Tumbaco, Ecuador

"Expats considering retirement in Tumbaco should be aware that the cost of living is significantly lower than in many Western countries, making it an attractive option for those on a fixed income. The official language is Spanish, so learning the language or having a basic understanding would be beneficial. The healthcare system in Ecuador is quite good, with many doctors trained in the US or Europe, and health insurance is affordable. Tumbaco has a pleasant climate, with temperatures typically ranging from 50 to 77 degrees Fahrenheit year-round. The town is located in a valley and is surrounded by mountains, offering beautiful views and opportunities for outdoor activities. It's also close to Quito, the capital of Ecuador, providing access to city amenities while still maintaining a quieter, more relaxed lifestyle. Ecuador uses the US dollar as its official currency, which can make financial transitions easier for American retirees. However, it's important to understand the local banking system and consider how to manage your finances from abroad. Ecuadorian cuisine is diverse and delicious, with a focus on fresh fruits, vegetables, and seafood. However, it may take some time to adjust to the local diet. Ecuador has a different culture and customs, so it's important to be respectful and take the time to understand and adapt to these differences. The pace of life in Tumbaco is slower than in many Western countries, which can be a big adjustment. Finally, while Ecuador is generally safe, like any place, it has crime. It's important to take standard safety precautions, such as not displaying wealth openly and being aware of your surroundings," said one expat in Tumbaco.

"You can avoid most of those problems by living in Valle de los Chillos or Cunbaya/Tumbaco (other valley) just outside of Quito. You can still enjoy activities in Quito but don't have to live with big city problems. Altitude us a bit lower (duh, valley) and it is warmer than Quito. They grow roses in Tumbaco area," said one expat who made the move to Ecuador.