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Plaza de la Independencia in Loja, Ecuador

Living in Ecuador

By Joshua Wood, LPC

Last updated on Apr 03, 2024

Summary: People describe life in Ecuador as relaxed, laid-back, and full of natural beauty. Expats love the low cost of living, the friendly people, the diverse culture, and the stunning landscapes. The average cost of living for an expat is around $1,000 to $1,500 per month, depending on lifestyle and location. The population of Ecuador is approximately 17.4 million people, and the largest cities are Quito (2.7 million), Guayaquil (2.4 million), and Cuenca (0.5 million). The cons of living in Ecuador include the lack of infrastructure in some areas, the high levels of poverty, and the high levels of crime in some areas. Additionally, the healthcare system is not as advanced as in other countries, and the public transportation system is not as reliable.

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What do I need to know about living in Ecuador?

When we asked people what advice they would give someone preparing to move to Ecuador, they said:

"There is an expat community in Vilcabamba. Its membership varies in variety and number. People arrive people depart. Some are in the town, visible every day, some come in only on market Sunday, some might go months without setting foot in the town. Come for a visit. Stay more than a couple of days to get the feel of the town. Have a taxi give you the tour. You'll have a better idea of the place and options for living there. Look at San Pedro and Malacatos as well, two towns near Vilcabamba. These are worthwhile places to look at," explained one expat living in Vilcabamba, Ecuador.

"Canoa has a great beach, nice little town, good feel about it. We first made up our mind on Ecuador 10 years ago, it’s taken us 9 years to finally get here, if we have 1 regret we should have done it a few years earlier. We built a nice home, we enjoy a lovely beach view. But it’s not for everyone, it’s not like a western country, so keep that in mind. A much slower pace, some little things appear to bother people. For us we love it. Being here through this tough period of time worldwide, we keep saying what a great move we made," said one expat in Canoa.

"I started in Vilcabamba yet very quickly moved over the hill to a beautiful little town called Malacatos. It's much cheaper, safer and very peaceful and tranquil here. I drive 35 minutes twice a month to Loja for a big shop and if I need anything specifically Americanized then I can drive 17 minutes to Vilcabamba. I've never loved the cities and really enjoy mountain living so am very grateful that I chose to move here. I spent the past few years struggling to survive in the US in an expensive, tiny apartment and here in Malacatos I live in a big, beautiful home with land. I feel like a millionaire here," said one expat who made the move to Malacatos.

"Retiring in Ecuador can be an attractive option for expats as the cost of living is low and the natural beauty of the country is unparalleled. However, before making a decision to retire in Ecuador it is important to be mindful of a few things. Expats should research the local culture and customs to ensure they adjust to their new home in the best way possible. It is also important to research taxation, the pension system, and health care in the country to determine if their retirement plan is feasible. Additionally, it is beneficial to learn some basic Spanish as many people in Ecuador only speak the language. Ultimately, expats should consider how comfortable they will be in a new environment, and whether Ecuador is the right fit for them," explained one expat living in Ecuador.

"We live in Valle de los Chillos just outside of Quito and did not have any security problems during the nearly 3 week paro (strike) like there were in Quito. Food was in shorter supply and a bit more expensive but available. Propane tanks for cooking and heating water also a bit more expensive but available. Gas stations had gasoline. Pretty quiet. Since Quito is capitol, any demonstrations will likely be there along with the associated disruptions. Outside in the valleys, peace and tranquility," mentioned one in Ecuador.

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About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Plaza de la Independencia in Loja, Ecuador

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