Where should I setup a bank account in Lucerne?
We asked expats in Lucerne what banks they use and there advice about banking. They advised...
"Lucerne is a beautiful city known for its high quality of life, but it's important for expats to understand a few things before deciding to retire there. Firstly, the cost of living in Switzerland is quite high, including housing, healthcare, and everyday expenses. Switzerland has four official languages: German, French, Italian, and Romansh. In Lucerne, the most commonly spoken language is German, so it would be beneficial to learn some basic German phrases. Switzerland has a mandatory health insurance policy, known as LaMal (L'Assurance Maladie). Every resident in Switzerland is required to have health insurance, and you can choose from several insurance companies. Switzerland is known for its efficient and reliable public transportation system. Lucerne is no exception, with buses, trains, and boats that can take you anywhere you need to go. Switzerland has a high standard of healthcare. However, it's important to note that healthcare in Switzerland is expensive, and you will usually need to pay upfront and then be reimbursed by your insurance company. Swiss people value their privacy and personal space. They are generally reserved and formal, especially in their interactions with people they do not know well. Switzerland has a high level of safety and low crime rate. However, it's still important to take standard precautions to protect yourself and your belongings. Switzerland has a strong economy and stable political environment, which can be a draw for many retirees. However, it's important to understand the Swiss taxation system, which can be complex and varies depending on the canton. Switzerland is known for its outdoor activities, with plenty of opportunities for hiking, skiing, and boating. Lucerne, with its beautiful lake and proximity to the mountains, offers plenty of opportunities for outdoor recreation. Finally, it's important to understand the Swiss immigration process. To retire in Switzerland, you will need to apply for a residence permit, which can be a lengthy and complex process," explained one expat living in Lucerne, Switzerland.
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Where should I setup a bank account in Lucerne?
If you live in Lucerne, newcomers to Lucerne would love to hear your answer to this question.