Retire in Cotswolds, England
Last updated on May 13, 2025
Summary: What is it like to retire in Cotswolds, UK? Retirees share their experiences living in Cotswolds.
What is it like to retire in Cotswolds?
"Life for a retiree in Cotswolds, and its surroundings can be quite idyllic and peaceful, as the region is known for its picturesque landscapes, charming villages, and friendly locals. There is a relatively active expat community in the area, with many retirees from different countries choosing to settle in the Cotswolds for its natural beauty and relaxed pace of life. Cultural attractions in the Cotswolds include a variety of historical sites, such as ancient churches, stately homes, and well-preserved Roman ruins. The region is also home to several museums and art galleries, showcasing local history and artwork. Additionally, the Cotswolds hosts numerous festivals and events throughout the year, celebrating everything from literature and music to food and drink. Recreational opportunities abound in the Cotswolds, with plenty of walking and cycling trails to explore the stunning countryside. There are also numerous golf courses, fishing spots, and horse riding facilities for those who enjoy outdoor activities. For retirees who prefer more leisurely pursuits, the region offers a range of beautiful gardens and parks to visit, as well as opportunities for shopping in charming market towns and villages. Nightlife in the Cotswolds is generally more low-key, with a focus on traditional pubs and cozy restaurants serving local cuisine. However, larger towns such as Cheltenham and Cirencester offer a wider variety of bars, clubs, and live music venues for those seeking a more lively evening out. Overall, the Cotswolds provides a tranquil and culturally rich environment for retirees, with a welcoming community and plenty of activities to enjoy," said one retiree in Cotswolds.

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What advice do overseas retirees have for others considering retiring abroad?
"Retirees in Cotswolds, advise others considering retiring abroad to research the cost of living in their desired destination, as it can vary greatly from one country to another. They also recommend learning about the local healthcare system and ensuring that it meets their needs, as well as understanding the tax implications of retiring abroad. It's important to visit the destination multiple times before making a decision, to get a feel for the local culture and lifestyle. Retirees should also consider the ease of travel to and from their home country, as they may want to visit family and friends regularly. Finally, they suggest joining local expat communities and social groups to help with the transition and to make new friends in their new home," commented one retiree living in Cotswolds, England.
What are the most challenging aspects of retiring in Cotswolds?
"One of the most challenging aspects of retiring in Cotswolds, is the high cost of living, as the area is known for its picturesque villages and historic homes, which can be expensive to purchase or rent. Additionally, the limited availability of suitable retirement properties may make it difficult to find the perfect home. Another challenge is the lack of public transportation in some areas, making it necessary for retirees to have a car or rely on taxis and community transport services. This can be both costly and inconvenient, especially for those with limited mobility. Access to healthcare services may also be a concern, as some rural areas in the Cotswolds have limited medical facilities, requiring retirees to travel to larger towns or cities for specialist care or hospital visits. The Cotswolds can also be quite touristy, particularly during peak seasons, which may lead to overcrowded streets, shops, and restaurants. This can be frustrating for retirees who are looking for a peaceful and quiet retirement. Finally, while the Cotswolds offers a strong sense of community and a slower pace of life, some retirees may find it difficult to adjust to the more relaxed lifestyle and may miss the amenities and social opportunities available in larger cities," said one retiree in Cotswolds.
What are the most rewarding aspects of retiring in Cotswolds?
"1. The Cotswolds offers a picturesque and tranquil setting for retirement, with its rolling hills, honey-colored stone villages, and lush green countryside providing a serene backdrop for a relaxed lifestyle. 2. The region is steeped in history and culture, with numerous historic sites, museums, and galleries to explore, as well as a thriving arts scene, providing ample opportunities for enrichment and personal growth. 3. The Cotswolds is home to a strong sense of community, with friendly locals and numerous social clubs and organizations catering to a wide range of interests, making it easy to form new friendships and connections. 4. The area boasts excellent healthcare facilities, with a number of high-quality hospitals, clinics, and medical practices ensuring that retirees have access to top-notch healthcare services. 5. The Cotswolds offers a wide range of leisure activities, from walking and cycling through the stunning countryside to golfing, fishing, and horse riding, ensuring that retirees can maintain an active and healthy lifestyle. 6. The region is well-connected to major cities such as London, Birmingham, and Bristol, making it easy for retirees to travel and explore the wider UK, as well as visit friends and family. 7. The Cotswolds is renowned for its gastronomic delights, with a plethora of award-winning restaurants, cozy pubs, and charming tearooms offering delicious local produce and cuisine, ensuring that retirees can indulge in the finest culinary experiences. 8. The area offers a diverse range of housing options, from quaint cottages to luxurious country estates, catering to various budgets and preferences, allowing retirees to find their perfect home in this idyllic setting. 9. The Cotswolds is home to numerous festivals and events throughout the year, such as the Cheltenham Literature Festival and the Cotswold Show, providing retirees with a wealth of entertainment options and opportunities to engage with the local community. 10. The region's relatively mild climate, with warm summers and cool winters, ensures that retirees can enjoy the beautiful outdoors and participate in various activities throughout the year," explained one retiree living in Cotswolds.
What are healthcare services like in Cotswolds?
We asked retirees if they have access to good medical care in Cotswolds. They wrote:
"Healthcare services in the Cotswolds, are primarily provided through the National Health Service (NHS), offering a range of services including general practitioners, hospitals, and specialist care. The region has several medical centers and clinics, ensuring residents have access to primary care services. For more specialized treatments, residents may need to travel to larger nearby cities such as Cheltenham or Gloucester, where larger hospitals and specialist facilities are available. Additionally, there are private healthcare options for those who prefer or require non-NHS services. Overall, healthcare services in the Cotswolds are accessible and of good quality, but residents may need to travel for certain specialized treatments," explained one retiree living in Cotswolds.
How do I meet people in Cotswolds?
When we asked people living in Cotswolds about club and activities where newcomers can meet others, they responded:
"Expats in the Cotswolds often join local clubs and societies to meet people and integrate into the community. These can range from sports clubs such as golf, tennis, or cricket, to cultural societies like local theatre groups, art clubs, or music societies. There are also a number of social clubs and groups specifically aimed at expats, providing a supportive network for those new to the area. In addition to clubs and societies, expats often meet people through local events and festivals. The Cotswolds is known for its vibrant calendar of events, including food and drink festivals, music and arts festivals, and traditional country fairs. These events provide a great opportunity to meet locals and other expats, and to get involved in the community. Volunteering is another popular way for expats to meet people in the Cotswolds. There are numerous charities and community projects in the area that welcome the help of volunteers. This not only provides a chance to meet people, but also to contribute to the local community and learn more about the area. Many expats also meet people through their children's schools. The Cotswolds has a number of excellent schools, and many organise social events for parents. This can be a great way to meet other families in the area. Finally, the Cotswolds has a number of pubs, cafes, and restaurants that are popular meeting places for locals and expats alike. These provide a relaxed and informal setting to meet people and make new friends," said one retiree in Cotswolds.
What is life like in Cotswolds?
When we asked people living in Cotswolds what life is like and how people spend their time, they said:
"Life for expats and digital nomads in the Cotswolds, is often described as peaceful and idyllic. The region is known for its picturesque landscapes, charming villages, and slower pace of life, which many find conducive to remote work. The Cotswolds is rich in history and culture, offering plenty of opportunities for exploration and leisure activities. Despite its rural setting, it has a strong internet infrastructure, making it suitable for digital nomads. The cost of living can be high, especially in popular tourist areas, but there are also more affordable options in less frequented towns. The locals are generally friendly and welcoming, and while it may take some time to adjust to the local dialect and customs, most expats find the community to be inclusive and supportive. Public transportation is limited, so having a car can be beneficial. Overall, the Cotswolds offers a unique blend of tranquility, natural beauty, and cultural richness that many expats and digital nomads find appealing," said a person in Cotswolds.
What do I need to know before retiring in Cotswolds?
When we asked people what advice they would give someone preparing to move to Cotswolds, they said:
"Expats considering retirement in the Cotswolds, should be aware of several key factors. Firstly, the cost of living can be quite high, especially in terms of housing, as the Cotswolds is a highly sought-after area known for its picturesque villages and beautiful countryside. Healthcare in the UK is primarily provided by the National Health Service (NHS), which is free at the point of use for residents. However, expats may need to check their eligibility or consider private health insurance. The UK has a comprehensive tax system, and expats should familiarize themselves with the tax implications of retiring in the UK, including potential taxes on worldwide income and assets. The Cotswolds is a rural area, so access to amenities and services may not be as convenient as in a city. Public transportation is available but not as frequent or extensive as in urban areas. The weather in the Cotswolds, like much of the UK, is temperate, with mild summers and cool winters. Rainfall is spread throughout the year, and snow is relatively rare. The UK has a reciprocal social security agreement with many countries, which can affect pension rights and benefits. Expats should check the details of any such agreement between the UK and their home country. Finally, the Cotswolds is a popular tourist destination, so certain areas can become crowded, particularly during the summer months. However, it also offers a wealth of cultural and recreational opportunities, from historic sites to walking trails, making it an attractive place to retire," remarked one retiree in Cotswolds.
About the Author
Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC
Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.