Home France Forum France Guide France Resources France Real Estate International Jobs



City Guides

CIGNA Expat Health Insurance
Join Sign In
CIGNA Expat Health Insurance France

Health Insurance in France

By Joshua H. Wood

Summary: Do you need private health insurance in France? Will you be covered by the national health care system? This article covers the basics.

France - Health Insurance

Expatriates that move overseas for their company will receive coverage through their company. Before you can get your long-term visa you must provide proof that you have health insurance.

Even expats coming to France on a Schengen visa are still required to provide a letter from their health insurance company that documents at least $40,000.00 worth of coverage.

If you work in France for a period of 70 days and work for a specified number of hours (60 hours last time we checked), then you will be eligible for coverage by the national health care system.

France requires that all workers pay into the national health care system. Children and spouses of the insured are also covered.

Those that have chronic and serious illnesses are covered fully for their benefits, while "healthy" individuals that incur medical expenses are reimbursed for a percentage of the cost. Many people in France elect to purchase private health insurance to make up the difference.

In order to have medical costs for services rendered by a specialist reimbursed, you must first be referred by your general physician, known as a Le médecin traitant (MT).

You can change your doctor at any time (it is enough to declare a new one)

It is possible to choose a specialist doctor to consult directly and regularly and be covered - consult your MT and the specialist about this.

Dentists, ophthalmologists, psychiatrists and gynecologists are reimbursed at 100% and do not require a referral from your MT.

Read Next

Join our France Expat Forum

Visit our France Forum and talk with other expats who can offer you insight and tips about living in France.

Healthcare in Epinal, France

It's a small town, so most doctors don't use English much. If you must communicate in English, it would help to research some of the necessary terminology beforehand (perhaps write your questions in French).

Healthcare in Nimes, France

Learn French! As in any other country, seek a second opinion for serious problems.

Expats in France: 10 Tips For Living in Paris

Expats in Paris live in the fabled City of Lights, but what do you need to know to actually get there and establish yourself? Here are a few basic steps to help get the ball rolling. Includes information about visas, health care, where to live and more!

Expats in France: 5 Movies to Get You Excited About Living in France

Here are 5 movies set in France - most are set in Paris - but one is not. They are modern and classic - enjoy them all and explore where they were filmed - if you're lucky enough to be an expat in France!

AGS Worldwide Movers

Write a Comment about this Article

Sign In to post a comment.

Comments about this Article

Apr 30, 2012 14:38

What about people who want to move to France for retirement? EU nationals versus non EU nationals? What are the options for the either one group? Anybody can provide some reliable information on this subject? Any useful links?

First Published: Oct 01, 2010

Join Today (free)

Join Expat Exchange to meet expats in your area or get advice before your move. It's FREE and takes 1 minute!

France Guide
Other Links
Our Story Our Team Contact Us Submit an Article Advertising Travel Warnings

Copyright 1997-2018 Burlingame Interactive, Inc.

Privacy Policy Legal