Where should I setup a bank account in Malacatos?

"Expats considering retirement in Malacatos should be aware that the official language is Spanish, so learning the language or having a basic understanding would be beneficial. The cost of living is relatively low compared to North America and Europe, making it an attractive option for retirees. The climate in Malacatos is mild and pleasant year-round, with temperatures rarely exceeding 80 degrees Fahrenheit. Healthcare in Ecuador is generally good, with many doctors in larger cities trained in the US or Europe, but it's important to note that rural areas may have less access to medical facilities. Expats should ensure they have adequate health insurance that covers them internationally. Ecuador uses the US dollar as its official currency, which can make financial transitions easier for American retirees. The country has a slower pace of life, which can be a significant change for those used to a fast-paced Western lifestyle. Ecuadorian cuisine is diverse and heavily influenced by indigenous cultures, with a focus on fresh fruits, vegetables, and seafood. Expats should be aware that property rights are generally respected in Ecuador, but it's crucial to work with a reputable attorney when buying property. Public transportation is widely available and affordable in Ecuador, but driving can be challenging due to different road conditions and driving habits. Lastly, while Ecuador is generally safe, expats should be aware of their surroundings and take standard precautions to avoid petty crime," mentioned another expat when asked about moving to Malacatos, Ecuador.