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Living in Canada: Cost of Living, Healthcare and What to Know About Living in Canada | Expat Exchange
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Living in Canada

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By Betsy Burlingame

Last updated on Jan 07, 2024

Summary: The approximate population of Canada is 37.59 million people. The largest cities in Canada are Toronto, Montreal, Vancouver, Calgary, and Edmonton. Expats love living in Canada for its diverse culture, friendly people, and beautiful landscapes. People describe life in Canada as peaceful, safe, and welcoming. Popular foods in Canada include poutine (fries with cheese curds and gravy), maple syrup, Nanaimo bars, and butter tarts. The cons of living in Canada include the cold weather, high taxes, and the cost of living. The average cost of living for an expat is around $2,500 USD per month. This includes rent, food, transportation, and other expenses.

What do I need to know about living in Canada?

When we asked people what advice they would give someone preparing to move to Canada, they said:

"Plan ahead and make sure you find a place to live BEFORE coming here, there is a major housing shortage in Ottawa as of Aug 23rd 2002..," remarked one expat living in Ottawa, Canada.

"It is important for expats to research their options carefully before retiring in Canada. Those who plan to emigrate should make sure they meet the qualifications for Canadian permanent residency and verify that their desired income source is recognized in Canada. Additionally, they should familiarize themselves with the Canadian healthcare system, as well as applicable tax regulations and responsibilities. Additionally, retirees should know the various ways to stay connected to family, friends, and colleagues abroad. Lastly, they should explore the vibrant cultural offerings and travel opportunities available in Canada," wrote one member in Canada.

"Try to get a job prospect first, rental properties are scarce and pricey compared to rest of Ontario. They want a resume for the most menial jobs. They are pretty strict about a lot of stuff. Good bus system, don't need car," remarked one expat who made the move to Kingston.

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How do I meet people in Canada?

When we asked people living in Canada about club and activities where newcomers can meet others, they responded:

"There are lots of social activities in and around where I live. For example, University of Toronto offers all kinds of courses, lectures, classes, etc., which anyone can take," remarked one expat living in Toronto, Canada.

"Most things happen in, on or around Okanagan Lake which divides Kelowna and West Kelowna. There are two waterfronts with walkways. Music in the park on Friday evenings during summer. Festivals, street parades, wine tasting, cherry picking, beaches, parks, bears, hiking, mountain biking," wrote one member in Kelowna.

"Expats living in Canada often join clubs or activities that are of personal interest to them, such as a language group, sports leagues, or a book club. Other ways to meet people in Canada include attending festivals or cultural events, visiting community centers and libraries, or taking part in volunteer activities. Additionally, joining an expat network or organization can provide connections to the local community, access to helpful resources, and support from like-minded individuals," remarked one expat who made the move to Canada.

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What is life like in Canada?

When we asked people living in Canada what life is like and how people spend their time, they said:

"To different extent, life in Toronto evolves around work, family, socializing, sports, and just life in general," explained one expat living in Toronto, Canada.

"Living in Canada as an expat or digital nomad offers many advantages. Due to its high standard of living and welcoming society, it is a great place to live. There are plenty of major cities to choose from, each offering a unique cultural experience and vibrant nightlife. Canadian cities are well connected, with public transportation, bike paths, and ride-sharing services making it easy to get around. The country also offers many outdoor activities such as skiing, hiking, and surfing, plus national parks, forests, and lakes. The cost of living in Canada is slightly higher than other western countries, so expats and digital nomads often need to budget carefully. The local healthcare is world-class and expats from all over the world can easily find English-speaking doctors and services. Canada also has a culture of multiculturalism, allowing expats and digital nomads to explore and take advantage of the diversity and friendly locals," said one expat in Canada.

"There are many young families and lots of activity on the water in summer and in the snow during winter. Lifestyle - paradise in summer," said one expat who made the move to Kelowna.

"Career based and military, University town, medical center, lots of sports, especially water, boating and cycling Very musical town -lots of muscians/venues," explained one expat living in Kingston, Canada.

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Is there a lot of crime in Canada?

We asked people if there is a lot of crime. They answered:

"Canada generally has low rates of crime compared to other industrialized nations. While crime does occur in Canada, overall the country has a relatively safe and secure environment. Theft, burglary, and assault are among the most commonly reported crimes, and police forces in Canada take such issues seriously, deploying resources to help ensure the safety of their citizens," wrote a member in Canada.

Is there a lot of diversity? Are people in Canada accepting of differences?

"Toronto is very very multicultural. We are also accepting. We have one of the largest Gay Pride Days and Caribana outside of the Carribeans," explained one expat living in Toronto, Canada.

"pretty diverse-- big English influence, also French, Chinese and East Indian and some Caribean/African," said one expat in Kingston.

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What are the schools in Canada like?

"Well tutored and less gruelling schedules; confortable ambience, excellent teacher-pupil interactions," commented one expat when asked about Fernhill School in Burlington.

"The Fraser Academy in Vancouver is a top international school in Canada offering preschool to high school. It aims to provide personalized learning to make sure that every student reaches their full potential, offering a variety of individualized pathways to learning. It additionally offers world-class curriculum and languages of instruction, including French, Spanish, Mandarin and more. The Lycée Louis Pasteur International School in Calgary is a bilingual school that focuses on a personalized learning environment, combining elements of the traditional French and North American systems of education. Its program brings together a challenging curriculum and group activities, with a range of cultural, athletic and artistic opportunities. As well as French, the school offers a selection of other languages including English, Spanish, Italian, Nahuatl and Korean. The Newton Centre of Learning in Toronto is another top international school in Canada. It holds a focus on experiential learning that incorporates inquiry-based, project-based and problem-based approaches to education. The school offers several facilities to support this, including an audio-visual studio and a robotics lab. It also offers an immersive learning experience with the availability of languages such as Chinese, French, Spanish, German and more," explained one expat in Canada with kids at .

Is the cost of living in Canada high?

We asked people how much they someone comfortably live on in Canada, they wrote:

"The cost of living in Canada can vary greatly depending on which region and city you choose to live in. Generally speaking, larger metropolitan areas have a higher cost of living than those in rural areas. However, Canada has a generally high standard of living, with quality housing, education, health care, and other services that are relatively affordable. For example, groceries, especially fresh produce, are generally reasonably priced, as are basic utilities such as electricity and natural gas. Public transportation is also relatively inexpensive in many large cities, making it a great choice for cost-saving," wrote a member in Canada.

"Here are a few comparisons from numbeo - the cost of living in Montreal vs. New York City and the cost of living in Montreal vs. London and the cost of living in Montreal vs. Sydney, Australia," remarked one expat living in Montreal.

"Canada is considered to be a nation with a relatively high cost of living. The cost of living in larger cities, such as Toronto, Vancouver, and Montreal, is usually higher than the rest of the country. A nice 1 bedroom apartment in one of these cities can cost, on average, around $1,500 US dollars, while a nice 2 bedroom apartment can cost an average of approximately $2,000 US dollars. Eating dinner at a moderately priced restaurant in Canada can cost anywhere from around $15 to $30 US dollars, depending on what is ordered," said one expat living in Canada.

What type of recreational facilities are in Canada?

When we asked people living in Canada about recreational activities, they mentioned:

" Paddle boarding, kayaking, fishing, boating and other water activities are popular on the St. Lawrence River and many local lakes. Baie de Beauport is a beach is nearby Beauport that has summer day camps, food trucks, yoga and more. There are several golf courses located within a half hour of Quebec City. Tennis players can play at Tennis Montcalm (tennis & squash), Tennis Victoria and several other tennis clubs. Quebec Yacht Club is located at 1225 Boulevard Champlain and offers a few membership options, summer camps, a pool and a restaurant. There are a number of public pools in Quebec City. Indoor pools include Piscine Lucien Borne, Ferland Community Center, Piscine Wilfrid-Hamel. Outdoor pools include Piscine Notre-Dame-de-la-Garde, Piscine du parc du Musee and Marina Saint-Roch. Locals embrace winter. Carnaval de Quebec (aka Winter Carnival) is a long-running carnival that starts in late January or early February and lasts about 10 days. Au 1884 is a toboggan slide situated on the Dufferin Terrace next to the Chateau Frontenac that is open all winter. There are skating rinks at Place d'Youville, Plains of Abraham and a number of other locations. Ice hockey, figure skating, downhill and cross-country skiing, snowboarding, sledding, ice fishing and snow shoeing are all very popular in the Quebec City area. ," commented one expat who moved to Quebec City.

"In Canada, residents enjoy a variety of recreational facilities, such as parks, beaches, trails, and sports fields. Parks often feature playgrounds, picnic areas, and outdoor fitness equipment. Beaches provide a great place to swim, sunbathe, and take part in water sports. Trails are popular for walking, running, and biking, and many offer stunning views of the surrounding landscape. Sports fields are available for a variety of activities, such as soccer, baseball, and tennis. In addition, many cities and towns have public pools, skating rinks, and community centres that offer a variety of recreational activities," said one expat.

What is the weather like in Canada?

"The weather in Canada varies greatly depending on the region. In the east, temperatures can range from mild to cold, with snowfall in the winter months. In the west, temperatures can range from mild to hot, with rain and snowfall in the winter months. In the north, temperatures can be extremely cold, with snowfall throughout the year. In the south, temperatures can range from mild to hot, with rain and snowfall in the winter months," wrote one expat living in Canada.

"The summers can be warmer than you would think, fall and spring are great though too short, and the winters are exactly what you would expect in the Great White North. COLD," commented one expat who moved to Montreal.

Are there good restaurants in Canada?

" Oh the food! The restaurants in Montreal, with their French influence will just about knock your socks off. There are plenty of Italian, Asian and all kinds of other ethnic restaurants that just about make life worth living! You'll need to definitely visit Old Montreal. Is it a bit touristy? Sure, but the restaurants and charm will easily win you over. Our favorite restaurant in Montreal is Modavie in Old Montreal. In addition to a great atmosphere with live music, we have received excellent service and the food is fabulous. Try any of the salads, the Braised Lamb Poutine, and the Steak Frites. ," remarked one expat living in Montreal.

"One of Canada's most beloved restaurants is Tojo's in Vancouver, BC. Founded by renowned chef Hidekazu Tojo, Tojo's is renowned for its inventive Japanese cuisine, which features dishes like the signature aburi sushi and the famous Tojo roll. The restaurant has been featured in numerous publications and has been awarded numerous awards, including the prestigious Vancouver Magazine Restaurant Award. Another popular restaurant in Canada is The Keg Steakhouse & Bar. With locations across the country, The Keg is known for its classic steakhouse fare, including prime rib, filet mignon, and lobster tails. The Keg also offers a wide selection of wines and cocktails, making it a great spot for a romantic dinner or a night out with friends. Finally, Montreal's Joe Beef is a must-visit for any foodie. The restaurant is known for its creative takes on classic French-Canadian dishes, such as the famous lobster spaghetti and the decadent foie gras poutine. Joe Beef also offers an extensive wine list and a lively atmosphere, making it a great spot for a night out," said one expat living in Canada.

Where will I buy groceries and do other shopping in Canada?

"People living in Canada typically buy groceries from supermarkets, grocery stores, and farmers' markets. Other shopping can be done at department stores, malls, and specialty stores. Online shopping is also becoming increasingly popular in Canada," remarked one expat living in Canada.

" We visit Marches Public Market, specifically the Jean-Talon Market. It has so many fresh and freshly-prepared options. You can eat there and then bring home all kinds of wonderful culinary delights. We had delicious crepes that happened to be gluten free, some fresh sausage. Just shopping at this market may make you feel like you're living a vibrant, fulfilling, and healthful lifestyle. We also visited a Boulangerie Le Marquis sans gluten. Excellent. The GF Croissants were amazing. ," said one expat living in Montreal.

What are the visa & residency requirements in Canada?

" You can find extensive information about immigrating to Canada on their official website. There is a program where you may be able to apply as a Quebec Skilled Worker. ," mentioned an expat living in Montreal.

"In order to be eligible to apply for a visa in Canada, applicants must meet certain requirements, including: having valid identity documents, providing proof of financial support, and satisfying medical and security checks. The process of applying for a visa also includes completing an online application, submitting supporting documents, and submitting biometrics for identity verification. The process for applying for residency in Canada involves completing an online application and submitting supportive documents, such as a police certificate, proof of financial support, and evidence of a valid identity. Additionally, applicants must pass medical and criminal background checks and make a language test to prove they can speak one of Canada's official languages," said an expat in Canada.

Are healthcare and health insurance expensive in Canada?

"Healthcare and health insurance in Canada can be expensive, depending on the type of coverage and services needed. Generally, Canadians pay for their healthcare through taxes, which are used to fund public health insurance plans. Private health insurance plans are also available, but they tend to be more expensive and may not cover all of the services that are available through public plans. Additionally, some services may not be covered by either public or private plans, and these services may need to be paid for out-of-pocket," said one expat.

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Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

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Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

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About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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