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San Juan, Philippines: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in San Juan | Expat Exchange
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San Juan, Philippines

By Betsy Burlingame

Last updated on Sep 05, 2023

Summary: Expats, digital nomads and retirees talk about what it is really like living in San Juan, Philippines. They offer advice about meeting people, cost of living, finding a home and more.

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What do I need to know about living in San Juan?

When we asked people what advice they would give someone preparing to move to San Juan, they said:

"Before retiring in San Juan, expats should know that the cost of living is generally lower than in many Western countries, but it can vary depending on lifestyle choices. The official language is Filipino, but English is widely spoken, especially in urban areas. The climate is tropical, with a dry season from November to April and a rainy season from May to October. Healthcare in the Philippines is a mix of public and private providers. While the quality of care can be good, especially in private hospitals, it may not be up to the standards expats are used to. It's recommended to have comprehensive health insurance that covers treatment in private hospitals. San Juan is a bustling city with a rich history and vibrant culture. It offers a range of amenities, from shopping malls and restaurants to parks and museums. However, traffic can be heavy, and public transportation is not always reliable. The Philippines has a relatively high crime rate compared to some other countries, although expats who take sensible precautions are unlikely to encounter problems. It's advisable to avoid certain areas, especially at night, and to be aware of common scams. The process of obtaining a retirement visa in the Philippines can be complex and time-consuming. Expats should start the process well in advance and may want to seek legal advice. The Special Resident Retiree’s Visa (SRRV) is a popular option for many retirees. The Philippines has a diverse and welcoming culture, but it's important for expats to respect local customs and traditions. This includes dressing modestly, especially in rural areas, and avoiding sensitive topics of conversation. Finally, while the Philippines offers a relaxed lifestyle, it's also prone to natural disasters such as typhoons, earthquakes, and volcanic eruptions. Expats should be prepared for these risks and have a plan in place in case of emergencies," explained one expat living in San Juan, Philippines.

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What do I need to know before moving to San Juan?

When we asked people what advice they would give someone preparing to move to San Juan, they said:

"San Juan, is a city located in the Metro Manila region, known for its rich history, vibrant culture, and bustling city life. Before moving, expats should be aware of several key factors. Firstly, English is widely spoken in San Juan, making it easier for expats to communicate. However, learning some basic Tagalog phrases can be beneficial and appreciated by locals. The cost of living in San Juan is relatively low compared to Western countries, but it's higher than in other parts of the Philippines. Accommodation, food, and transportation are generally affordable, but imported goods can be expensive. San Juan has a tropical climate, with a dry season from November to April and a wet season from May to October. It's important to be prepared for high temperatures and humidity, as well as potential typhoons during the rainy season. The city is known for its traffic congestion, especially during rush hours. Public transportation options include jeepneys, tricycles, and taxis, but many expats choose to hire a private driver or use ride-hailing apps. Healthcare in San Juan is of a good standard, with several reputable hospitals and clinics in the city. Expats should ensure they have comprehensive health insurance, as private healthcare can be expensive. San Juan offers a variety of local and international cuisine, with numerous restaurants, cafes, and street food vendors. Filipino food is a blend of Malay, Chinese, Spanish, and American influences, and is often served with rice. The city is also known for its shopping malls, which are not just places to shop but also social hubs with restaurants, cinemas, and entertainment facilities. Safety can be a concern in some parts of San Juan, as in any large city. It's advisable to be aware of your surroundings, avoid displaying valuable items in public, and be cautious when traveling at night. Finally, Filipinos are known for their hospitality and friendliness. Integrating into the local community and participating in local traditions and festivals can greatly enhance your experience living in San Juan," wrote one member in San Juan.

How do I find a place to live in San Juan?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in San Juan involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a small apartment to a larger house, depending on your needs and financial situation. Next, you should research different neighborhoods in San Juan to find one that suits your lifestyle and preferences. Some areas might be closer to work or school, while others might offer more recreational activities or a quieter environment. Once you've narrowed down your options, you can start looking for available properties. There are several online platforms where you can find listings, such as Lamudi, Property24, and OLX Philippines. These websites allow you to filter results based on location, price, size, and other factors. You can also hire a real estate agent to help you in your search. They can provide valuable insights about the local market and assist you in negotiating prices. Make sure to choose an agent who is licensed and has a good reputation. When you find a property you're interested in, arrange a visit to inspect it in person. Check the condition of the property, the amenities, and the surrounding area. If you're renting, ask about the terms of the lease and any additional fees. Finally, once you've found a place you're happy with, you can proceed with the necessary paperwork. This usually involves signing a contract and paying a deposit. If you're buying a property, you'll also need to secure a mortgage and handle the legal aspects of the transfer of ownership. Remember, finding a place to live can take time, so be patient and don't rush the process. It's important to find a place where you'll be comfortable and happy," remarked one expat living in San Juan, Philippines.

What is a typical expat home or apartment like in San Juan?

"A typical expat home or apartment in San Juan is often located in a secure, gated community or a high-rise condominium. These homes are usually spacious, with multiple bedrooms and bathrooms, a fully equipped kitchen, and a living room area. They often come furnished with modern amenities such as air conditioning, high-speed internet, and cable TV. Some may also have a balcony or terrace with views of the city or nearby green spaces. The buildings often provide a range of facilities such as a swimming pool, gym, and sometimes even a function room for events. They are usually located close to shopping centers, restaurants, international schools, and healthcare facilities for convenience. The architecture and interior design can vary, ranging from modern and contemporary to more traditional Filipino styles. Some expats may choose to add personal touches to make the space feel more like home. Despite being in the city, it's not uncommon for these homes to be surrounded by lush greenery, providing a sense of tranquility amidst the urban setting. Security is typically a priority in these homes, with 24/7 security services, CCTV cameras, and sometimes even a private guard. Despite being in a bustling city, these homes often provide a peaceful and comfortable living environment for expats," remarked one expat who made the move to San Juan.

What is the average cost of housing in San Juan?

If you are thinking about moving to San Juan, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in San Juan can vary greatly depending on the type and size of the property. For a standard family home, the cost can be quite high due to the city's popularity and high demand for real estate. Luxury properties and condominiums in prime locations can be particularly expensive. However, more affordable options can be found in less central areas or in the form of smaller apartments or townhouses. It's also worth noting that the cost of living in San Juan is generally higher than in other parts of the Philippines," wrote one member in San Juan.

How do I meet people in San Juan?

When we asked people living in San Juan about club and activities where newcomers can meet others, they responded:

"Expats in San Juan often join various clubs and activities to socialize and meet new people. These include sports clubs such as golf, tennis, and swimming clubs, where they can enjoy their favorite sports while mingling with locals and other expats. There are also cultural clubs that focus on Filipino traditions and customs, providing expats with a deeper understanding of the local culture. Language classes are another popular activity among expats. Learning the local language, Tagalog, not only helps them communicate better but also provides an opportunity to meet other learners. Cooking classes are also popular, where expats can learn to prepare traditional Filipino dishes. Expats also participate in volunteer work or community service, which is a great way to give back to the community and meet like-minded individuals. There are numerous non-profit organizations and charities in San Juan that welcome the help of expats. In addition to these activities, expats often meet people through their work or their children's schools. Networking events and social gatherings are also common, especially those organized by expat communities. These events can range from casual meetups in local bars to more formal dinners and parties. Furthermore, there are several online platforms and social media groups specifically for expats in San Juan, where they can ask for advice, share experiences, and arrange meetups. These online communities are particularly helpful for new arrivals who are still finding their feet. Lastly, simply exploring the city, visiting local markets, and dining in local restaurants can lead to unexpected encounters and friendships. The people of San Juan are known for their hospitality and friendliness, making it easy for expats to feel welcome and make new connections," commented one expat who made the move to San Juan.

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What should I bring when moving to San Juan?

People living in San Juan were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to San Juan, you should pack lightweight and breathable clothing due to the tropical climate. Include a mix of short-sleeved shirts, shorts, and light trousers. Don't forget to pack a good quality raincoat or umbrella, as the country experiences heavy rainfall, especially during the rainy season. Swimwear is essential if you plan on visiting the beautiful beaches. Also, pack a hat, sunglasses, and a high SPF sunscreen to protect yourself from the strong sun. Comfortable walking shoes are a must, as well as flip-flops or sandals for the beach. If you plan on hiking or exploring the countryside, consider packing a pair of sturdy hiking boots. Bring along any prescription medications you may need, along with a basic first aid kit. It's also a good idea to pack insect repellent and any necessary vaccinations for tropical diseases. Pack your personal toiletries, although keep in mind that most items can be purchased locally. Don't forget your important documents such as your passport, driver's license, and any necessary visas or work permits. It's also a good idea to have copies of these documents. Pack your electronics, such as your phone, laptop, and chargers. An international adapter might be necessary as the Philippines uses Type A, B, and C outlets. If you're planning on cooking, you might want to pack some of your favorite spices or food items that may not be available locally. Lastly, pack some items that remind you of home. This could be photos, a favorite book, or a comfort item. This will help make your new place feel a little more like home," commented one expat who made the move to San Juan.

Where should I setup a bank account in San Juan?

We asked expats in San Juan what banks they use and there advice about banking. They advised:

"Before retiring in San Juan, expats should know that the cost of living is generally lower than in many Western countries, but it can vary depending on lifestyle choices. The official language is Filipino, but English is widely spoken and understood, especially in urban areas. The climate is tropical, with a dry season from November to April and a rainy season from May to October. Healthcare in the Philippines is a mix of public and private providers. While the quality of care can be good, especially in private hospitals, it may not be up to the standards expats are used to in their home countries. It's recommended to have comprehensive health insurance that covers medical evacuation. The Philippines has a relatively high crime rate, although most crimes are non-violent. Expats should take precautions to protect themselves and their property. The traffic in San Juan, like many parts of the Philippines, can be heavy and chaotic, and driving can be a challenge. The country has a rich culture and history, and Filipinos are known for their hospitality and friendliness. However, it's important to respect local customs and traditions. The Philippines is a predominantly Catholic country, and religion plays a significant role in daily life. The process of obtaining a retirement visa in the Philippines can be complex and time-consuming. It's advisable to seek legal advice to ensure all requirements are met. Lastly, while the Philippines has a lot to offer, it's also a good idea to spend some time in the country before deciding to retire there, to see if it's a good fit for your lifestyle and expectations," said one expat in San Juan.

Will I be able to find a job in San Juan?

When we asked people about industries and career opportunities in San Juan, they reponded:

"Foreigners in San Juan often work in various sectors such as the tourism industry, where they can be found in roles such as tour guides, hotel managers, or travel agents. Many also work in the education sector as English teachers or tutors. Some foreigners are employed in the business sector, particularly in multinational corporations or start-up companies. Others work in the healthcare sector as doctors, nurses, or medical researchers. There are also foreigners who work in non-governmental organizations, particularly those involved in community development or environmental conservation. Additionally, some foreigners in San Juan are self-employed, running their own businesses such as restaurants, bars, or retail shops," wrote a member in San Juan.

What is life like in San Juan?

When we asked people living in San Juan what life is like and how people spend their time, they said:

"Life for expats and digital nomads in San Juan is generally relaxed and comfortable. The city offers a mix of urban conveniences and natural beauty, with its modern shopping centers, restaurants, and close proximity to beautiful beaches. The cost of living is relatively low compared to Western countries, making it an attractive destination for those who work remotely. The local community is friendly and welcoming, with many locals speaking English, making it easier for expats to communicate and integrate. The city also has a vibrant expat community, providing opportunities for socializing and networking. San Juan is known for its reliable internet connection, which is crucial for digital nomads. There are numerous co-working spaces, cafes, and accommodations that cater to the needs of remote workers. The city also offers a variety of recreational activities. From surfing at the famous La Union beach to exploring local markets and historical sites, there's always something to do during downtime. However, like any other place, it also has its challenges. The tropical climate can be hot and humid, and during the rainy season, typhoons can occur. Traffic can also be heavy at times, and while healthcare is generally good, it may not be up to the standards some Western expats are used to. Despite these, many expats and digital nomads find living in San Juan a rewarding and enjoyable experience, offering a good balance between work and leisure," remarked one expat living in San Juan, Philippines.

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What do expats in San Juan appreciate most about the local culture?

"Expats in San Juan often appreciate the warm and welcoming nature of the local people. They are known for their hospitality and friendliness, making newcomers feel at home. The rich cultural heritage, which is reflected in the local festivals, music, dance, and art, is also highly appreciated. Expats enjoy the local cuisine, which is a blend of various influences and offers a wide range of flavors. They also appreciate the slower pace of life, which allows for a more relaxed lifestyle. The strong sense of community and family values in San Juan is something that expats often find endearing. Lastly, the natural beauty of the area, with its stunning landscapes and beaches, is a major draw for many expats," said one expat who made the move to San Juan.

What do expats find most challenging?

"Expats in San Juan may find the language barrier to be the most challenging aspect of the local culture, as Filipino and English are the official languages, but many locals also speak their own dialects. The concept of "Filipino Time", where events often start later than scheduled, can also be difficult for expats used to strict punctuality. The high level of religiosity, predominantly Catholic, can also be a challenge for those not used to such a deeply ingrained religious culture. The local cuisine, which heavily features meat and rice, may also be a challenge for those with different dietary preferences or restrictions. Lastly, the tropical climate, with its high humidity and frequent typhoons, can be difficult for expats to adjust to," remarked one expat who made the move to San Juan.

Is there a lot of crime in San Juan?

We asked people if there is a lot of crime. They answered:

"Like many urban areas, San Juan in the Philippines does experience crime. The types of crime can range from petty theft and pickpocketing to more serious offenses such as drug trafficking and violent crime. However, the local government and police force are actively working to reduce crime rates and improve safety. It's important to note that crime rates can vary from neighborhood to neighborhood. While some areas may have higher crime rates, others may be relatively safe. Tourists and residents are advised to take standard precautions to protect their personal safety and belongings," commented one expat who made the move to San Juan.

Is there a lot of diversity? Are people in San Juan accepting of differences?

"San Juan is indeed a diverse city, with a mix of different cultures, religions, and ethnicities. It is a melting pot of traditions and customs, reflecting the rich history and multicultural heritage of the Philippines. The people of San Juan are generally accepting and respectful of differences. They are known for their hospitality and warmth towards both locals and foreigners, regardless of their background. This acceptance is deeply rooted in Filipino culture, which values unity, respect, and understanding. However, like any other place, individual experiences may vary," wrote one member in San Juan.

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What are the schools in San Juan like?

"1. The British School Manila: This international school follows the British curriculum and offers education from nursery to year 13. It is known for its high academic standards and a wide range of extracurricular activities. The school is located in Bonifacio Global City, a short drive from San Juan. More information can be found on their website: [https://www.britishschoolmanila.org/](https://www.britishschoolmanila.org/) 2. The German European School Manila: This international school offers a multilingual education with English and German as the main languages of instruction. It follows the German and International Baccalaureate curriculum. The school is located in Paranque, a short drive from San Juan. More information can be found on their website: [https://www.gesm.org/](https://www.gesm.org/) 3. The International School Manila: This is a private, non-profit day school for boys and girls from Preschool to Grade 12. The school offers an international curriculum and is known for its strong emphasis on global citizenship. The school is located in Taguig, a short drive from San Juan. More information can be found on their website: [https://www.ismanila.org/](https://www.ismanila.org/) 4. The Chinese International School Manila: This is a private, non-sectarian, co-educational K-12 international school that offers a Chinese-English bilingual curriculum. The school is located in Bonifacio Global City, a short drive from San Juan. More information can be found on their website: [https://www.cismanila.org/](https://www.cismanila.org/) 5. The Everest Academy Manila: This is a Catholic international school that offers an American curriculum. The school is known for its strong emphasis on character formation and spiritual development. The school is located in Bonifacio Global City, a short drive from San Juan. More information can be found on their website: [https://www.everestmanila.com/](https://www.everestmanila.com/) 6. The Reedley International School: This is a private, co-educational day school that offers an international curriculum. The school is known for its strong emphasis on character development and academic excellence. The school is located in Pasig, a short drive from San Juan. More information can be found on their website: [https://www.reedleyschool.com/](https://www.reedleyschool.com/)," wrote an expat with kids at in San Juan.

"San Juan, offers a vibrant and lively social scene. The city is known for its friendly locals, who are always ready to engage in conversation and share their culture with visitors. There are numerous bars, restaurants, and cafes where people gather to socialize, enjoy local cuisine, and listen to live music. The city also hosts various festivals and events throughout the year, providing opportunities for locals and tourists to mingle and celebrate together. San Juan is also home to several shopping malls and markets, where people can shop, dine, and enjoy entertainment. The city's beautiful beaches and outdoor recreational areas also provide a great setting for social activities. Despite its bustling social scene, San Juan still maintains a laid-back atmosphere, making it a great place to relax and enjoy the company of others," wrote one expat living in San Juan.

What advice to expats in San Juan have about housing?

"Expats in San Juan advise that the city offers a variety of housing options, from high-rise condominiums to traditional houses. They recommend researching and visiting different neighborhoods to find one that suits your lifestyle and preferences. It's also suggested to consider proximity to work, schools, and amenities when choosing a location. Expats often recommend hiring a local real estate agent to help navigate the housing market and negotiate contracts. They also suggest ensuring that the property has a reliable water supply and electricity, as these can sometimes be issues. It's also important to understand the terms of your lease agreement, including the duration and any additional costs such as maintenance fees. Lastly, expats advise being aware of local customs and regulations related to housing, such as the need for a Barangay clearance when moving into a new home," said an expat in San Juan.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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