What do I need to know before retiring in Puerto Galera?

"Expats considering retirement in Puerto Galera, should be aware of several key factors. Firstly, the cost of living is generally lower than in many Western countries, but it can vary depending on lifestyle choices. The local currency is the Philippine Peso, and it's important to understand the exchange rates and banking options. Healthcare in Puerto Galera is adequate for minor health issues, but serious conditions may require travel to larger cities. It's recommended to have comprehensive health insurance that covers medical evacuation. The climate is tropical, with high temperatures and humidity year-round, and a rainy season from June to October. It's important to consider how well you can adapt to this type of climate. English is widely spoken in Puerto Galera, but learning some basic Tagalog phrases can be beneficial. The local culture is friendly and welcoming, but it's important to respect local customs and traditions. Housing options range from renting an apartment to buying a house. It's advisable to rent first to get a feel for the area and understand the property market. The Philippines has a special retiree visa called the Special Resident Retiree’s Visa (SRRV) which allows unlimited stay and multiple entries, but it requires a deposit in a Philippine bank and has age and income requirements. Lastly, safety can be a concern in certain areas of the Philippines, but Puerto Galera is generally considered safe. However, it's always important to stay vigilant and aware of your surroundings," remarked another expat in Puerto Galera, Philippines.