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Cost of Living in St Francis Bay, South Africa | Expat Exchange
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Cost of Living in St Francis Bay, South Africa

By Betsy Burlingame

Last updated on May 05, 2025

Summary: What is the cost of living in St Francis Bay, South Africa? Expats, digital nomads and retirees living in St Francis Bay talk about the general living costs, the cost of housing and health insurance.

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Is the cost of living in St Francis Bay high?

We asked people how much they someone comfortably live on in St Francis Bay, they wrote:

"The cost of living in St Francis Bay is considered moderate. Housing costs are relatively affordable compared to larger cities in South Africa. Rent for a one-bedroom apartment in the city center can be quite reasonable. Utilities such as electricity, heating, cooling, and water are also not overly expensive. Internet is fairly priced, but the speed and reliability can vary. Grocery prices are reasonable, with local markets providing fresh produce at lower costs. Eating out at restaurants can range from inexpensive at local eateries to more costly at high-end establishments. Transportation costs are relatively low, especially if using public transportation. However, owning and maintaining a car can be more expensive due to the cost of petrol and maintenance. Healthcare in St Francis Bay is generally good and less expensive than in many developed countries. However, private healthcare can be costly, and it may be advisable to have health insurance. Overall, the cost of living in St Francis Bay is lower than in major metropolitan areas, but it can vary greatly depending on lifestyle and personal choices," remarked one in St Francis Bay.

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With Cigna Global Health Options, you can create an international health insurance plan that's perfectly tailored for the needs of you and your family. We provide the reassurance of comprehensive core cover, and the flexibility of adding as many extra benefits as you want to ensure you have a plan perfectly suited to your needs.
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Will I save money living in St Francis Bay?

"The cost of living in St Francis Bay is generally lower than in many parts of the United States. This includes expenses such as housing, groceries, and dining out. Healthcare is also typically less expensive. However, the actual amount of money you can save will depend on your lifestyle and spending habits. It's also important to consider other factors such as income potential and quality of life. While the cost of living may be lower, salaries in South Africa are often lower than in the United States. Additionally, while some services and goods are cheaper, others, particularly imported goods, can be more expensive," explained one expat living in St Francis Bay.

What is the average cost of housing in St Francis Bay?

If you are thinking about moving to St Francis Bay, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in St Francis Bay can vary greatly depending on the location and size of the property. However, as of recent data, a typical home in this area can range from moderately priced to quite expensive. For a standard three-bedroom house, the cost can be relatively affordable, while larger, more luxurious properties can cost significantly more. It's also important to note that properties with ocean views or direct beach access tend to be on the higher end of the price spectrum," remarked one in St Francis Bay.

Cigna Global Health

With Cigna Global Health Options, you can create an international health insurance plan that's perfectly tailored for the needs of you and your family. We provide the reassurance of comprehensive core cover, and the flexibility of adding as many extra benefits as you want to ensure you have a plan perfectly suited to your needs.

Learn MoreGet Quote

Cigna Global Health

With Cigna Global Health Options, you can create an international health insurance plan that's perfectly tailored for the needs of you and your family. We provide the reassurance of comprehensive core cover, and the flexibility of adding as many extra benefits as you want to ensure you have a plan perfectly suited to your needs.

Learn MoreGet Quote

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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