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Corn Islands, Nicaragua: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Corn Islands | Expat Exchange
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Corn Islands, Nicaragua

By Joshua Wood, LPC

Last updated on Jul 10, 2023

Summary: Expats, digital nomads and retirees discuss what it is like to live in Corn Islands, Nicaragua: Cost of living, Finding a home, Meeting People and more.

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What do I need to know before moving to Corn Islands?

When we asked people what advice they would give someone preparing to move to Corn Islands, they said:

"Expats moving to Corn Islands should be aware that the official language is Spanish, but English Creole is also widely spoken due to the islands' British colonial history. The cost of living is relatively low compared to many Western countries, but it's important to budget for unexpected expenses. The islands have a tropical climate, with a rainy season from May to November and a dry season from December to April. Healthcare facilities on the islands are basic, so it's recommended to have comprehensive health insurance that includes medical evacuation. The islands are generally safe, but petty crime can occur, so it's important to take standard precautions to protect your belongings. The Corn Islands are not as developed as other parts of Nicaragua, so expats should be prepared for a slower pace of life and fewer amenities. Internet service can be unreliable, and power outages are not uncommon. The islands are known for their beautiful beaches and clear waters, offering plenty of opportunities for snorkeling, diving, and fishing. The local cuisine is heavily influenced by Caribbean flavors, with seafood being a staple. Public transportation on the islands is limited, so many residents choose to walk or bike. For longer distances, taxis and horse-drawn carts are commonly used. Expats should also be aware that the Nicaraguan government requires foreigners to have a valid passport and a tourist card, which can be obtained upon arrival in the country. It's also important to note that the Nicaraguan Cordoba is the official currency, but US dollars are widely accepted. Lastly, it's recommended to learn about the local customs and traditions to integrate into the community and avoid any cultural misunderstandings," remarked one expat who made the move to Corn Islands.

How do I find a place to live in Corn Islands?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Corn Islands involves several steps. First, you need to decide on your budget and the type of accommodation you're looking for. This could range from a simple room in a guesthouse to a luxury villa. Next, you should research the different areas of the Corn Islands. The two main islands are Big Corn Island and Little Corn Island, each with its own unique characteristics. Big Corn Island is larger and more developed, with more amenities and accommodation options. Little Corn Island is smaller and more remote, offering a quieter, more relaxed lifestyle. Once you've decided on your preferred area, you can start looking for accommodation. There are several online platforms where you can find listings, such as Airbnb, Booking.com, and Expedia. These platforms allow you to filter results based on your preferences, such as price, location, and amenities. In addition to online platforms, you can also contact local real estate agents. They can provide you with listings that may not be available online and can also assist you with the rental or purchase process. Another option is to visit the Corn Islands and look for accommodation in person. This allows you to get a feel for the different areas and properties before making a decision. You can ask locals for recommendations or look for "for rent" signs. Once you've found a place you're interested in, you should inspect it thoroughly. Check the condition of the property, the availability of utilities, and the terms of the lease. If you're satisfied, you can then proceed with the rental or purchase process. Remember, it's important to understand the local laws and regulations regarding property rental or purchase in Nicaragua. You may need to hire a local lawyer to assist you with this process," commented one expat who made the move to Corn Islands.

What is a typical expat home or apartment like in Corn Islands?

"Expat homes or apartments in Corn Islands, often offer a blend of local and modern amenities. They are typically located near the beach, providing stunning ocean views and easy access to water activities. The homes are usually designed to take advantage of the tropical climate, with open floor plans, large windows, and outdoor living spaces. They are often constructed with local materials such as wood and thatch, but also include modern conveniences like fully equipped kitchens, air conditioning, and internet access. Many expat homes also have lush gardens, patios, and sometimes even a private pool. Despite being in a remote location, these homes often offer a comfortable and relaxed lifestyle," commented one expat who made the move to Corn Islands.

What is the average cost of housing in Corn Islands?

If you are thinking about moving to Corn Islands, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Corn Islands can vary greatly depending on the location and type of housing. For a basic home or apartment, the cost can be quite affordable, ranging from a few hundred to a few thousand dollars per year. However, for more luxurious accommodations or beachfront properties, the cost can rise significantly, potentially reaching tens of thousands of dollars per year. It's also important to note that these prices can fluctuate based on factors such as the local economy and the tourism industry," commented one expat who made the move to Corn Islands.

What should I bring when moving to Corn Islands?

People living in Corn Islands were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Corn Islands, you should pack lightweight and breathable clothing due to the tropical climate. Include items like shorts, t-shirts, and sundresses, as well as a light jacket or sweater for cooler evenings. Don't forget your swimsuits and beachwear, as the islands are known for their beautiful beaches. Pack a good pair of walking shoes or sandals that are suitable for walking on uneven terrain, as well as flip-flops for the beach. You should also bring a hat, sunglasses, and plenty of sunscreen to protect yourself from the sun. In terms of toiletries, pack travel-sized essentials and consider bringing any specific brands you prefer, as they may not be available on the islands. Don't forget your insect repellent and any necessary prescription medications. Bring a reusable water bottle to stay hydrated and help reduce plastic waste. Also, pack some non-perishable snacks for when you're on the go. If you plan on snorkeling or diving, you may want to bring your own gear, although it can also be rented on the islands. Remember to pack your passport, driver's license, and any other necessary identification. Also, bring copies of important documents, such as your health insurance card and emergency contact information. Lastly, consider packing a Spanish-English dictionary or phrasebook, as Spanish is the official language of Nicaragua," remarked one expat who made the move to Corn Islands.

Where should I setup a bank account in Corn Islands?

We asked expats in Corn Islands what banks they use and there advice about banking. They advised:

"Expats considering retirement in Corn Islands should be aware that Spanish is the primary language spoken, although English Creole is also widely spoken. The cost of living is relatively low compared to many Western countries, but it's important to budget for unexpected expenses. Healthcare facilities on the islands are basic, so serious medical conditions may require travel to the mainland or even out of the country. The islands have a tropical climate with a rainy season from May to November, which can sometimes result in hurricanes. The infrastructure is not as developed as in some other countries, which can lead to occasional power outages and water shortages. The Corn Islands are known for their relaxed pace of life, which can be a major draw for some retirees, but those seeking a bustling social scene may find it lacking. The islands are also quite remote, which can make travel to and from the mainland time-consuming and expensive. Property rights can be complex in Nicaragua, so it's crucial to work with a reputable local attorney when buying property. It's also important to note that while the islands are generally safe, petty crime can be an issue, so it's important to take standard precautions to protect your belongings. Finally, while Nicaragua does offer a retiree residency program with tax incentives, it's important to fully understand the requirements and potential drawbacks before making a decision," explained one expat living in Corn Islands, Nicaragua.

What do expats in Corn Islands appreciate most about the local culture?

"Expats in Corn Islands appreciate the laid-back and relaxed lifestyle that is a part of the local culture. They love the friendly and welcoming nature of the local people, who are always ready to help and share their traditions. The vibrant and colorful local festivals, filled with music and dance, are also a highlight for many expats. They also appreciate the strong sense of community and family values that are deeply ingrained in the local culture. The local cuisine, which is a blend of Creole, Miskito, and Afro-Caribbean flavors, is another aspect of the culture that expats enjoy. The respect for nature and the environment, evident in the local practices and customs, is also highly appreciated," said one expat who made the move to Corn Islands.

What do expats find most challenging?

"Expats in Corn Islands often find the language barrier to be the most challenging aspect of the local culture, as Spanish is the official language and English is not widely spoken. Additionally, the pace of life is much slower than what many expats are used to, which can be frustrating for those accustomed to a faster, more efficient lifestyle. The lack of certain amenities and services, such as high-speed internet and modern healthcare facilities, can also be a challenge. Some expats may also struggle with the local cuisine, which is heavily based on seafood and may not cater to all dietary preferences or restrictions. Lastly, adjusting to the local customs and traditions, as well as the laid-back, island lifestyle, can be difficult for some expats," said one expat who made the move to Corn Islands.

Is there a lot of crime in Corn Islands?

We asked people if there is a lot of crime. They answered:

"The Corn Islands in Nicaragua are generally considered safe for tourists and locals alike. The crime rate is relatively low compared to other parts of the country. Most of the crimes reported are petty crimes like theft or pickpocketing. Violent crimes are rare, but like any other place, it is always advisable to take precautions and be aware of your surroundings. The local police force is present and active in maintaining peace and order. However, drug trafficking can be an issue due to the islands' location in the Caribbean, but this does not generally affect tourists," commented one expat who made the move to Corn Islands.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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