Canoa, Ecuador

"Canoa has a great beach, nice little town, good feel about it. We first made up our mind on Ecuador 10 years ago, it’s taken us 9 years to finally get here, if we have 1 regret we should have done it a few years earlier. We built a nice home, we enjoy a lovely beach view. But it’s not for everyone, it’s not like a western country, so keep that in mind. A much slower pace, some little things appear to bother people. For us we love it. Being here through this tough period of time worldwide, we keep saying what a great move we made," explained one expat living in Canoa, Ecuador.

"Before retiring in Canoa, expats should know that the cost of living is significantly lower than in many Western countries, making it an attractive option for retirees. The official language is Spanish, so learning the language or having a basic understanding would be beneficial. The healthcare system in Ecuador is quite good, but it's advisable to have a comprehensive health insurance plan. Canoa is a small beach town, so it's perfect for those who enjoy a slower pace of life. The weather is tropical and warm year-round, but it can get quite hot and humid. The local cuisine is seafood-based due to its coastal location. Expats should also be aware that while crime rates are generally low, petty crime like pickpocketing can occur, so it's important to take basic safety precautions. It's also important to understand the local customs and traditions to integrate into the community. Ecuador uses the US dollar as its currency, which can make financial transitions easier for American retirees. However, banking can be a bit complicated for foreigners, so it's recommended to keep a bank account in your home country. Lastly, obtaining residency in Ecuador can be a lengthy process, so it's advisable to start the process well in advance of your planned move. It's also recommended to hire a local attorney to help navigate the legalities of buying property and establishing residency," said one expat in Canoa.