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Cost of Living in Lucerne, Switzerland

By Betsy Burlingame

Last updated on Jun 07, 2023

Summary: What is the cost of living in Lucerne, Switzerland? Expats, digital nomads and retirees living in Lucerne talk about the general living costs, the cost of housing and health insurance.

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Is the cost of living in Lucerne high?

We asked people how much they someone comfortably live on in Lucerne, they wrote:

"Living in Lucerne is generally considered to be quite expensive. The cost of housing is high, with rent for a one-bedroom apartment in the city center typically being significantly more than in other cities. Utilities such as electricity, heating, cooling, and water are also costly, as is the price of internet connection. Groceries in Lucerne can be pricey, with items such as bread, milk, and eggs often costing more than in other European cities. Eating out is also expensive, with a meal at an inexpensive restaurant typically costing more than in other cities. A three-course meal for two people at a mid-range restaurant can be quite costly. Public transportation in Lucerne is efficient but can be expensive. A monthly pass is typically pricey, although it is cheaper than a taxi. Gasoline prices are also high. Healthcare in Switzerland is of a high standard but is also expensive. Mandatory health insurance premiums can be high, and there can be additional out-of-pocket costs for certain services. Overall, while the cost of living in Lucerne is high, it is important to note that salaries in Switzerland are also typically higher than in many other countries. This can help to offset the high cost of living," explained one expat.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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Get a quote for international health insurance from our partner, William Russell.
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Get a quote for international health insurance from our partner, William Russell.
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