Port Harbor Marina, Quebec City

Cost of Living in Canada

By Betsy Burlingame

Last updated on Aug 17, 2025

Summary:

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Is the cost of living in Canada high?

We asked people how much they someone comfortably live on in Canada, they wrote:

"The cost of living in Canada can vary greatly depending on which region and city you choose to live in. Generally speaking, larger metropolitan areas have a higher cost of living than those in rural areas. However, Canada has a generally high standard of living, with quality housing, education, health care, and other services that are relatively affordable. For example, groceries, especially fresh produce, are generally reasonably priced, as are basic utilities such as electricity and natural gas. Public transportation is also relatively inexpensive in many large cities, making it a great choice for cost-saving," said one person in Canada.

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It's impossible to confuse citizenM with any other hotel. We don't look or sound like anyone else. Bold, vibrant, and artistic - that's us. Our rooms cater to modern travelers - enormous ultra-comfortable beds, unlimited free Wi-Fi and 24/7 food and drinks always waiting at canteenM. And best of all, our ambassadors are every guest's best friend.

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It's impossible to confuse citizenM with any other hotel. We don't look or sound like anyone else. Bold, vibrant, and artistic - that's us. Our rooms cater to modern travelers - enormous ultra-comfortable beds, unlimited free Wi-Fi and 24/7 food and drinks always waiting at canteenM. And best of all, our ambassadors are every guest's best friend.
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Will I save money living in Canada?

"Living in Canada can be more cost-effective compared to living in the United States in many ways. Canada has more affordable and publicly funded health care options, and its homeownership market is generally more affordable than in the US. Canadians also typically have access to more generous government programs, such as subsidized childcare, as well as public transportation, which can help save money on transportation costs. Additionally, the cost of living in Canada is generally lower than in the US, including groceries, utilities, and clothing, which can all contribute to reduced costs for everyday expenses," wrote a person living in Canada.

What is the average cost of housing in Canada?

If you are thinking about moving to Canada, cost of living in probably a key consideration. Expats commented about the cost of housing:

"I live in the Comox Valley on Vancouver Island. The area includes the towns of Comox, Courtenay and Cumberland, and the rural areas in between. Since Covid began, many newcomers are here and prices have gone through the roof! The average condo is $400,000, average townhouse is $600,000, and single family homes are higher. But prices are starting to fall as interest rates rise, and houses are not selling as fast. I recommend waiting a year to buy. That gives you time to explore the different areas, as each one has its own unique character," remarked one in Canada.

"What we got for our money made it worth every cent. We were paying $750.00 per month and had our own beach. Averages in the area vary depending on the type of homes. House prices range from around $150,00 to around $3 million," explained one expat.

"Lower. A 3 bedroom 1,500 square foot home sells for $200,000 plus. Condo apts and townhouses are less," said one person in Calgary.

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CitizenM

It's impossible to confuse citizenM with any other hotel. We don't look or sound like anyone else. Bold, vibrant, and artistic - that's us. Our rooms cater to modern travelers - enormous ultra-comfortable beds, unlimited free Wi-Fi and 24/7 food and drinks always waiting at canteenM. And best of all, our ambassadors are every guest's best friend.

Learn More

CitizenM

It's impossible to confuse citizenM with any other hotel. We don't look or sound like anyone else. Bold, vibrant, and artistic - that's us. Our rooms cater to modern travelers - enormous ultra-comfortable beds, unlimited free Wi-Fi and 24/7 food and drinks always waiting at canteenM. And best of all, our ambassadors are every guest's best friend.

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What are typical rental prices for expats in Canada?

"The average rental price for a nice one bedroom apartment in Canada is typically anywhere from $850 to $1300 USD per month. For a nice two bedroom apartment the average rental price can range between $1100 to $1800 USD per month," said an expat in Canada.

What appliances are typically included in a rental?

We asked foreigners in Canada what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included:

"Many rental properties in Canada come with basic appliances such as fridge, oven, stove and dishwasher. Often, landlords may also provide an air conditioning unit, washer and dryer, and a microwave. In some cases, renters may also have access to additional amenities such as a pool, patio, or balcony. Landlords may also include furniture such as a dining room table and chairs, sofa, bed, and entertainment unit," wrote an expat living in Canada.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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Experience affordable luxury at CitizenM hotels, with stylish stays at locations like New York, London and Paris. Smart tech and prime locations make your stay unforgettable.
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Experience affordable luxury at CitizenM hotels, with stylish stays at locations like New York, London and Paris. Smart tech and prime locations make your stay unforgettable.
Learn More

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