day looking at my short list. It quickly became apparent that I would not feel safe in all neighborhoods as a single female and so I chose the best and safest neighborhood in the city. This was a good decision as I can walk my dog at night with no fear," said one expat in Leon.

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What is a typical expat home or apartment like in Nicaragua?

"A large old Colonial house, right on the main street in town, just across the street from the ocean. This house is one of only 2 in this town. Most of the expats live either on the hillside or just out of town," said one expat who made the move to San Juan del Sur.

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What is the average cost of housing in Nicaragua?

If you are thinking about moving to Nicaragua, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Nicaragua varies greatly depending on the size and location, but generally speaking, the average price of a one-bedroom apartment in the city is around $200 to $400 per month. Renting a room in a shared flat is even cheaper and most rural accommodations can be found for less than $100 per month," explained one expat living in Nicaragua.

"My housing costs are 1/4 of what I would pay in my old state of PA and 1/2 of what I would pay in the lower cost area of the southern US. You can rent a decent house in Leon for $300 a month. If you want air, a dryer and hot water, you will pay more. Also, when the listing says unfurnished, it means there is absolutely nothing in it but 4 walls and a toilet and sinks," said one expat in Leon.

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International Health Insurance in Nicaragua

Should I buy or rent a home in Nicaragua?

If you have not spent a lot of time in Nicaragua, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision of whether to buy or rent a home in Nicaragua depends on a variety of factors. It is important to research housing costs, local neighbourhoods and taxes in any location before making a decision. It is also important to consider how long you plan to stay in the area and how easily you can move if necessary. Buying a home can be beneficial for people who plan to stay longterm and want the security of owning their own property. However, renting can be a more economical option for those who plan to be in Nicaragua for a shorter period of time and want the flexibility of moving when needed. Ultimately, it is a personal decision that should be considered carefully before committing to a purchase or lease," remarked one expat who made the move to Nicaragua.

"We bought a home but I recommend you rent first for at least six months. Not everyone likes it here. You do not have to be a resident to buy a home or own a business in Nicaragua. It is fairly easy to buy a home but be careful! Everyone will try to sell you property and many of them are not stellar examples of character. Work with a known real estate agency. It is easy to forget to do the normal due diligence when you are looking from your potential property watching the sun set over the ocean," explained one expat living in Granada, Nicaragua.

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What should I pack when moving to Nicaragua?

We asked people living in Nicaragua to list three things they wish they had brought and three they wish they had left behind. They responded:

"When moving to Nicaragua, it is important to pack comfortable clothing in light colors, as well as a supply of insect repellent, sunscreen, and other basic toiletries. It is also a good idea to bring along core documents such as passports, driver's licenses, and birth certificates. Additionally, be sure to pack any necessary medication and a first-aid kit. To make the transition to Nicaragua easier, bring any small appliances you may need, such as hammers, screwdrivers, and pliers. Extra batteries for electronics and a surge protector are also essential items. Finally, don’t forget to bring portable fans and a mosquito net to help stay cool and protected," replied a member in Nicaragua.

"If you have money, anything you need is available. PriceSmart in Managua has upscale appliances, big TV's and many Kirkland (Costco) branded items. Sinsa in Masaya has an even nicer selection of the latest appliances, home furnishings. I would bring a mattress pad heater (electric blanket). It's rarely that cold (although we live up in the mountains), but this will keep your bed and linens dry. Impossible to find in Nicaragua and so nice to get into a warm bed. PriceSmart will have the same thick towels you find at Costco and quality sheets too. My wife went through MGA with a large suitcase with new stuff and a 50lb. carry on without any issue whatsoever. TSA in Tucson did confiscate two large cans of tuna from her carry on. Nicaragua has always been a moving target. What's true today doesn't necessarily hold true tomorrow," commented one expat who made the move to Nicaragua.

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What cultural faux pas should I try to avoid making in Nicaragua?

We asked people in Nicaragua if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"It is important to be aware of cultural norms when visiting Nicaragua. Being mindful of other peoples’ culture, customs and language is essential to showing respect. To help you avoid making a cultural faux pas, some things to avoid include wearing revealing clothing in public, pointing your feet (or any part of your body) at someone as this is considered rude, discussing sensitive political topics, touching people without their permission, accepting food or drinks with both hands, being loud and boisterous in public, and engaging in aggressive bargaining practices," remarked one expat who made the move to Nicaragua.

"Mostly language stuff. I would say muy bien for "things" when I should have been saying muy bueno. I started mixing the Italian language with Spanish by accident. Words that I've heard my mother use slipped out of my mouth and didn't make sense to the person I was attempting (very badly attempting) to communicate with. My friend kept catching me on making up words in my desperate attempts to communicate. It made everybody laugh," explained one expat living in Managua, Nicaragua.

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Why do people move to Nicaragua?

When we asked people why foreigners move to Nicaragua, they responded:

"Nicaragua is a relatively inexpensive country to live in and the lifestyle is relaxed, providing expats with the opportunity to enjoy a great quality of life. The generous Nicaraguan people are known for their hospitality, and the cultural attractions, natural beauty, and wonderful climate are sure to please. With its location between two coasts, Nicaragua offers expats plenty of outdoor activities, from surfing and swimming to jungle trekking and mountain biking. Health care services, while limited, are adequate, and the local cuisine is renowned for its deliciousness, making Nicaragua an attractive destination for expats looking for an adventure," offered one expat living in Nicaragua.

"Many foreigners either visit or move to Granada, Nicaragua because of the year-round warm climate, low cost of living and the novelty of a distinctive foreign country that is accepting of travelers and easily within reach of the US and Canada," wrote one expat living in Granada.

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International Health Insurance in Nicaragua

How are healthcare services Nicaragua?

When we asked expats and global nomads about the quality of medical care in Nicaragua, they replied:

"Healthcare services in Nicaragua are provided by both public and private institutions. The public healthcare system is funded by the government and is available to all citizens and legal residents. The quality of public healthcare varies depending on the region, but generally it is considered to be of lower quality than private healthcare. Foreign residents do have access to the public healthcare system, but they may need to pay out-of-pocket for some services. Expats in Nicaragua often use the public healthcare system for basic medical care, but they may opt for private healthcare for more specialized services," said one expat living in Nicaragua.

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What are medical services in Nicaragua like?

When we asked expats and global nomads about the quality of medical care in Nicaragua, they replied:

"Medical services in Nicaragua vary greatly depending on the region. In rural areas, access to medical care is limited and often of poor quality. In urban areas, there are more options for medical care, but the quality of care is still not up to the standards of many other countries. The public health system is underfunded and understaffed, and many people rely on private clinics and hospitals for medical care. The government has made efforts to improve access to healthcare, but there is still a long way to go," wrote one expat living in Nicaragua.

"My wife and I are near age 70 - expat health insurance has become too costly. We have Medicare coverage in the USA, so plan to return there in case of required hospitalization (non-emergency). We joined a "health plan" that offers discounts at one of the best hospitals in the country," commented one expat who moved to Tola.

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Moving to Nicaragua

What do I need to know before moving to Nicaragua?

How do I find a place to live in Nicaragua?

What is a typical expat home or apartment like in Nicaragua?

What is the average cost of housing in Nicaragua?

Should I buy or rent a home in Nicaragua?

What should I pack when moving to Nicaragua?

What cultural faux pas should I try to avoid making in Nicaragua?

Why do people move to Nicaragua?

How are healthcare services Nicaragua?

What are medical services in Nicaragua like?

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