An Expat Talks about Retiring in Vilcabamba, Ecuador

What is the name of the city or town that you are reporting on?

Vilcabamba

Why did you choose to retire abroad?

The cost of living, perfect climate and healthy organic local food available in the area.

Are you retired abroad all year or part of the year?

All year

Why did you choose the country you retired to?

I looked for a warm climate where air conditioning and heating wasn't needed, pure air, clean water and healthy food choices. I found all of this in Ecuador Andes.

Did you ever live abroad before you retired abroad?

Yes, spend some years in Europe.

How long have you lived abroad since you retired abroad?

Six years

With Offices in BOTH Ecuador and the US, Ecuador Visas with Attorney Sara Chaca is the No. 1 Visa Law Firm for Your Move! Specializing in Ecuador Residency Visas plus converting from Temporary to Permanent Residency, Containers, Real Estate Closings, Wills and Estate Planning, Driver Licenses, Opening Businesses & Citizenship!

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With Offices in BOTH Ecuador and the US, Ecuador Visas with Attorney Sara Chaca is the No. 1 Visa Law Firm for Your Move! Specializing in Ecuador Residency Visas plus converting from Temporary to Permanent Residency, Containers, Real Estate Closings, Wills and Estate Planning, Driver Licenses, Opening Businesses & Citizenship!

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How many countries (other than your home country) have you lived in as a retiree?

none

What have been the most challenging aspects of being retired abroad?

Missing family and friends.

What have been the most rewarding aspects of being retired abroad?

Healthier and better quality of life. Lower cost of living.

What would you do differently if you were just starting the retire abroad process?

Nothing.

What is life like for a retiree in your city and its surroundings? (Is there an active expat community? Cultural Attractions? Recreation? Nightlife?)

I am in a small town in the Andes. There is a pretty big expat community. People have number of activities to explore, from hiking, horse back riding, yoga classes, games with other expats to involvement to help local kids learn English, create community gardens and produce organic food. In nearby Loja there are theaters, concerts, museums, arts to explore.

What residency documents or visas did you need to obtain to retire in your host country? How difficult was this process? (Please describe)

Ecuador has a Pensioner's Visa which is easy to obtain with Social Security statement (min. $800 a month income), FBI and police reports. The process is not difficult and there are many attorneys and facilitators who can help. But it can be done personally too.

Did you buy a home or apartment, or rent one? Is this a difficult process? (Please describe)

Lots of rental and for sale properties everywhere. I rent an apartment. In smaller towns like mine people don't even sign any rental agreements and it is convenient to rent from month to month.

Financially, has living abroad in your host country met your expectations? Exceeded them?

Yes, I live on much less than I would have to spend in the US. Living expenses are much lower. I can safe some money for future travels.

What are the most important financial considerations for retiring to your host country?

Cost of living and healthcare expenses.

How much can a retiree live on comfortably in your host country?

One person can live on around $1000 a month, a couple on $1500 but it also depends on the area and personal needs.

Do you have access to quality medical care? (Please describe - is it close? Expensive?)

There is a notional healthcare system called IESS where anyone can apply, pay around $80 a month and have healthcare. Also, many private insurance plans are available with access to quality private hospitals. The costs of medical services are much lower than in the US. An average simple surgery like hernia, appendectomy or varicose veins for example cost around $1500. Office visit with a specialist: $30 to $40.

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With Offices in BOTH Ecuador and the US, Ecuador Visas with Attorney Sara Chaca is the No. 1 Visa Law Firm for Your Move! Specializing in Ecuador Residency Visas plus converting from Temporary to Permanent Residency, Containers, Real Estate Closings, Wills and Estate Planning, Driver Licenses, Opening Businesses & Citizenship!

Click connect to have our partner contact you via e-mail and/or phone.

Ecuador Visas - Law office of Attorney Sara Chaca

With Offices in BOTH Ecuador and the US, Ecuador Visas with Attorney Sara Chaca is the No. 1 Visa Law Firm for Your Move! Specializing in Ecuador Residency Visas plus converting from Temporary to Permanent Residency, Containers, Real Estate Closings, Wills and Estate Planning, Driver Licenses, Opening Businesses & Citizenship!
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Is there a lot of crime where you live? (Please describe)

The main crime in Ecuador is theft so whenever you are you have to be aware of that. Occasional home robberies happen in any area of the country.

Describe available transportation where you live. Do you need a car? Is there access to safe public transportation?

No need for a car unless you live in the country and want to have a car. Taxis are available everywhere and local buses too. And they are very affordable.

Is there high-speed internet access where you live?

Yes, fiber optic is even available in some villages and moving to more remote areas.

Do you have any other thoughts you would like to share about retiring abroad?

Before retiring it is advisable to visit the country first and spend 1-2 months checking some areas before choosing the right place.