Where should I setup a bank account in Ponta Delgada?

"Expats considering retiring in Ponta Delgada, should be aware of several factors to ensure a smooth transition and enjoyable retirement experience. Firstly, it is essential to research the cost of living, which is generally lower than in other European countries, but can vary depending on lifestyle choices and housing options. It is crucial to understand the local healthcare system, which includes both public and private options. While public healthcare is available to residents, many expats choose to purchase private health insurance for more comprehensive coverage and faster access to specialists. Language can be a barrier for some expats, as Portuguese is the official language in Ponta Delgada. Although English is spoken in tourist areas and by younger generations, it is advisable to learn some basic Portuguese to navigate daily life more comfortably and interact with locals. Expats should familiarize themselves with the local culture and customs, which are heavily influenced by the island's history and Catholic traditions. Embracing local festivals, cuisine, and social norms will help expats integrate into the community and enjoy their retirement in Ponta Delgada. Housing options in Ponta Delgada range from apartments to detached houses, with varying prices depending on location and amenities. It is essential to research the local property market and consider factors such as proximity to healthcare facilities, public transportation, and social activities when choosing a place to live. The climate in Ponta Delgada is mild and temperate, with warm summers and mild winters. Expats should be prepared for occasional rain and humidity, as well as the possibility of hurricanes and other weather-related events. Transportation options in Ponta Delgada include public buses, taxis, and car rentals. While public transportation is affordable and reliable, many expats choose to rent or purchase a car for greater flexibility and convenience. Finally, expats should be aware of the legal requirements for retiring in Portugal, including obtaining the appropriate visa and residence permit. It is essential to consult with a local immigration expert or attorney to ensure compliance with all necessary regulations and avoid potential complications," remarked another expat in Ponta Delgada, Portugal.