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Moving to Makati City, Philippines | Expat Exchange
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Moving to Makati City, Philippines

William Russell
William Russell
William Russell
William Russell

By Betsy Burlingame

Last updated on Sep 06, 2023

Summary: Moving to Makati City, Philippines? Expats talk about what you need to know before moving to Makati City.

What do I need to know before moving to Makati City?

When we asked people what advice they would give someone preparing to move to Makati City, they said:

"Makati City is the financial hub of the Philippines, home to many multinational corporations, banks, and other major businesses. The city is known for its high standard of living, modern infrastructure, and vibrant nightlife. English is widely spoken in Makati, making it easier for expats to communicate and navigate the city. The cost of living in Makati is higher compared to other cities in the Philippines, but it is still relatively affordable compared to Western countries. Accommodation can range from luxury condos to more affordable apartments, with many located within walking distance to offices and commercial centers. Public transportation in Makati includes jeepneys, buses, and the Metro Rail Transit (MRT), but traffic can be heavy especially during rush hours. Many expats also choose to use ride-hailing apps for convenience. Makati has a tropical climate, with a dry season from November to April and a wet season from May to October. It's advisable to always carry an umbrella due to sudden rain showers. The city is known for its diverse food scene, with a wide array of local and international cuisines available. Makati also has several shopping malls, art galleries, parks, and cultural centers for recreation. Healthcare in Makati is of a high standard, with several top-rated hospitals and clinics in the city. It's recommended to have health insurance to cover medical expenses. Safety in Makati is generally good, but like any major city, it's important to be aware of your surroundings and take precautions against petty crime. Finally, Filipinos are known for their hospitality and friendliness, so expats often find it easy to settle in and make friends. However, it's important to respect local customs and traditions to integrate smoothly into the community," replied a member in Makati City.

How do I find a place to live in Makati City?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Makati City involves several steps. First, you need to determine your budget. This will help you narrow down your options and focus on areas that are within your price range. Next, you need to decide what type of accommodation you are looking for. This could be a condominium, an apartment, a house, or even a room for rent. Each type of accommodation has its own set of advantages and disadvantages, so it's important to consider your lifestyle and personal preferences. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms where you can find listings for properties for rent in Makati City. These include websites like Lamudi, Property24, and Rentpad. You can filter the listings based on your preferences, such as the type of accommodation, the number of bedrooms, and the price range. In addition to online listings, you can also consider hiring a real estate agent. They have access to a wide range of properties and can help you find a place that fits your needs and budget. Make sure to communicate your preferences clearly to your agent so they can provide you with suitable options. Once you've found a few potential places, arrange for a viewing. This will give you a chance to see the property in person and assess its condition. It's also a good opportunity to ask any questions you might have about the property. Finally, once you've found a place you like, you'll need to negotiate the terms of the lease and sign a contract. Make sure to read the contract carefully and understand all the terms before signing. If you're not comfortable with the terms, don't hesitate to negotiate or seek legal advice. Remember, finding a place to live can take time, so it's important to be patient and not rush the process. With careful planning and research, you can find a great place to live in Makati City," said one expat who made the move to Makati City.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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What is a typical expat home or apartment like in Makati City?

"A typical expat home or apartment in Makati City, is often located in a high-rise building in the central business district. These apartments are usually fully furnished with modern amenities such as air conditioning, high-speed internet, and cable TV. The living area is spacious, often featuring an open-plan design with a separate dining area. The kitchen is typically equipped with modern appliances, including a refrigerator, stove, and sometimes even a dishwasher. Bedrooms in these apartments are usually large, with plenty of storage space and often come with en-suite bathrooms. The bathrooms are typically modern and well-maintained, often featuring a shower and a separate bathtub. Some apartments may also have a small balcony or terrace, offering views of the city skyline. These apartments often come with access to shared facilities such as a swimming pool, gym, and sometimes even a sauna or steam room. Security is usually high, with 24-hour security guards, CCTV cameras, and secure parking spaces. The location of these apartments is one of their biggest selling points. They are often within walking distance of offices, shopping malls, restaurants, and other amenities. Despite being in the heart of the city, many apartments are designed to be quiet and peaceful, offering a respite from the hustle and bustle of city life. In terms of style, these apartments often feature a mix of Western and Filipino design elements. The interiors are usually bright and airy, with large windows letting in plenty of natural light. The decor is typically modern and minimalist, with a focus on comfort and functionality. Overall, a typical expat home or apartment in Makati City offers a comfortable and convenient living environment, with all the amenities needed for a modern lifestyle," said one expat in Makati City.

What is the average cost of housing in Makati City?

If you are thinking about moving to Makati City, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Makati City can vary greatly depending on the type and size of the property. For a one-bedroom apartment in the city center, the average monthly rent is typically around 30,000 to 50,000 Philippine Pesos. If you're looking to buy, a condo unit in a prime location in Makati can cost anywhere from 5 million to 15 million Philippine Pesos. However, prices can go much higher for luxury properties or houses in exclusive subdivisions. It's important to note that these are average prices and actual costs can vary based on factors such as exact location, property condition, and market trends," said one expat who made the move to Makati City.

Should I buy or rent a home in Makati City?

If you have not spent a lot of time in Makati City, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in Makati City, largely depends on your personal circumstances, financial situation, and long-term plans. If you plan to stay in Makati City for a long time, buying a home could be a good investment. Owning a property allows you to build equity over time and could potentially provide a return on investment if property values increase. On the other hand, renting might be a better option if you're not planning to stay in the city for a long period or if you prefer not to have the responsibilities that come with homeownership, such as maintenance and repairs. Renting can also provide more flexibility, as it's generally easier and quicker to move from a rental property than it is to sell a house. Financially, buying a home requires a significant upfront cost, including a down payment and closing costs. You'll also need to be able to afford ongoing costs like mortgage payments, property taxes, insurance, and maintenance. If you're not in a position to handle these costs, renting might be a more affordable option. However, it's also important to consider the rental market in Makati City. If rents are high and rising, the cost of renting over the long term could end up being more than the cost of buying a home. In conclusion, whether you should buy or rent a home in Makati City depends on your personal and financial circumstances. It's a decision that requires careful consideration and, ideally, advice from a financial advisor or real estate professional," said one expat who made the move to Makati City.

What should I pack when moving to Makati City?

We asked people living in Makati City to list three things they wish they had brought and three they wish they had left behind. They responded:

"When moving to Makati City, you should pack lightweight and breathable clothing due to the tropical climate. Include a mix of casual and formal wear, as Makati is a business hub with a vibrant nightlife. Don't forget to pack a good pair of walking shoes, as exploring the city on foot is common. Rain gear, such as a lightweight raincoat or umbrella, is essential due to the frequent rain showers. Sunscreen, sunglasses, and a hat are also necessary to protect yourself from the intense tropical sun. Pack your essential toiletries, but remember that most items can be easily purchased in local stores. If you have specific brands or products you prefer, it might be a good idea to bring them along. Bring your necessary electronics, such as your smartphone, laptop, and chargers. An international power adapter might also be needed. Don't forget to pack important documents like your passport, visa, driver's license, and medical records. It's also a good idea to have copies of these documents. If you take prescription medication, bring an adequate supply along with a copy of your prescription. Lastly, pack some comfort items like your favorite snacks, books, or photos to help make your new place feel like home," replied a member in Makati City.

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What cultural faux pas should I try to avoid making in Makati City?

We asked people in Makati City if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"When visiting Makati City in the Philippines, it's important to respect local customs and traditions to avoid causing offense. Firstly, avoid discussing sensitive topics such as politics, religion, and personal matters unless you are very close with the person. Filipinos are generally polite and respectful, and they may feel uncomfortable with such discussions. Secondly, don't disrespect elders. In Filipino culture, elders are highly respected. Always use polite forms of address when speaking to them, and never raise your voice or argue with an elder. Thirdly, don't refuse food or invitations to eat. Filipinos are known for their hospitality and they often express it through food. Refusing an offer of food can be seen as rude or ungrateful. Fourthly, avoid public displays of anger or frustration. Filipinos value harmony and prefer to avoid confrontation. If you have a problem, it's better to discuss it calmly and politely. Fifthly, don't forget to say "po" and "opo" when speaking to elders or people in authority. These words are used to show respect and failing to use them can be seen as disrespectful. Lastly, avoid being too direct or blunt. Filipinos often use indirect communication to avoid causing offense or embarrassment. Try to be tactful and considerate in your communication," remarked one expat in Makati City, Philippines.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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