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Real Estate in Switzerland | Expat Exchange
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Ascona on Lake Maggiore in Switzerland

Real Estate in Switzerland

By Betsy Burlingame

Last updated on Aug 23, 2023

Summary: An expat looking to buy a home in Switzerland should begin by researching the different regions and cities in the country to determine which area best suits their needs. They should also consider their budget and the type of property they are looking for. Once they have narrowed down their search, they should contact a local real estate agent who can help them find the right property. Homes in Switzerland typically include modern amenities such as central heating, air conditioning, and high-speed internet. Many homes also have balconies or terraces, and some may include a garden or outdoor space. Foreigners are allowed to purchase property in Switzerland, but there are certain restrictions. For example, foreigners are not allowed to purchase agricultural land or land that is designated for public use. Additionally, foreigners must obtain a permit from the local canton in order to purchase a property.

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How do I find a place to live in Switzerland?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"www.immoscout.ch is a good website to find houses/apartments, both for sale and for rent. When you consider to buy a house: - may be a good idea as mortgage interest rates are low - keep in mind that a bank will not give mortgages for more than 80% of the value of the house. You need to finance the rest of the house yourself - check which legal conditions you must oblige when buying property. In particular, try to organise your work/stay permit before you buy, as this will make buying conditions easier and cheaper," remarked one foreigner who made the move to Olten.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What is a typical expat home or apartment like in Switzerland?

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About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

Ascona on Lake Maggiore in Switzerland

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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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