An Expat Talks about Living in Cotacachi, Ecuador

What is the name of the city or town that you are reporting on?

Cotacachi

If a friend of yours was thinking of moving to this city or town from far away, what other advice would you give them.

Expats considering retirement in Cotacachi should be aware that the cost of living is significantly lower than in many Western countries, with affordable housing, food, and healthcare. The official language is Spanish, so learning the language or hiring a translator may be necessary. The climate is mild and spring-like year-round, which can be a major draw for those looking to escape harsh winters. Cotacachi is a small town, so it may not offer the same level of entertainment or amenities as a larger city. However, it is known for its strong expat community, which can provide a sense of camaraderie and support. The healthcare system in Ecuador is generally good, but it's advisable to have a comprehensive health insurance plan. Ecuador uses the US dollar as its official currency, which can make financial transitions easier for American retirees. The country also has a retiree visa program that offers benefits like tax exemptions, but it requires proving a steady income. Public transportation is widely available and affordable, but it may not be as reliable or comfortable as what expats are used to. Crime rates are relatively low in Cotacachi, but like anywhere, it's important to take standard safety precautions. Finally, while Ecuadorians are generally welcoming and friendly, there can be cultural differences that require adjustment, so it's important to approach the move with an open mind and a willingness to adapt.