Is the cost of living in Subic Bay high?

"The cost of living in Subic Bay is relatively affordable compared to other major cities in the country. Housing is quite inexpensive, with rent for a one-bedroom apartment in the city center being significantly lower than in Manila. Utilities such as electricity, heating, cooling, and water are also reasonably priced. Groceries in Subic Bay are affordable, with local markets offering fresh produce, meat, and seafood at lower prices. Eating out is also quite cheap, with a meal at an inexpensive restaurant costing less than what you would pay in a Western country. Transportation costs are also low in Subic Bay. Public transportation such as jeepneys and tricycles are widely available and inexpensive. Gasoline prices are also lower than in many Western countries. Healthcare in Subic Bay is relatively affordable, with both public and private hospitals offering services at lower costs than in Western countries. However, the quality of healthcare may vary. Overall, the cost of living in Subic Bay is low, making it an attractive destination for expats and retirees. However, it's important to note that salaries and wages in the area are also generally lower than in more developed countries," remarked another expat who made the move to Subic Bay, Philippines.