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Retire in Palawan Island, Philippines | Expat Exchange
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Retire in Palawan Island, Philippines

By Betsy Burlingame

Last updated on Mar 26, 2025

Summary: Retirees share their experiences living in Palawan Island, Philippines. What are the challenges and rewards of retiring in Palawan Island?

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What is it like to retire in Palawan Island?

"Life for a retiree in Palawan Island, can be quite enjoyable and fulfilling, as the island offers a mix of natural beauty, cultural attractions, and a laid-back lifestyle. There is a growing expat community in Palawan, particularly in popular areas like Puerto Princesa, El Nido, and Coron, where retirees can connect with fellow expats and participate in various social activities. Palawan is known for its stunning landscapes, pristine beaches, and diverse marine life, making it an ideal destination for retirees who enjoy outdoor activities such as swimming, snorkeling, diving, and island hopping. The island is also home to several UNESCO World Heritage Sites, such as the Puerto Princesa Subterranean River National Park, which offers a unique experience for nature lovers. Cultural attractions in Palawan include local festivals, traditional Filipino markets, and historical sites, such as the Tabon Caves and the Palawan Museum. Retirees can immerse themselves in the local culture and learn about the island's rich history and traditions. Recreational activities are abundant in Palawan, with numerous opportunities for hiking, bird watching, and exploring the island's lush forests and mangroves. Golf enthusiasts can also find a few golf courses on the island, while those interested in wellness can indulge in spa treatments and yoga retreats. Nightlife in Palawan is relatively low-key compared to other parts of the Philippines, but there are still plenty of options for retirees to enjoy. In popular tourist areas like El Nido and Coron, there are bars, restaurants, and live music venues where expats can socialize and unwind. Overall, Palawan offers a relaxed and peaceful environment for retirees, with a good balance of natural beauty, cultural experiences, and leisure activities," explained one retiree living in Palawan Island.

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What advice do overseas retirees have for others considering retiring abroad?

"Retirees in Palawan Island, advise others considering retiring abroad to research the cost of living and healthcare options in their chosen destination. They recommend learning the local language and customs to better integrate into the community and make friends with both locals and fellow expats. It's essential to have a clear understanding of visa requirements and residency options, as well as the tax implications of retiring abroad. They also suggest visiting the location multiple times before making a final decision and renting a property before purchasing one. Finally, retirees emphasize the importance of being open-minded, adaptable, and patient when adjusting to a new culture and lifestyle," commented one retiree living in Palawan Island, Philippines.

What are the most challenging aspects of retiring in Palawan Island?

"One of the most challenging aspects of retiring in Palawan Island, is adjusting to the local culture and customs, which may be significantly different from what one is used to. Additionally, the language barrier can be a challenge, as not everyone speaks English, and learning the local language, Tagalog, may be necessary for effective communication. Another challenge is the limited availability of high-quality healthcare facilities, especially in rural areas. Retirees may need to travel to larger cities for specialized medical care or emergencies, which can be time-consuming and costly. The tropical climate of Palawan Island can also be a challenge for some retirees, as it can be hot and humid throughout the year, with a rainy season that can bring heavy rainfall and occasional typhoons. This may require adjustments to one's lifestyle and living arrangements to ensure comfort and safety. Infrastructure and transportation can also be challenging in Palawan, as the island has limited public transportation options and road conditions can be poor in some areas. This may necessitate the need for a personal vehicle or reliance on local transportation options, such as tricycles and jeepneys. Access to modern amenities and services, such as high-speed internet, reliable electricity, and international-standard shopping centers, may be limited in some parts of Palawan. This can make it difficult for retirees to maintain their desired standard of living and stay connected with friends and family back home. Finally, navigating the legal and bureaucratic processes involved in retiring in the Philippines, such as obtaining a visa, securing property, and dealing with local taxes, can be complex and time-consuming. Retirees may need to seek professional assistance to ensure they are in compliance with local laws and regulations," said one retiree in living in Palawan Island, Philippines.

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What are the most rewarding aspects of retiring in Palawan Island?

"Retiring in Palawan Island, offers a serene and peaceful environment with its pristine beaches, lush forests, and stunning landscapes, providing a perfect setting for relaxation and rejuvenation. The cost of living is significantly lower compared to other countries, allowing retirees to enjoy a comfortable lifestyle without breaking the bank. The warm and hospitable locals make it easy for retirees to integrate into the community and make new friends. The island's rich cultural heritage and diverse wildlife offer endless opportunities for exploration and adventure. Additionally, the pleasant tropical climate ensures year-round warm weather, making it an ideal destination for outdoor activities and water sports. Finally, the excellent healthcare facilities and infrastructure ensure that retirees have access to quality medical care and essential services," said a person in Palawan Island.

What are healthcare services like in Palawan Island?

We asked retirees if they have access to good medical care in Palawan Island. They wrote:

"Healthcare services in Palawan Island, are a mix of public and private facilities, with a limited number of hospitals and clinics available. The island's capital, Puerto Princesa, has the most developed healthcare infrastructure, including a few hospitals and numerous clinics. However, in rural areas and smaller towns, healthcare services are less accessible and may only consist of basic health centers or barangay health stations. Public healthcare facilities in Palawan are often understaffed and underfunded, which can lead to long waiting times and limited availability of specialized care. The quality of care in these facilities may also be lower than in private hospitals and clinics. Private healthcare facilities, on the other hand, generally offer better quality care and more specialized services, but at a higher cost. Medical emergencies in Palawan can be challenging due to the island's remote location and limited healthcare infrastructure. In case of serious medical issues, patients may need to be transported to larger cities like Manila for advanced treatment, which can be time-consuming and expensive. Pharmacies are available in major towns and cities, but the availability of medications may be limited, especially in rural areas. It is advisable for visitors to bring their own supply of prescription medications and over-the-counter drugs. Overall, healthcare services in Palawan Island are limited, particularly in rural areas, and the quality of care may vary between public and private facilities. Visitors should take necessary precautions and be prepared for potential medical emergencies," commented one retiree living in Palawan Island, Philippines.

How do I meet people in Palawan Island?

When we asked people living in Palawan Island about club and activities where newcomers can meet others, they responded:

"Expats in Palawan Island often join various clubs and activities to socialize and meet new people. These include diving clubs, as Palawan is known for its rich marine life and beautiful underwater landscapes. There are also hiking and nature clubs for those who enjoy exploring the island's lush forests and mountains. For those interested in the local culture, there are language exchange groups where expats can learn Tagalog or other local dialects while teaching their own language to locals. Cooking classes are also popular, where expats can learn to prepare traditional Filipino dishes. Expats also participate in community service activities, such as beach clean-ups and volunteering at local schools or orphanages. This not only allows them to give back to the community, but also provides opportunities to interact with locals and other expats. In addition to joining clubs and activities, expats meet people in Palawan through various social events and gatherings. These can range from local festivals and public celebrations to private parties and get-togethers organized by the expat community. Many expats also meet people through their work or business, as Palawan is a popular destination for digital nomads and entrepreneurs. Networking events and business meetups are common and provide opportunities for expats to connect with like-minded individuals. Lastly, simply exploring the island and frequenting local establishments, such as markets, restaurants, and cafes, can lead to casual encounters and friendships with both locals and fellow expats," said one retiree in Palawan Island.

What is life like in Palawan Island?

When we asked people living in Palawan Island what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Palawan Island is often described as a tropical paradise. The island offers a laid-back lifestyle with stunning natural beauty, including pristine beaches, crystal clear waters, and lush rainforests. The cost of living is relatively low, making it an attractive destination for those who work remotely. Expats and digital nomads can enjoy a variety of outdoor activities such as diving, snorkeling, hiking, and exploring the many islands and lagoons. The island is also rich in wildlife, offering opportunities for bird watching and wildlife photography. The local community is generally friendly and welcoming to foreigners, and English is widely spoken, making it easier for expats and digital nomads to communicate and integrate. The island has a vibrant expat community, providing opportunities for socializing and networking. In terms of infrastructure, Palawan has reliable internet connectivity in the main towns, which is crucial for digital nomads. There are also coworking spaces available for those who prefer a more structured work environment. The food in Palawan is a blend of Filipino and international cuisines, with plenty of fresh seafood and tropical fruits. There are also a number of bars and restaurants where expats can socialize and enjoy the local nightlife. Healthcare facilities are available, but they may not be as advanced as those in larger cities. It's recommended that expats and digital nomads have comprehensive health insurance. Despite the idyllic lifestyle, it's important to note that living in Palawan also comes with challenges. These may include dealing with tropical weather, occasional power outages, and limited shopping options. However, for many, the benefits of living in such a beautiful and relaxed environment far outweigh these inconveniences," explained one retiree living in Palawan Island.

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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

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SJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

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What do I need to know before retiring in Palawan Island?

When we asked people what advice they would give someone preparing to move to Palawan Island, they said:

"Expats considering retirement in Palawan Island, should be aware of several key factors. Firstly, the cost of living is relatively low compared to Western countries, but it's important to have a reliable source of income to cover expenses. Healthcare facilities in Palawan are not as advanced as in the major cities of the Philippines, so it's crucial to have a comprehensive health insurance plan. The official language is Filipino, but English is widely spoken, especially in tourist areas. However, learning some basic Filipino phrases can be beneficial. The climate is tropical, with high temperatures and humidity throughout the year, and a rainy season from June to November. The island is known for its natural beauty, with stunning beaches, clear waters, and diverse wildlife, but it's also prone to natural disasters like typhoons and earthquakes. The Philippines has a residency program for retirees, known as the Special Resident Retiree’s Visa (SRRV), which offers several benefits, but it requires a deposit in a Philippine bank and other conditions. The crime rate in Palawan is relatively low, but petty crime like pickpocketing can occur, especially in tourist areas. Public transportation is limited, so it's advisable to have a private vehicle for convenience. The island has a slower pace of life compared to major cities, which can be a big adjustment for some people. Finally, it's important to respect local customs and traditions, as the Philippines is a predominantly Catholic country with a unique blend of Eastern and Western cultures," commented one retiree living in Palawan Island, Philippines.

"I have lived on Palawan for over 20 years and that information is not up to date. We have fine hospitals unless you are looking replacements then go to Cebu. Shopping in 3 large centers plus the usual. I have never had any trouble except minor stuff. The police were good. Great place; for me at least," explained one retiree living in Palawan Island.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

SJB Global
SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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