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Expat Exchange - Cost of Living in St Andrews 2024
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St Andrews, Scotland


Cost of Living in St Andrews

By Betsy Burlingame

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Summary: Understanding the the cost of living in St Andrews helps a newcomer what to expect when it comes to apartment or house hunting, grocery shopping, transportation, dining out, utilities and more.

Apartment Rentals The average cost of renting a one-bedroom apartment in St Andrews is around £650 per month. Two-bedroom apartments cost around £800 per month. Prices can vary depending on the location and amenities.
Apartment Purchases The average cost of purchasing a one-bedroom apartment in St Andrews is around £150,000. Two-bedroom apartments cost around £200,000. Prices can vary depending on the location and amenities.
Transportation The cost of public transportation in St Andrews is relatively low. A single bus ticket costs £1.50 and a day pass costs £3.50. Taxis are also available and the cost of a taxi ride within the city is around £5.
Groceries The cost of groceries in St Andrews is relatively low. A loaf of bread costs around £1.50, a liter of milk costs around £1.00, and a dozen eggs costs around £2.00.
Restaurants The cost of eating out in St Andrews is relatively low. A meal at a fast food restaurant costs around £5, while a meal at a mid-range restaurant costs around £15.
Utilities The cost of utilities in St Andrews is relatively low. The average cost of electricity is around £50 per month, while the average cost of water is around £20 per month.
Private School Tuition The cost of private school tuition in St Andrews varies depending on the school. The average cost of preschool tuition is around £2,000 per year, while the average cost of elementary school tuition is around £4,000 per year. The average cost of middle school tuition is around £6,000 per year, and the average cost of high school tuition is around £8,000 per year.

Monthly Budget for Retirees in St Andrews

"The cost of living in St Andrews, can be considered relatively high compared to other parts of Scotland, mainly due to its popularity as a tourist destination and the presence of the renowned University of St Andrews. Housing tends to be the most significant expense, with rental prices being quite high, especially for properties close to the university or in the town center. The cost of groceries and dining out in St Andrews is also slightly higher than the national average. However, there are budget-friendly options available, such as local markets and cheaper eateries. Transportation costs are relatively low, especially if you choose to walk or cycle, which is common in this small town. If you prefer to use public transportation, the town is served by regular bus services, and taxis are also readily available. Utility costs, including electricity, heating, cooling, and garbage, are an additional monthly expense that can vary depending on the size of the property and the number of inhabitants. Entertainment and leisure activities can also add to the cost of living, with prices for things like cinema tickets, gym memberships, and rounds of golf on the town's famous courses being higher than in less touristy areas. In terms of healthcare, residents in Scotland have access to the National Health Service (NHS), which provides most healthcare services free of charge. However, private health insurance can also be an additional cost if preferred. Overall, while the cost of living in St Andrews can be high, it is often considered worth it for the high quality of life, beautiful surroundings, and vibrant community that the town offers," said one expat living in St Andrews.

Can I live in St Andrews on $1,500 a month?

"I've been living in St Andrews for a while now, and I can tell you that it's possible to live on $1,500 a month, but you'll have to make some sacrifices. First, you'll need to find a place to live that's affordable. The town center and areas near the university can be quite expensive, so I'd recommend looking for a flat in the outskirts of town or in nearby villages like Guardbridge or Strathkinness. You can find a one-bedroom flat for around £500-£600 per month, which is roughly $700-$800. Next, you'll need to budget for utilities, groceries, and transportation. Utilities can cost around $100-$150 per month, depending on your usage. Groceries can be quite expensive in St Andrews, especially if you're used to shopping at big supermarkets. I'd recommend shopping at Aldi or Lidl, which are more affordable options. You can expect to spend around $300-$400 per month on groceries if you cook most of your meals at home. As for transportation, St Andrews is a small town, so you can walk or bike to most places. However, if you need to travel to nearby cities like Dundee or Edinburgh, you'll need to budget for bus or train fares. A monthly bus pass costs around $60, and train fares can vary depending on your destination and how often you travel. In terms of entertainment and socializing, you'll need to be mindful of your spending. Going out for meals and drinks can add up quickly, so try to limit eating out and look for happy hour deals or student discounts if you're a student. There are also plenty of free or low-cost activities in St Andrews, like visiting the beach, exploring the historic ruins, or joining local clubs and societies. Overall, living on $1,500 a month in St Andrews is doable, but you'll need to be disciplined with your spending and make some sacrifices. By living in a more affordable area, shopping at budget supermarkets, and limiting your entertainment expenses, you can make it work," commented an expat living in St Andrews.

Can I live in St Andrews on $3,500 a month?

"I've been living in St Andrews for a while now, and I can tell you that it's definitely possible to live comfortably on $3,000 a month, but you'll have to make some sacrifices. The cost of living in St Andrews can be quite high, especially when it comes to housing. Some of the more expensive neighborhoods, like the city center or near the university, might be out of your budget. However, there are more affordable options in areas like Strathkinness, Guardbridge, or Leuchars. These neighborhoods are a bit further from the city center, but they offer more affordable housing options and are still within a reasonable distance to St Andrews.One sacrifice you might have to make is living in a smaller space than you're used to. Flats in St Andrews can be quite small, especially in the more affordable price range. You might also have to compromise on some modern amenities, like having a dishwasher or a washer and dryer in your flat. However, there are laundromats available in town if your flat doesn't have laundry facilities.Another thing to consider is transportation. If you're used to having a car, you might find that parking in St Andrews can be quite expensive and limited. Many people in the town rely on walking, cycling, or using public transportation to get around. The good news is that St Andrews is a relatively small town, so it's easy to get around without a car.When it comes to groceries and dining out, you'll find that prices can vary. There are some more expensive restaurants and shops in town, but there are also plenty of affordable options if you're willing to look for them. Shopping at local markets and cooking at home can help you save money on food expenses.Overall, living in St Andrews on $3,000 a month is doable, but you'll have to be mindful of your spending and be willing to make some sacrifices. By choosing a more affordable neighborhood, being flexible with your living space, and being conscious of your transportation and food expenses, you can make it work and enjoy your time in this beautiful Scottish town," said one expat living in St Andrews.

Can I live in St Andrews on $5,000 a month?

"I've been living in St Andrews for a while now, and I can tell you that it's definitely possible to live comfortably on $5,000 a month, even if you're used to modern amenities. However, there might be some sacrifices you'll have to make to ensure you stay within your budget. For example, you might need to choose a smaller apartment or house than you're used to, or you might need to cut back on eating out at fancy restaurants.In terms of affordable neighborhoods, I'd recommend looking at properties in the areas around the town center, such as Hepburn Gardens, Canongate, or Abbey Walk. These areas are generally more affordable, but still offer easy access to the town's amenities and attractions. On the other hand, you might want to avoid the more expensive neighborhoods like The Scores or North Street, as these areas tend to have higher rental prices due to their proximity to the university and golf courses.Another thing to consider is transportation. St Andrews is a small town, so you might not need a car, which could save you a significant amount of money on car payments, insurance, and fuel. Instead, you could rely on walking, cycling, or using public transportation to get around.In terms of entertainment and leisure activities, there are plenty of affordable options in St Andrews. You can enjoy the beautiful beaches, parks, and walking trails without spending a penny. There are also several museums and galleries that offer free admission, such as the St Andrews Museum and the Bell Pettigrew Museum. If you're a golfer, you might need to budget a bit more for green fees, but there are several courses in the area that offer reasonable rates.Overall, I think you'll find that living in St Andrews on $5,000 a month is definitely doable, as long as you're willing to make a few adjustments to your lifestyle and prioritize your spending," commented an expat living in St Andrews.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.


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