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Tagaytay City, Philippines: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Tagaytay City | Expat Exchange
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Tagaytay City, Philippines

By Betsy Burlingame

Last updated on Apr 10, 2024

Summary: Expats, digital nomads and retirees talk about what it is really like living in Tagaytay City, Philippines. They offer advice about meeting people, cost of living, finding a home and more.

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What do I need to know about living in Tagaytay City?

When we asked people what advice they would give someone preparing to move to Tagaytay City, they said:

"Expats considering retirement in Tagaytay City should be aware of several key factors. Firstly, the cost of living is relatively low compared to Western countries, making it an attractive option for those on a fixed income. However, healthcare may not be up to the standards that expats from developed countries are used to, so it's important to have a good health insurance plan. Tagaytay City is known for its mild climate, which is cooler than most parts of the Philippines due to its high altitude. This can be a major draw for those looking to escape the heat. English is widely spoken in the Philippines, making it easier for expats to communicate. However, learning some basic Tagalog phrases can help in day-to-day interactions. The city is relatively safe, but like anywhere, it's important to take precautions and be aware of your surroundings. Expats should also be aware that the Philippines has a different culture and customs. It's important to respect these and try to integrate into the local community. The process of obtaining a retirement visa in the Philippines is relatively straightforward, but it's advisable to seek legal advice to ensure all paperwork is correctly completed. Finally, while Tagaytay City offers many amenities, it's still a good idea to maintain ties with your home country, both for emotional support and practical reasons, such as maintaining a bank account," wrote one member in Tagaytay City.

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What do I need to know before moving to Tagaytay City?

When we asked people what advice they would give someone preparing to move to Tagaytay City, they said:

"Tagaytay City, located in the province of Cavite, Philippines, is known for its cool climate due to its high altitude. It's a popular destination for both tourists and expats because of its scenic views, including the famous Taal Volcano and Lake. Before moving to Tagaytay City, expats should know that English is widely spoken and understood, making communication relatively easy. However, learning some basic Tagalog phrases can be beneficial and appreciated by locals. The cost of living in Tagaytay is relatively low compared to other major cities in the Philippines. Expats can expect to find affordable housing, food, and services. However, prices can be higher in touristy areas. Tagaytay City has a slower pace of life compared to Manila, the country's capital. It's a great place for those who prefer a more relaxed and laid-back lifestyle. The city is known for its fresh produce, particularly fruits and vegetables, which are sold in local markets. It's also famous for its local cuisine, including bulalo (beef marrow stew) and tawilis (freshwater sardine). Healthcare facilities in Tagaytay are adequate, with several hospitals and clinics available. However, for more serious conditions, expats may need to travel to Manila, which has more advanced medical facilities. Public transportation in Tagaytay includes jeepneys, tricycles, and buses. Expats may also choose to drive, but they should be aware that traffic can be heavy, especially during peak tourist season. Tagaytay City is generally safe, but like any other place, expats should still take standard precautions to protect their personal safety and belongings. The city has a vibrant expat community, so newcomers will have opportunities to meet and socialize with other foreigners. There are also several international schools in the area, making it a suitable place for expats with children. Lastly, expats should be aware of the Philippines' tropical climate. Tagaytay, while cooler than other parts of the country, can still be hot and humid, especially during the summer months. It's also prone to typhoons, which usually occur between June and November," said one expat in Tagaytay City.

How do I find a place to live in Tagaytay City?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Tagaytay City involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from apartments, condos, houses, or even vacation rentals. Next, you can start your search online. Websites like Lamudi, Property24, and Dot Property have listings for Tagaytay City. These websites allow you to filter your search based on your preferences such as price range, number of bedrooms, and location. You can also use social media platforms like Facebook Marketplace or groups dedicated to real estate in Tagaytay. These platforms often have listings from private landlords, which can sometimes be cheaper than going through a real estate agency. Another option is to hire a local real estate agent. They have extensive knowledge of the area and can help you find a place that fits your needs and budget. Make sure to communicate your preferences clearly to your agent. Once you've found a potential place, arrange a visit. This will allow you to check the condition of the property, the neighborhood, and its proximity to amenities like shops, restaurants, and public transportation. Lastly, once you've decided on a place, review the lease agreement carefully before signing. Make sure you understand all the terms and conditions, including the payment terms, duration of the lease, and any additional fees or charges. Remember, finding a place to live can take time, so it's important to start your search well in advance of your planned move," explained one expat living in Tagaytay City, Philippines.

What is a typical expat home or apartment like in Tagaytay City?

"A typical expat home or apartment in Tagaytay City, is often a spacious, modernly furnished property with a blend of Western and Filipino design elements. These homes usually have multiple bedrooms and bathrooms, a fully equipped kitchen, and a comfortable living area. Many of these homes also feature outdoor spaces such as balconies or patios, which are perfect for enjoying the city's mild climate and beautiful views. Some apartments or condos may also come with amenities like a swimming pool, gym, or even a function room. The homes are often located in secure, gated communities or high-rise buildings, providing expats with a sense of safety and community. They are usually situated in areas that offer easy access to local markets, restaurants, and other amenities. Many expats choose homes with views of the Taal Volcano and Lake, one of the main attractions in Tagaytay. Despite being in a bustling city, these homes often offer a peaceful and quiet living environment, making them ideal for expats looking for a relaxed lifestyle," remarked one expat who made the move to Tagaytay City.

What is the average cost of housing in Tagaytay City?

If you are thinking about moving to Tagaytay City, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Tagaytay City can vary greatly depending on the type and size of the property. For a standard family home, prices can range from moderately affordable to quite expensive. Luxury properties and those with views of the Taal Volcano can be particularly pricey. Condominiums are a popular choice in the city and can be more affordable, especially for smaller units. However, prices can still be high for larger units or those in prime locations. Overall, while there are some affordable options, the cost of housing in Tagaytay City can be quite high compared to other areas in the Philippines," said one expat in Tagaytay City.

How do I meet people in Tagaytay City?

When we asked people living in Tagaytay City about club and activities where newcomers can meet others, they responded:

"Expats in Tagaytay City, often join local clubs and organizations to meet people and immerse themselves in the local culture. These include sports clubs, such as golf and tennis clubs, as well as cultural organizations, like art and music societies. Many expats also participate in community service groups or volunteer at local charities, which not only allows them to give back to the community but also provides opportunities to meet locals and other expats. In addition to joining clubs and organizations, expats often meet people through social events and gatherings. These can range from informal get-togethers at local restaurants or cafes, to more formal events like embassy parties or international business networking events. Many expats also meet people through their children's schools or their own language classes. Another popular way for expats to meet people in Tagaytay City is through local festivals and public events. These events, which often feature traditional music, dance, and food, provide a great opportunity for expats to learn about Filipino culture and meet locals. Finally, many expats in Tagaytay City meet people through their housing communities or neighborhoods. These communities often organize social events and activities for residents, providing another great opportunity for expats to meet their neighbors and make new friends," said one expat in Tagaytay City.

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What should I bring when moving to Tagaytay City?

People living in Tagaytay City were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Tagaytay City, you should pack light and comfortable clothing suitable for a tropical climate, including shorts, t-shirts, and light dresses. However, since Tagaytay is known for its cooler climate compared to other parts of the Philippines, you should also bring some light sweaters or jackets for the cooler evenings. Pack a good pair of walking shoes for exploring the city and its surrounding areas, as well as flip-flops or sandals for more casual occasions. Don't forget to pack swimwear if you plan on visiting the nearby beaches or swimming pools. Bring a sturdy umbrella and a raincoat, as the Philippines experiences a rainy season. Also, pack a hat, sunglasses, and plenty of sunscreen to protect yourself from the sun. If you take any prescription medications, make sure to bring enough to last for your entire stay, as well as any necessary medical documents. Pack all your essential toiletries, although keep in mind that most items can be easily purchased in local stores. Don't forget to bring all necessary travel documents, such as your passport, visa, and any other identification. Lastly, consider packing a power adapter for your electronic devices, as the Philippines uses a different plug type than many other countries," explained one expat living in Tagaytay City, Philippines.

Where should I setup a bank account in Tagaytay City?

We asked expats in Tagaytay City what banks they use and there advice about banking. They advised:

"Expats considering retirement in Tagaytay City should be aware of several key factors. Firstly, the cost of living is relatively low compared to Western countries, making it an attractive option for those on a fixed income. However, healthcare can be a concern, as while the Philippines has a number of high-quality hospitals, they are mostly located in Manila, which is about an hour's drive away. Tagaytay City is known for its mild climate, which is cooler than most parts of the Philippines due to its high altitude. This can be a draw for those who struggle with the heat in other parts of the country. The city is also known for its stunning views of Taal Volcano and Lake, and has a number of parks and recreational areas. English is widely spoken in the Philippines, making it easier for expats to communicate. However, learning some basic Tagalog phrases can be beneficial and appreciated by locals. In terms of housing, there are a variety of options available, from condos to detached houses. It's important to note that foreign nationals cannot own land in the Philippines, but they can own condominium units or townhouses, as long as the foreign proportion does not exceed 40%. The Philippines is predominantly Catholic, and this is reflected in the culture and lifestyle of Tagaytay City. Festivals and holidays are often religious in nature, and the city has a number of beautiful churches. Finally, while Tagaytay City is generally safe, expats should still exercise caution, particularly when it comes to traffic safety, as road conditions and driving habits can be different from what they are used to," commented one expat who made the move to Tagaytay City.

Will I be able to find a job in Tagaytay City?

When we asked people about industries and career opportunities in Tagaytay City, they reponded:

"Foreigners in Tagaytay City often find employment in various sectors. Many work in the tourism industry, serving as tour guides, hotel managers, or restaurant staff due to the city's popularity as a tourist destination. Some foreigners also work in the education sector, particularly as language teachers for English and other foreign languages. Others are employed in the real estate industry, either as property managers or sales agents, especially for condominiums and vacation homes that cater to foreign clients. There are also foreigners who are involved in the local business scene, owning or managing businesses such as cafes, souvenir shops, and wellness centers. Lastly, a number of foreigners in Tagaytay are retirees who may not be formally employed, but engage in part-time work or volunteer activities," remarked one expat living in Tagaytay City, Philippines.

What is life like in Tagaytay City?

When we asked people living in Tagaytay City what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Tagaytay City is generally peaceful and laid-back. The city is known for its cool climate, stunning views of Taal Volcano and Lake, and a variety of restaurants and cafes, making it an ideal place for those who want to escape the hustle and bustle of city life. The cost of living is relatively low compared to other cities, allowing expats and digital nomads to enjoy a comfortable lifestyle. Internet connectivity is generally good, making it possible for digital nomads to work remotely. There are also several co-working spaces available for those who prefer a more structured work environment. The local community is friendly and welcoming, and English is widely spoken, making it easy for expats to communicate and integrate. The city also has a vibrant expat community, providing opportunities for socializing and networking. Tagaytay City is also conveniently located near Manila, the country's capital, making it easy for expats and digital nomads to access urban amenities and international airports. However, public transportation can be a bit challenging, with jeepneys and tricycles being the main modes of transport. It's also worth noting that while the city is generally safe, it's still important to take standard precautions, especially at night. Overall, Tagaytay City offers a unique blend of natural beauty, relaxed lifestyle, and modern conveniences, making it an attractive destination for expats and digital nomads," wrote a member in Tagaytay City.

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What do expats in Tagaytay City appreciate most about the local culture?

"Expats in Tagaytay City often appreciate the warm and welcoming nature of the local people. They are known for their hospitality and friendliness, making newcomers feel at home. The locals' strong sense of community and family values also resonate with many expats, creating a sense of belonging and togetherness. Expats also appreciate the rich cultural heritage of Tagaytay City, which is reflected in its local festivals, music, dance, and art. The city's vibrant local markets, offering a wide range of fresh produce and local delicacies, are also a highlight for many. The slower pace of life in Tagaytay City is another aspect that expats appreciate. This laid-back lifestyle allows them to relax and enjoy the city's natural beauty, including its stunning views of Taal Volcano and Lake. Moreover, expats value the city's commitment to cleanliness and orderliness, which is evident in its well-maintained public spaces and infrastructure. Lastly, the local culture's emphasis on respect and politeness, particularly towards elders, is something that many expats find admirable and refreshing," explained one expat living in Tagaytay City, Philippines.

What do expats find most challenging?

"Expats in Tagaytay City may find the language barrier to be the most challenging aspect of the local culture, as the primary language spoken is Filipino, and while English is widely spoken, it may not be the first language for many locals. The pace of life can also be a challenge, as it is generally slower compared to Western countries, which can lead to perceived inefficiencies or delays. The local cuisine, which is heavily based on meat and rice, may also be a challenge for those who are used to a different diet. The concept of "Filipino time", where events often start later than scheduled, can be frustrating for those used to strict punctuality. Lastly, the high level of humidity and heat can be difficult for those who are not used to tropical climates," wrote one member in Tagaytay City.

Is there a lot of crime in Tagaytay City?

We asked people if there is a lot of crime. They answered:

"Tagaytay City, is generally considered a safe city with a relatively low crime rate. The city is a popular tourist destination, known for its cool climate and beautiful views, and the local government places a high priority on maintaining safety and security. However, like any city, it is not completely free of crime. Petty crimes such as pickpocketing or theft can occur, particularly in crowded areas. Violent crimes are less common, but they do occasionally happen. It's always important for residents and visitors to stay vigilant and take basic safety precautions," wrote one member in Tagaytay City.

Is there a lot of diversity? Are people in Tagaytay City accepting of differences?

"Tagaytay City, is a melting pot of different cultures and ethnicities, with a significant amount of diversity. The city is home to a mix of locals, expatriates, and tourists from various parts of the world, contributing to its multicultural environment. The people of Tagaytay City are generally known for their warm hospitality and acceptance of differences. They are open-minded and respectful of different cultures, traditions, and lifestyles. This acceptance is reflected in the city's vibrant cultural scene, which includes a variety of cuisines, festivals, and traditions from different cultures," commented one expat who made the move to Tagaytay City.

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What are the schools in Tagaytay City like?

"Tagaytay City, is home to several educational institutions, but it does not have a significant number of international or bilingual schools. However, there are a few notable ones in the nearby areas. One of them is the International British Academy (IBA) in nearby Imus, Cavite. IBA is a private, non-sectarian international school that offers a British-based curriculum for students from nursery to high school. The school is committed to providing a balanced, well-rounded education that helps students develop their full potential. More information can be found on their website: http://iba.edu.ph/. Another school is the Southville International School and Colleges (SISC) in Las Piñas City, which is not too far from Tagaytay. SISC offers an international curriculum from preschool to college, with instruction in English. The school is known for its strong academic programs, as well as its emphasis on character development and community service. More information can be found on their website: https://www.southville.edu.ph/. Lastly, there's the Brent International School Manila in Biñan, Laguna, which is also relatively close to Tagaytay. Brent Manila is part of the Brent Schools system, which includes other campuses in Baguio and Subic. The school offers an international, Western-style education with a strong emphasis on Christian values. More information can be found on their website: https://brent.edu.ph/. While these schools are not located directly in Tagaytay City, they are within a reasonable distance and offer high-quality, international education options for families living in or near Tagaytay," remarked one parent with kids at in Tagaytay City.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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